J-A10026-17
NON-PRECEDENTIAL DECISION - SEE SUPERIOR COURT I.O.P. 65.37
ANDREW MCADOO IN THE SUPERIOR COURT OF
PENNSYLVANIA
Appellant
v.
CHERI CARUSO
Appellee No. 1802 EDA 2016
Appeal from the Order Entered May 10, 2016
In the Court of Common Pleas of Bucks County
Civil Division at No(s): 2013-04549
BEFORE: FORD ELLIOTT, P.J.E., DUBOW, J., and SOLANO, J.
MEMORANDUM BY SOLANO, J.: FILED OCTOBER 31, 2017
Appellant Andrew McAdoo appeals from the order allocating owelty of
$46,627.92 to him in this partition action. We affirm.
In 2006, McAdoo, his wife Michelle McAdoo, and Appellee Cheri Caruso
(Michelle McAdoo’s sister) purchased property in Bensalem, Bucks County
(“the Property”). See Deed, Bucks Cnty. Deed Book 5195, p. 1323 (Dec. 1,
2006).1 The purchase price was $200,000, but at the time of trial, the
Property was appraised as having a value of only $170,000. Each party
owns a 50% interest in the Property. At the time of purchase, McAdoo made
an initial deposit of $5,000 and a down payment of $97,500. The parties
took out a mortgage for the remaining $97,500. As of May 20, 2015, the
mortgage balance was $87,575. The equity value as of that date therefore
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1 Michelle McAdoo died in 2007. Trial Ct. Op., 8/4/16, at 8. Prior to her
death, Michelle and Andrew had owned their 50% share as tenants by the
entireties.
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was $82,425 ($170,000 minus $87,525). Trial Ct. Decision, 5/10/16, at 1-
3; Trial Ct. Op., 8/4/16, at 3-4.
On June 18, 2013, McAdoo filed a complaint against Caruso for
partition of the Property. Paragraph 6 of the complaint stated: “The
[P]roperty was purchased for $195,000. [McAdoo] paid cash for his half
interest and [Caruso] took out the mortgage for her half.”
The trial court appointed a Master to hear all evidence and to provide a
report and recommendation regarding the partition of the Property. One of
the issues at the hearing was the Property’s fair market value. The Master
stated that McAdoo provided a report from a “real estate broker . . . dated
May 6, 2015, not[ing] quite simply that the fair market rental value of [the
P]roperty would be ‘$1,200.00 per month with a tenant paying the utilities.’
There [was] no documentation or information provided for what time span
the $1,200 per month would be applicable.” Master’s Report, 6/26/15, at 4.
Caruso did not present any evidence to contradict this amount.
The Master filed his report on June 26, 2015. On July 6, 2015,
McAdoo filed exceptions to the Master’s Report. In his exceptions, McAdoo
“request[ed] that [he] be paid $85,000.00 for his 50% interest in [the
P]roperty.” McAdoo’s Mem. of Law in Supp. of his Exceptions to the Rep. of
the Master, 7/6/15, at 4. That amount is equal to half of the appraised
value of the Property, without any deduction for the mortgage. On
August 11, 2015, Caruso filed a response to McAdoo’s exceptions, and on
April 20, 2016, the trial court held oral argument on the exceptions.
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On May 10, 2016, the trial court resolved McAdoo’s exceptions and
awarded credits to the parties under Rule of Civil Procedure 1570(a)(5).2
Specifically, the trial court held that McAdoo “receives credit for $102,500
for an initial deposit on the [P]roperty of $5,000.00 and a down payment at
settlement of $97,500.00.” Trial Ct. Decision, 5/10/16, at 2. The trial court
granted Caruso the following credits, based on payments made by her:
Mortgage Payments of Principal and Interest totaling
$64,269.00.
Property Taxes Paid of $10,212.00.
Homeowner’s Insurance Paid of $4,195.00.
Total of these amounts: $78,676.00.
Id.; Master’s Report, 6/26/15, at 4. McAdoo does not dispute any of these
findings of fact, stating that “the application of the numbers is in dispute.”
McAdoo’s Brief at 6.
