In re: David Brian Fee

FILED JUN 30 2015 SUSAN M. SPRAUL, CLERK U.S. BKCY. APP. PANEL 1 NOT FOR PUBLICATION OF THE NINTH CIRCUIT 2 3 UNITED STATES BANKRUPTCY APPELLATE PANEL 4 OF THE NINTH CIRCUIT 5 In re: ) BAP No. CC-14-1387-DTaKu ) 6 DAVID BRIAN FEE, ) Bk. No. 11-14420-PC ) 7 Debtor. ) ______________________________) 8 ) DAVID BRIAN FEE, ) 9 ) Appellant, ) 10 ) vs. ) M E M O R A N D U M1 11 ) JEREMY W. FAITH, Trustee; ) 12 JPMORGAN CHASE BANK, N.A.; ) N&K INVESTMENTS, ) 13 ) Appellees. ) 14 ______________________________) 15 Submitted Without Argument on June 18, 2015 16 Filed - June 30, 2015 17 Appeal from the United States Bankruptcy Court 18 for the Central District of California 19 Honorable Peter H. Carroll, Bankruptcy Judge, Presiding 20 Appearances: Appellant David Brian Fee on brief pro se; Meghann 21 Ahern Triplett of Margulies Faith, LLP on brief for Appellee Jeremy W. Faith, Trustee; Anne Claire 22 Manalili of Levinson Arshonsky & Kurtz, LLP, on brief for Appellee JPMorgan Chase Bank, N.A. 23 24 1 This disposition is not appropriate for publication. 25 Although it may be cited for whatever persuasive value it may have 26 (see Fed. R. App. P. 32.1), it has no precedential value. See 9th Cir. BAP Rule 8024-1. 1 1 Before: DUNN, TAYLOR, and KURTZ, Bankruptcy Judges. 2 David Brian Fee appealed two orders and a judgment entered in 3 his pending chapter 72 bankruptcy case and a related adversary 4 proceeding, including an interim award of attorneys fees (“Interim 5 Fee Order”) to counsel for the chapter 7 trustee (“Trustee”). Our 6 motions panel entered an order limiting the scope of the appeal 7 (“Order Re: Scope of Appeal”) to matters other than the Interim Fee 8 Order. Notwithstanding service of the Order Re: Scope of Appeal on 9 Mr. Fee, Mr. Fee addressed his arguments in both his Opening Brief 10 and his Reply Brief principally to his appeal of the Interim Fee 11 Order. For the reasons stated below, we AFFIRM the bankruptcy court 12 with respect to the issues within the scope of the appeal. 13 I. FACTUAL BACKGROUND 14 Mr. Fee acquired title to approximately 60 acres of real 15 property (“Property”) in Ventura, California, which included an 16 improved parcel and an adjacent vacant lot, in June 2005. To fund 17 his acquisition of the Property, Mr. Fee obtained a loan (“Purchase 18 Money Loan”) from Washington Mutual Bank, FA (“WaMu”) in the amount 19 of $1,420,000, secured by a deed of trust on the Property. 20 In June 2006, Mr. Fee refinanced the Purchase Money Loan with a 21 loan from WaMu (“Refinance Loan”) in the amount of $1,680,000, also 22 secured by a deed of trust on the Property (“First Refinance Trust 23 24 2 Unless specified otherwise, all chapter and section 25 references are to the Bankruptcy Code, 11 U.S.C. §§ 101–1532, and all “Rule” references are to the Federal Rules of Bankruptcy 26 Procedure, Rules 1001–9037. 2 1 Deed”), which was recorded June 22, 2006. 2 Mr. Fee thereafter placed further encumbrances on the Property 3 as follow: July 11, 2006 deed of trust to secure his debt in the 4 amount of $120,000 to Joseph Zebrowsky (“Zebrowsky Trust Deed”); and 5 November 2, 2006 deed of trust with an assignment of rents to secure 6 his debt in the amount of $125,000 to N & K Investments (“N&K Trust 7 Deed”). 8 In August 2007, Mr. Fee obtained a second refinance loan 9 (“Second Refinance Loan”) from WaMu in the amount of $1,900,000, 10 secured by a deed of trust (“Second Refinance Trust Deed”), which 11 was recorded on August 14, 2007. The proceeds of the Second 12 Refinance Loan were used to pay off the Refinance Loan secured by 13 the First Refinance Trust Deed and the debt secured by the Zebrowsky 14 Trust Deed. The N&K Trust Deed was subordinated by agreement to the 15 Second Refinance Trust Deed. 16 On October 25, 2007, N&K recorded its own second deed of trust 17 with an assignment of rents (“Second N&K Trust Deed”) to secure Mr. 18 