The amount of the total credits awarded by the trial court, $181,176,
is greater than the current equity of the Property. The trial court’s equitable
solution to this arithmetic conundrum is as follows:
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2 Rule 1570(a) includes requirements for a decision rendered in a partition
action, stating:
The decision shall include findings of fact as follows:
....
(5) the credit which should be allowed or the charge which
should be made, in favor of or against any party because of use
and occupancy of the property, taxes, rents or other amounts
paid, services rendered, liabilities incurred or benefits derived in
connection therewith or therefrom . . . .
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[E]ach party owns a 50% interest in a property that has a total
net value of $82,425.00. The real issue is how to fairly address
the existing equity in this property either through a buy-out or a
sale. . . . [T]he [trial c]ourt finds that [Caruso]’s total
contribution to the [P]roperty is $78,676.00 [and] that
[McAdoo]’s total contribution to the [P]roperty is $102,500.00.
The total contributions to the [P]roperty are therefore
$181,176.00. [Caruso]’s ratio contributions to the whole [are]
therefore 43.43% and [McAdoo’s] ratio contribution to the whole
is therefore 56.57%.
Accordingly, the [trial c]ourt finds that if [Caruso] wants to buy
out the interests of [McAdoo], [Caruso] would be required to pay
[McAdoo] 56.57% of the equity in the [P]roperty, or $46,627.82.
($82,425.00 x 56.57% = $46,627.82). Should [Caruso] wish to
buy-out [McAdoo]’s interest in the [P]roperty, [Caruso] must
arrange to have [McAdoo]’s name removed from the mortgage
or be able to re-finance the [P]roperty to have [McAdoo]’s name
removed from the mortgage.
Should [Caruso] decide not to buy-out [McAdoo]’s interest in the
[P]roperty, then said property should be listed for sale with a
reputable realtor, familiar with the marketplace of the specific
geographic area of the [P]roperty at a reasonable selling price[,]
and the net proceeds of the sale shall be distributed 56.[5]7% to
[McAdoo] and 43.43% to [Caruso].
Trial Ct. Decision, 5/10/16, at 2-3.
McAdoo now raises four issues on appeal:
A. Did the [trial court] err by failing to find that the mortgage
was obtained by [Caruso] to purchase her half of the real estate
as stated in paragraph 6 of the complaint on which a default
judgment was entered?
B. Did the [trial court] err when it failed to properly apply the
statute of frauds and follow the order for partition?
C. Did the [trial court] err by placing no value on the fact
[that Caruso] had sole and exclusive use of the real estate for
ten years and by awarding a credit to [Caruso] for payment of
[taxes, the mortgage,] and insurance?
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D. Did the court abuse its discretion in reaching a result that is
inequitable and unjustly enriches [Caruso] at the expense of
[McAdoo]?
McAdoo’s Brief at 4 (all-capitalization omitted).
Our standard of review of an order resolving an action for partition,
which is an equitable remedy, is deferential: “Trial courts have broad
equitable powers to effectuate justice and we will find an abuse of discretion
only if the trial court has misapplied the law or failed to follow proper legal
procedures.” Nicholson v. Johnston, 855 A.2d 97, 102 (Pa. Super. 2004)
(citation and internal brackets omitted), appeal denied, 868 A.2d 453 (Pa.
2005). A trial judge’s findings of fact in an equitable matter “have all the
force and effect of a jury’s verdict if they are supported by adequate
evidence and ordinarily will not be disturbed on appeal.” Piercing Pagoda,
Inc. v. Hoffner, 351 A.2d 207, 213 (Pa. 1976). It is similarly well-settled
that the weight to be assigned evidence is solely within the exclusive
province of a court sitting in equity. Machalicka v. Lukasevic, 31 A. 164
(Pa. 1943) (per curiam).
Allocation of the Mortgage
McAdoo first contends that the trial court “erred by failing to find that
the mortgage was obtained by [Caruso] to purchase her half of the real
estate as stated in Paragraph 6 of the complaint on which a default
judgment was entered.” McAdoo’s Brief at 11. McAdoo contends that the
trial court should not have treated the mortgage as a joint debt of the
parties because Caruso took out the mortgage to pay for her share of the
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$97,500 down payment. He apparently wants the entire debt charged to
Caruso and objects to giving Caruso credits for payments she has made on
that debt. He argues:
As a result of the default judgment entered in favor of [McAdoo],
the averment in [P]aragraph 6 of the [c]omplaint is deemed
admitted by [Caruso] and is binding on the Court. . . . [The trial
court has] ignored Paragraph 6 of the complaint which states
that [Caruso] obtained a mortgage for her half. . . . The problem
here is the [trial c]ourt’s misplaced sympathy for [Caruso]. . . .
In its Opinion, the [trial court] states that it has a suspicion that
[McAdoo]’s contribution was a gift, but does dismiss [Caruso]’s
claim that she is the sole owner of the [P]roperty. . . . Suspicions
are not a basis to ignore the law or the facts in the case as
supported by the record.
Id. at 11-12 (citations omitted). We conclude that McAdoo is not entitled to
relief on this claim.
Despite McAdoo’s argument, the record shows that both Caruso and
the McAdoos signed the mortgage and that both McAdoo and Caruso are
jointly liable for its payment. See Trial Ct. Op., 8/4/16, at 16. Due to that
fact, the trial court properly viewed the mortgage as a joint debt, the
amount of which had to be subtracted from the appraised value of the
Property to determine the Property’s net value. And since both McAdoo and
Caruso were liable for payment of the debt, the trial court properly credited
Caruso for the mortgage payments, since those payments reduced the debt
of both her and McAdoo. Courts in Pennsylvania have long permitted credits
for mortgage debt payments after the initial purchase of a property. See
Weiskircher v. Connelly, 93 A. 1068, 1068 (Pa. 1915); Fascione v.
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Fascione, 416 A.2d 1023, 1028 (Pa. Super. 1979); Hickman’s Estate, 40
Pa.Super. 244, 248 (Pa. Super. 1909).
All of McAdoo’s claims about what “facts” were “ignored” by the trial
court in making these rulings are belied by the record. See McAdoo’s Brief
at 11. The trial court did “find that the mortgage was obtained by [Caruso]
to purchase her half of the real estate,” id.; in its opinion, the trial court
wrote: “At the time of purchase, [McAdoo] paid cash for his one-half
interest in the [P]roperty and [Caruso] entered into a mortgage for her one-
half interest in the [P]roperty.” Trial Ct. Op., 8/4/16, at 11. As for
Appellant’s contention that the trial court also “ignored Paragraph 6 of the
complaint,” McAdoo’s Brief at 11, the trial court specifically contradicted this
argument in its opinion, explaining:
[McAdoo’s] argument is contrary to the [trial c]ourt’s Order
dated May 8, 2016. . . . The [trial c]ourt also considered the fact
that [Caruso] contributed to the [P]roperty, in part, by entering
into the mortgage. Contrary to [McAdoo]’s argument, the [trial
c]ourt did not ignore [P]aragraph 6 of the Complaint. What the
[trial c]ourt did find, however, is that in addition to
[P]aragraph 6, and not in contravene[tion] of [P]aragraph 6,
[McAdoo] co-signed the mortgage document and is obligated
thereunder.
Trial Ct. Op., 8/4/16, at 16 (emphasis in original) (citation omitted).
McAdoo is correct that the trial court expressed a “suspicion that the
[P]roperty may have very well been purchased for the benefit of” Caruso
and “was quite possibly a gift.” See McAdoo’s Brief at 11-12; Trial Ct. Op.,
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8/4/16, at 11.3 However, the trial court explicitly stated that “there was
insufficient evidence to make such a determination,” id. at 12, and that it
“agreed with [McAdoo] and rejected the argument that [Caruso]’s
contribution was merely a gift[.]” Id. at 2.
Thus, McAdoo’s first issue is meritless.
Statute of Frauds
McAdoo’s next argument is as follows:
The [trial court] erred when it failed to properly apply the
Statute of Frauds and follow the order for partition. . . . The
[trial court] . . . takes into account what it found to be the
“intent” of the parties. This is error. There is a deed that
states the [P]roperty is owned in equal shares by the
parties. That was the clear intent of the parties. That fact
cannot be contradicted by a discussion of the possible intent of
the parties. That is a clear violation of the Statute of Frauds.
See 33 P.S. § 1. . . . The [trial court] ignores its finding that the
$102,500.00 was not a gift. . . . The deed and the Order for
Partition called for a fifty-fifty division of ownership.