Fee’s debt to N&K in the amount of $175,000. Also on October 25, 19 2007, N&K recorded two requests for notice of delinquency under the 20 Second Refinance Trust Deed. On September 25, 2008, WaMu was closed 21 by the Office of Thrift Supervision, and the Federal Deposit 22 Insurance Corporation (“FDIC”) was named receiver. Ultimately, 23 through an historic Purchase and Assumption Agreement executed on 24 the same date, JPMorgan Chase Bank, N.A. (“JPMC”) succeeded to 25 WaMu’s interest in the Second Refinance Trust Deed and its 26 underlying promissory note. 3 1 Mr. Fee filed a chapter 11 petition on September 16, 2011. On 2 October 4, 2012, the bankruptcy court entered its order (“Conversion 3 Order”) converting Mr. Fee’s bankruptcy case to a chapter 7 case. 4 Jeremy W. Faith was appointed as the Trustee on October 16, 2012. 5 On July 23, 2012, while Mr. Fee’s bankruptcy case was still a 6 chapter 11 case, JPMC filed a motion for relief from the automatic 7 stay in order to foreclose on the Property. Mr. Fee opposed JPMC’s 8 motion for relief from stay on the basis that JPMC lacked standing 9 to bring the motion. The bankruptcy court determined that JPMC had 10 standing pursuant to Cal. Com. Code § 3301(b)3 and entered an order 11 (“Stay Relief Order”) on August 24, 2012, granting JPMC relief from 12 the automatic stay. Mr. Fee did not appeal the Stay Relief Order. 13 During the subsequent non-judicial foreclosure process, JPMC 14 discovered an error in the extensive legal description of the 15 Property in the Second Refinance Trust Deed. JPMC thereafter 16 commenced an adversary proceeding in Mr. Fee’s chapter 7 bankruptcy 17 case on February 13, 2013, pursuant to which JPMC sought reformation 18 of the Second Refinance Trust Deed, declaratory relief, and the 19 imposition and foreclosure of an equitable lien against the Property 20 to the extent any of the defendants named in the complaint, the 21 3 22 Cal. Com. Code § 3301(b) provides: 23 “Person entitled to enforce” an instrument means . . . a nonholder in possession of the instrument who has the 24 rights of a holder . . . . A person may be a person 25 entitled to enforce the instrument even though the person is not the owner of the instrument or is in wrongful 26 possession of the instrument. 4 1 Trustee, Mr. Fee, and N&K, received any benefit from the proceeds of 2 the Second Refinance Loan. 3 The Trustee filed an answer to the complaint, through which he 4 both denied JPMC’s claims and asserted affirmative defenses. After 5 Mr. Fee and N&K failed to file timely responsive pleadings to the 6 complaint, the Clerk of the bankruptcy court entered their defaults 7 on April 23, 2013. 8 The initial Status Conference in the adversary proceeding was 9 held April 30, 2013. Despite the entry of default against him, 10 Mr. Fee appeared to advise the bankruptcy court that he would be 11 seeking counsel or otherwise taking action in response to the 12 complaint. He did neither. At a further status conference 13 (“Further Status Conference”) held in the adversary proceeding on 14 March 25, 2014, Mr. Fee again appeared. When the bankruptcy court 15 pointed out to Mr. Fee that he had taken no action to set aside the 16 default that had been entered against him nearly a year before, 17 Mr. Fee stated that he was aware his default had been entered and 18 that he would file documents that same day that would address his 19 position in the matter. 20 Immediately after the Further Status Conference, Mr. Fee filed 21 his “Ex Parte Petition, Motion and Request for Hearing as an 22 Extraordinary Writ of Mandamus” (“Petition for Writ of Mandamus”) in 23 the bankruptcy court, which the bankruptcy court denied by its order 24 entered April 29, 2014. In denying the Petition for Writ of 25 Mandamus, the bankruptcy court observed that although Mr. Fee never 26 specified what ruling he was seeking to challenge, he appeared to 5 1 suggest that the bankruptcy court had erred in determining at some 2 unspecified point that JPMC had standing to assert claims with 3 respect to the Property.4 4 At some point after the Further Status Conference, JPMC entered 5 into a settlement agreement with the Trustee and N&K, the terms of 6 which provided that JPMC would pay Mr. Fee’s bankruptcy estate the 7 sum of $65,000 in exchange for a stipulated judgment reforming the 8 Second Refinance Trust Deed in the manner requested in the 9 complaint, i.e., by correcting the legal description. 10 To facilitate resolution of the entire adversary proceeding in 11 light of the proposed settlement, on June 19, 2014, JPMC filed a 12 motion for entry of a default judgment against Mr. Fee. The 13 adversary proceeding docket reflects that JPMC was directed to 14 upload a form of judgment without the need to schedule a hearing. 15 On July 1, 2014, the Trustee filed his motion for an order 16 approving the settlement (“Compromise Motion”). A hearing was set 17 for July 29, 2014 for the bankruptcy court to consider the 18 Compromise Motion. Mr. Fee filed no response or objection to the 19 Compromise Motion. On July 28, 2014, the bankruptcy court issued 20 its tentative ruling (“Tentative Ruling”), which approved the 21 22 4 Mr. Fee filed in this appeal a Petition for Entry of Default 23 Judgment Against JPMC (“Petition for Judgment”), decision of which the motions panel deferred to the merits panel. The pending 24 Petition for Judgment includes a request that the order denying the 25 Petition for Writ of Mandamus be reversed. We address disposition of the Petition for Judgment in the opening paragraph of the 26 Discussion, infra. 6 1 settlement under the standards articulated by the Ninth Circuit in 2 Woodson v. Fireman’s Fund Ins. Co. (In re Woodson), 839 F.2d 610, 3 620 (9th Cir. 1988); and Martin v. Kane (In re A&C Props.), 784 F.2d 4 1377, 1381 (9th Cir. 1986). The Tentative Ruling advised parties 5 that based on the failure of any party to file a written opposition 6 to the Compromise Motion, no appearance was necessary at the 7 scheduled hearing. Nevertheless, Mr. Fee appeared at the hearing 8 scheduled on the Compromise Motion, at which time the bankruptcy 9 court advised Mr. Fee that no objection had been filed, with the 10 consequence that the bankruptcy court had granted the Compromise 11 Motion, and answered Mr. Fee’s question regarding the time within 12 which he was required to file his appeal.5 13 On July 30, 2014, the bankruptcy court (1) entered an order 14 (“Compromise Order”) in Mr. Fee’s main bankruptcy case approving the 15 Compromise Motion, and (2) entered a judgment (“Judgment”) in the 16 5 Mr. Fee’s presentation at the hearing began: 17 18 I am David Fee, the debtor. I am here to notify the Court that this Court lacks the authority jurisdiction. I have 19 filed a petition in the U.S. – United States District Court for satisfaction. I feel this Court is out of 20 order. The conduct of the U.S. Trustee is out of order. 21 He’s given legal advice where he’s not here to do so. He told me not to hire an attorney on an adversary matter, 22 therefore I lost. He told me I don’t stand a chance against JPMorgan Chase, I’ll never beat them, and he is 23 the U.S. Trustee defense and JPMorgan Chase will never be found – defense [sic]. That’s all I really want to say, 24 Your Honor, and I look for a fair trial in the United 25 States District Central Court. 26 Tr. of July 29, 2014 H’rng at 2:13-25. 7 1 adversary proceeding which included both a default judgment against 2 Mr. Fee and judgment with respect to the other parties consistent 3 with the terms of the settlement approved through the Compromise 4 Motion. 5 On August 11, 2014, Mr. Fee filed a timely notice of appeal 6 with respect to the Compromise Order and the Judgment. 