McAdoo’s Brief at 12 (emphasis added).4
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3 Caruso presented evidence that her sister had agreed to help her buy a
home and intended the $97,500 down payment made by the McAdoos to be
a gift to her to enable the purchase. Caruso claimed that she was intended
to be the sole owner of the Property and that McAdoo had his name added to
the deed at the last minute.
4 McAdoo’s bald averments are unsupported by any substantive legal
analysis and bereft of any legal citation other than to the Statute of Frauds.
For this reason, we could find he failed to establish entitlement to relief.
See In re Estate of Whitley, 50 A.3d 203, 209 (Pa. Super. 2012) (“[t]he
argument portion of an appellate brief must include a pertinent discussion of
the particular point raised along with discussion and citation of pertinent
authorities”) (internal citations and quotation marks omitted), appeal
denied, 69 A.3d 603 (Pa. 2013); see also Lackner v. Glosser, 892 A.2d
21 (Pa. Super. 2006) (explaining that appellant’s arguments must adhere to
(Footnote Continued Next Page)
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The trial court responded that the Statute of Frauds does not apply to
a partition of property, Trial Ct. Op., 8/4/16, at 17 (citing cases), and we
agree. The trial court was not conveying property without a deed; it was
allocating interests in the value of the Property pursuant to a partition order.
In these circumstances, no statute of frauds is applicable. Wolf v. Wolf, 28
A. 164 (Pa. 1893) (“partition of land between tenants in common is not such
a sale or transfer as would be affected by the Statute of Frauds”); see also
McKnight v. McKnight, 498 A.2d 961, 963 (Pa. Super. 1985) (“an
exception [to the statute of frauds] is recognized for an oral partition of
property”).
From our review of McAdoo’s argument, however, it does not appear
that he is making an argument based on the Statute of Frauds, despite his
use of that nomenclature. Instead, the focus of his argument is that the
language of the deed by which the Property was acquired is controlling, and
no additional, extrinsic evidence should be considered when partitioning the
Property. See McAdoo’s Brief at 12. In this respect, McAdoo is correct that
there is a line of authorities that places overriding significance on the
language of the deed by which the property being partitioned was acquired
(Footnote Continued) _______________________
rules of appellate procedure, and arguments which are not appropriately
developed are waived on appeal; arguments not appropriately developed
include those in which a party has failed to cite any authority in support of a
contention).
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when fixing the interests of its co-owners.5 But we find nothing in the trial
court’s ruling to suggest that it did not follow the deed. Throughout this
case, the trial court has referred to and acknowledged that the parties are
tenants in common who hold undivided, equal shares in the Property. The
trial court stated:
[The trial court] in this case found that the parties owned the
[P]roperty in equal shares, as tenants in common, as indicated
by the deed that [McAdoo] attached to the Complaint. At no
point did the [trial c]ourt, or the Master, find that the parties
owned the [P]roperty as anything but tenants in common with
equal shares.
Trial Ct. Op., 8/4/16, at 17 (citing Trial Ct. Decision, 5/10/16, at 1). 6 See
generally In re Estate of Quick, 905 A.2d 471, 474 (Pa. 2006) (rights of
tenants in common).
The trial court did not apportion the property according to its view of
the parties’ intent; it awarded 50% of the property to each party pursuant to
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5 See, e.g., Bove v. Bove, 149 A.2d 67, 68 (Pa. 1959) (“which one of two
unmarried joint tenants ... supplied or largely contributed the purchase price
for their jointly held property[ ] has no probative value whatsoever in
determining whether or not the deed for the property evidences an intention
on the part of the grantees to create a joint tenancy in themselves with right
of survivorship”); see also Teacher v. Kijurina, 76 A.2d 197, 200-02 (Pa.
1950); Maxwell v. Saylor, 58 A.2d 355 (Pa. 1948); Moore v. Miller, 910
A.2d 704, 705, 708-09 (Pa. Super. 2006).
6 See also Trial Ct. Op., 8/4/16, at 1 (“each own the [P]roperty as tenants
in common with equal share”), 2 (McAdoo “cited to the deed to the
[P]roperty which states that the parties own the [P]roperty as tenants in
common in equal shares”), 8 (“[t]he parties each own 50% share in the
single family home as tenants in common, as reflected by the deed”), 11
(“both [McAdoo] and [Caruso] now own one-half interest in the [P]roperty
as tenants in common”).