7 The notice of appeal also purported to appeal from an “Order on 8 Application for Payment Of Interim Fees and/or Expenses” (“Interim 9 Fee Order”), which the bankruptcy court had entered on July 23, 10 2014. After giving Mr. Fee an opportunity to respond to its 11 proposed action, which he declined, our motions panel entered an 12 order (“Order Re: Scope of Appeal”) limiting the scope of this 13 appeal to the Compromise Order and the Judgment on the basis that 14 the Interim Fee Order was interlocutory. Nevertheless, Mr. Fee 15 addressed most of his argument in both his opening brief and his 16 reply brief to the alleged error of the bankruptcy court in entering 17 the Interim Fee Order. 18 II. JURISDICTION 19 The bankruptcy court had jurisdiction under 28 U.S.C. §§ 1334 20 and 157(b)(2)(A), (K) and (O). We have jurisdiction under 28 U.S.C. 21 § 158. 22 III. ISSUES 23 Whether the bankruptcy court abused its discretion when it 24 granted the Compromise Motion. 25 Whether the bankruptcy court abused its discretion when it 26 entered the Judgment to give effect to the Compromise Motion. 8 1 IV. STANDARDS OF REVIEW 2 A bankruptcy court's decision to approve a compromise 3 settlement is reviewed for abuse of discretion. Martin v. Kane 4 (In re A & C Props.), 784 F.2d at 1380; Goodwin v. Mickey Thompson 5 Entertainment Group, Inc. (In re Mickey Thompson Entertainment 6 Group, Inc.), 292 B.R. 415, 420 (9th Cir. BAP 2003). A bankruptcy 7 court abuses its discretion if it applies an incorrect legal 8 standard or misapplies the correct legal standard, or if its fact 9 findings are illogical, implausible or without support from evidence 10 in the record. TrafficSchool.com v. Edriver Inc., 653 F.3d 820, 832 11 (9th Cir. 2011). 12 We may affirm the decision of the bankruptcy court on any basis 13 supported by the record. See ASARCO, LLC v. Union Pac. R. Co., 14 765 F.3d 999, 1004 (9th Cir. 2014); Shanks v. Dressel, 540 F.3d 15 1082, 1086 (9th Cir. 2008). 16 V. DISCUSSION 17 As a preliminary procedural matter, we deny Mr. Fee’s Petition 18 for Entry of Default Judgment (“Petition for Judgment”) against 19 JPMC. In the Petition for Judgment, Mr. Fee requests extensive 20 relief, tantamount to proclaiming him victorious in the overall 21 litigation, on the ground that JPMC failed to timely file its 22 opening brief on appeal. However, JPMC timely requested, and was 23 granted (“Extension Order”), an extension of the deadline for filing 24 its brief. JPMC thereafter filed its brief timely within the terms 25 of the Extension Order. Thus, the foundation upon which Mr. Fee 26 bases the Petition for Judgment fails, with the result that it is 9 1 incapable of supporting any requested relief. Further, to the 2 extent Mr. Fee seeks relief through the Petition for Judgment from 3 the bankruptcy court’s order denying his Petition for Writ of 4 Mandamus, we note only that Mr. Fee never filed an appeal from that 5 order so that it is not before us for review. 6 As a second preliminary matter, we deem it necessary in light 7 of both the Order Re: Scope of Appeal and the wide-ranging issues 8 raised in Mr. Fee’s Opening Brief to state explicitly that the only 9 matters we are reviewing in this appeal are the Compromise Order and 10 the Judgment. To the extent Mr. Fee intends his opening brief as an 11 invitation to this Panel to review the Conversion Order, the Stay 12 Relief Order, or the Interim Fee Order, we decline. 13 A. The Bankruptcy Court Did Not Abuse Its Discretion When It Granted the Compromise Motion and Entered the Compromise Order. 14 Rule 9019(a) authorized the bankruptcy court to approve the 15 Trustee’s Compromise Motion “after notice and a hearing.” “[A]fter 16 notice and a hearing” does not mean that a hearing must be held, 17 only that notice of the proposed compromise must be “reasonably 18 calculated, under all the circumstances, to apprise interested 19 parties of the pendency of the action and afford them an opportunity 20 to present their objections.” Mullane v. Central Hanover Bank & 21 Trust Co., 339 U.S. 306, 314 (1950). The bankruptcy court made 22 findings in its Tentative Ruling that due process had been satisfied 23 to support ruling on the Compromise Motion without a hearing. 