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the deed. The court was obligated, however, to then exercise its judgment
to award credits to each party in calculating the owelty due as a result of the
partition. Pa.R.C.P. 1570(a)(5). The trial court exercised its equitable
judgment in doing so. Its performance of that task did not implicate, or
violate, the Statute of Frauds.
Fair Rental Value
The trial court declined to allow McAdoo a credit for the fair rental
value of the Property during the period that Caruso occupied it. McAdoo
contends that this result was inequitable, and he maintains that “[f]air rental
value should be awarded where [McAdoo] showed that he was not in
possession of the [P]roperty and that [Caruso] and her family had sole and
exclusive possession of the [P]roperty.” McAdoo’s Brief at 8-9. He
maintains that the evidence was uncontradicted that the fair market value
was $1,200 per month. Id. at 13. McAdoo additionally argues that the trial
court “failed to take into account the delaying actions of [Caruso]. . . .
[F]ilings by [Caruso] that were dismissed for failure to follow the rules . . .
delayed this action by almost two years.” Id. at 14. McAdoo concludes that
“[n]o setoff for the exclusive use by [Caruso] is contrary to law and not
equitable.” Id. at 15.
The trial court responded: “As it relates to the issue of rent, the
evidence and potential calculations are unclear in this matter and the [trial
c]ourt is uncomfortable making a finding based on the information at hand.”
Trial Ct. Decision, 5/10/16, at 3. The trial court explained:
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The Master rejected [McAdoo]’s claim for rent credits as the
May 6, 2015, real estate broker statement presented simply
noted that the fair market rental value of the property would be
$1,200.00 per month with a tenant paying the utilities, but had
no indication as to what time span the $1,200 per month would
be applicable. . . . [McAdoo] presented no additional evidence to
th[e trial c]ourt regarding the issue of rent when he filed his
Exceptions to the Master’s Report. . . . With respect to
[McAdoo]’s argument that the [trial c]ourt is in error by placing
zero value on the fact that [Caruso] has had sole and exclusive
use of the real estate for ten years, the [trial c]ourt, and the
Master, specifically held that [McAdoo] had failed to meet his
burden of proving credits for rent.
Trial Ct. Op., 8/4/16, at 4, 14, 18 (citing Trial Ct. Decision, 5/10/16, at 3;
Master’s Rep., 6/26/15, at 4).
This Court is “bound to accept the findings of the trial court,”
Nicholson, 855 A.2d at 100, and must “consider the evidence in a light
most favorable to the verdict winner.” Richards v. Ameriprise Fin., Inc.,
152 A.3d 1027, 1034 (Pa. Super. 2016). The fair rental value of the
premises is a permissible potential credit owed to the party not in possession
of the property by the party in exclusive possession of the premises.
Sciotto v. Sciotto, 288 A.2d 822, 823–24 (Pa. 1972); Hoog v. Diehl, 3
A.2d 187, 189 (Pa. Super. 1938). The trial court did not dispute this
principle. But the court held that it could not award McAdoo a credit for the
fair rental value because McAdoo failed to prove what that value was. Our
thorough review of the record confirms that the trial court is correct –
McAdoo presented no evidence of the duration for which the assessment of
$1,200.00 rental value was applicable. That the evidence was
uncontradicted misses the point. Caruso occupied the Property from 2006 to
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the time of trial. McAdoo failed to establish that the rental value would be
the same throughout Caruso’s occupancy. Hence, we find no error in the
trial court’s determination, and, thus, the issue of a credit to McAdoo for the
rental value of the Property is meritless.
Equitable Result
McAdoo contends that the credits awarded to Caruso were inequitable.
In support of his argument, McAdoo cites the trial court’s failure to award
him a credit for fair market value and its award of a credit to Caruso for
mortgage payments, as well as a credit given to Caruso for payment of
taxes and insurance premiums:
The [trial c]ourt’s decision results in [McAdoo] paying for half of
the mortgage, taxes, and insurance on top of his contribution of
$102,500.00 to the purchase of the property. The result is he
pays for seventy-five percent and receives only twenty-five
percent of the value of the property. This is not equitable. This
is in conflict with the deed and with Judge Cepparulo’s Order for
Partition which both provide for a fifty-fifty division.