24 This motion to approve a compromise pursuant to [Rule] 25 9019 has been filed by the [Trustee] and set for hearing on the notice required by [Local Rule] 9013-1(d)(2) and 26 other applicable rules. The failure of [Mr. Fee] and 10 1 parties in interest to file written opposition at least 14 days prior to the hearing as required by [Local Rule] 2 9013-1(f) is considered as consent to the granting of the motion. [Local Rule] 9013-1(h). Cf. Ghazali v. Moran, 3 46 F.3d 52, 53 (9th Cir. 1995). Further, because the court is granting the relief requested by the moving party 4 and for which a prima facie case has been established, an actual hearing is not necessary. See Boone v. Burk 5 (In re Eliapo), 468 F.3d 592, 602 (9th Cir. 2006). Their defaults are entered and the matter will be resolved 6 without oral argument [Local Rule] 9013-1(j)(3). No appearance is necessary. (Emphasis in original.) 7 8 The bankruptcy court then identified the correct legal standard 9 for approving a compromise. Specifically, the bankruptcy court 10 articulated the factors in In re A & C Props.: (a) The probability 11 of success in the litigation; (b) the difficulties, if any, to be 12 encountered in the matter of collection; (c) the complexity of the 13 litigation involved, and the expense, inconvenience and delay 14 necessarily attending it; and (d) the paramount interest of the 15 creditors and a proper deference to their reasonable views in the 16 premises. It then made explicit findings in the Tentative Ruling 17 with respect to these factors: 18 Here, the compromise resolves a pending adversary proceeding (Adv. No. 9:13-ap-01034-PC) initiated by 19 plaintiff [JPMC] against the bankruptcy estate. The proposed settlement provides, in pertinent part, that 20 [JPMC] will pay $65,000.00 to the estate. In return, [Trustee] will permit entry of judgment against [the] 21 estate to reform the [Second Refinance Trust Deed] on debtor’s real property to include, inter alia, an accurate 22 legal description. Releases will be executed and all remaining claims of the adversary complaint will be 23 dismissed without the need for further litigation. The court agrees that the compromise is fair and equitable, 24 and in the best interest of the creditors and the estate. The defenses asserted by the defendant may result in the 25 estate recovering nothing. The potential costs in bringing this proceeding to trial may be high and the 26 potential recovery may be low. Therefore, it is in the 11 1 estate’s and the creditors’ best interest to approve the compromise. 2 3 Based on the findings contained in the Tentative Ruling, it is 4 evident that the bankruptcy court applied the correct legal standard 5 in ruling on the Compromise Motion, and that its findings were not 6 “illogical, implausible or without support from evidence in the 7 record.” 8 Nothing in Mr. Fee’s arguments on appeal suggests a different 9 result is appropriate. The majority of the arguments Mr. Fee raised 10 in his Opening Brief are outside the scope of this appeal. The two 11 arguments that do relate to the Compromise Motion were waived 12 because Mr. Fee failed to raise them in the bankruptcy court in the 13 first instance. 14 Generally, we do not consider arguments not “properly raise[d]” 15 in the bankruptcy court. O'Rourke v. Seaboard Sur. Co. (In re E.R. 16 Fegert, Inc.), 887 F.2d 955, 957 (9th Cir. 1989); see also 17 In re Cybernetic Serv., Inc., 252 F.3d 1039, 1045 n.3 (9th Cir. 18 2001)(appellate court will not explore ramifications of argument 19 because it was not raised in the bankruptcy court and, therefore, 20 was waived); Scovis v. Henrichsen (In re Scovis), 249 F.3d 975, 984 21 (9th Cir. 2001)(stating that court will not consider issue raised 22 for first time on appeal absent exceptional circumstances); 23 Concrete Equip. Co., Inc. v. Fox (In re Vigil Bros. Constr., Inc.), 24 193 B.R. 513, 520 (9th Cir. BAP 1996). An argument is “properly 25 raised” if it was raised sufficiently for the trial court to make a 26 ruling. In re E.R. Fegert, Inc., 887 F.2d at 957. Notwithstanding 12 1 the general rule, 2 A reviewing court may consider an issue raised for the first time on appeal if (1) there are exceptional 3 circumstances why the issue was not raised in the trial court, (2) the new issue arises while the appeal is 4 pending because of a change in the law, or (3) the issue presented is purely one of law and the opposing party will 5 suffer no prejudice as a result of the failure to raise the issue in the trial court. 6 7 Franchise Tax Bd. v. Roberts (In re Roberts), 175 B.R. 339, 345 (9th 8 Cir. BAP 1994)(internal quotation marks omitted)(citing United 9 States v. Carlson, 900 F.2d 1346, 1349 (9th Cir. 1990)). None of 10 these conditions for considering an issue not raised in the 11 bankruptcy court are satisfied in the instant appeal. 12 In his Opening Brief, Mr. Fee asserted that the bankruptcy 13 court erred in approving the Compromise Motion because, as a factual 14 matter, WaMu had two weeks to examine the Second Refinance Trust 15 Deed before it was recorded. Further, JPMC, assuming it had 16 “standing,” had more than ample time to compel Mr. Fee to execute a 17 replacement trust deed, but it never did. 18 We note that Mr. Fee never filed an opposition to the 19 Compromise Motion. While he did appear at the time the hearing on 20 the Compromise Motion had been scheduled, his only “argument” was to 21 assert the bankruptcy court had no authority over the matter. 22 Thus, Mr. Fee has waived the argument made to us, which appears to 23 be based on an estoppel theory, because he never presented it to the 24 bankruptcy court in the first instance. Further, Mr. Fee expressly 25 waived any issue regarding the bankruptcy court’s lack of authority 26 over the Compromise Motion. Mr. Fee stated in his Opening Brief: 13 1 “The Bankruptcy Court had jurisdiction to enter the final Judgment 2 and Orders referenced above pursuant to 28 U.S.C. §§ 157(a), 3 157(b)(1) and 1334.” Opening Brief at 1:15-17. 4 The only other argument Mr. Fee asserts in his Opening Brief 5 that relates even tangentially to the Compromise Motion is that the 6 bankruptcy court erred when it denied the Petition for Writ of 7 Mandamus. Mr. Fee asserts that in denying the Petition for Writ of 8 Mandamus the bankruptcy court improperly granted standing to JPMC to 9 which it was not entitled. Again, we note that Mr. Fee never 10 presented this argument in opposition to the Compromise Motion. Nor 11 did he appeal the order denying the Petition for Writ of Mandamus. 12 Mr. Fee therefore has waived this argument as well. 13 B. The Bankruptcy Court Did Not Abuse Its Discretion When It Entered the Judgment. 14 15 Except to the extent the Judgment is a default judgment against 16 Mr. Fee, it constitutes a consent judgment as to the remaining 17 parties. We already have determined that the bankruptcy court did 18 not abuse its discretion when it approved the Compromise Motion. 19 The consent judgment is merely another iteration of the approval of 20 the Compromise Motion, the form being dictated by the existence of 21 the adversary proceeding. Accordingly, no additional issue exists 22 in this appeal in connection with the entry of the Judgment, as 23 distinct from the entry of the Compromise Motion. 24 VI. CONCLUSION 25 Mr. Fee did not oppose the Compromise Motion. Accordingly, he 26 waived for purposes of this appeal any issue he might otherwise have 14 1 had with respect to the entry of the Compromise Order or the 2 Judgment. We therefore AFFIRM. 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 15