It is an error to place zero value on the fact that [Caruso] has
had sole and exclusive use of the real estate for ten years. In
the alternative, if the use of the property has zero value, there
should be no credit for [Caruso’s] payment of the mortgage,
taxes, and insurance.
The [trial c]ourt’s Order results in [Caruso’s] cost to reside at the
property for ten years to be only $42,878.82 or $357.33 per
month. ($78,676.00 contribution less equity retained of
$35,797.18.) This is not an equitable result. It should also be
noted that without the retained equity, [Caruso’s] monthly cost
for the ten years would only be $655.63 per month. Those costs
should have been taken into account by the court. As it stands,
[Caruso] is being unjustly enriched at [McAdoo’s] expense.
The [trial c]ourt’s Order results in [McAdoo] having no use of his
funds or the real estate for ten years and a loss of $55,872.18
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($102,500.00 contribution less payment of $46,627.82 from
[Caruso]). This is not an equitable result. As it stands,
[Caruso]is being unjustly enriched at [McAdoo’s] expense.
The Order and Decision [are] not just or equitable and result[] in
a devastating loss to [McAdoo] and to [McAdoo’s] and his
deceased wife’s young son of over $55,000.00.
The [trial c]ourt’s Order and Decision cannot be reasonably
drawn from the record and should be overturned.
McAdoo’s Brief at 15-16 (citations to the record omitted).
The trial court stated that, while it was “tempted to simply award 50%
of the net equity to each party,” it “reviewed the Master’s Report and the
arguments of counsel presented at the proceeding on April 20, 2016, and
[found] that some analysis of credits is necessary to obtain a fair and
equitable result.” Trial Ct. Decision, 5/10/16, at 2. The trial court
continued:
In order to determine a fair distribution, the [c]ourt [sought] to
determine a fair ratio of the parties’ economic contributions to
the [P]roperty and then apply the same ratio to the net equity.
. . . Accordingly, all payments made by [Caruso] benefited each
party equally as each party has a lawful obligation to pay the
mortgage, the taxes, and the insurance, etc.
Id. As noted above, the trial court granted Caruso the following credits,
based upon her total payments:
Mortgage Payments of Principal and Interest totaling
$64,269.00.
Property Taxes Paid of $10,212.00.
Homeowner’s Insurance Paid of $4,195.00.
Total of these amounts: $78,676.00.
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Id. The trial court then explained:
In keeping in line with [McAdoo]’s argument that th[e trial c]ourt
should not consider any familial relationship or treat the parties’
purchase as anything but two people purchasing a property
together, th[e trial c]ourt notes that the deed reflects that the
parties are tenants in common with equal shares.
[McAdoo]’s argument is flawed. Appellant mistakes the
purchase value of the [P]roperty with the actual value of the
[P]roperty. The purchase price of the [P]roperty was
$200,000.00. However, according to the property appraisal
dated March 17, 2015, the [P]roperty is now only worth
$170,000.00. Additionally, the [P]roperty is encumbered by a
mortgage, signed by both parties, with a balance of $87,575.00.
The reality is that if the [P]roperty was sold today and the net
proceeds divided in equally in accordance with the deed, each
party would only receive $41,212.50. After taking into
consideration of the parties’ credits, the [trial c]ourt ultimately
determined that the buy-out price was to be $46,627.82, or
56.57% of the net proceeds of the sale. Therefore, [McAdoo]
would not be receiving only 25% of the [P]roperty’s value upon
partition.
As for [McAdoo]’s argument that he paid 75% of the purchase
value of the [P]roperty, that is also not the case. [McAdoo]
contributed $102,500.00 in cash towards the [P]roperty.
[Caruso] has so far contributed $78,676.00 in mortgage, tax,
and insurance payments. Together, the parties have paid out of
pocket a combined total of $181,176.00. By this calculation,
[McAdoo] did not contribute 75% for the [P]roperty, but only
56.57%.
Trial Ct. Op., 8/4/16, at 20-21.
After a thorough review of the record and the briefs of the parties, we
conclude that the trial court’s rationale is sound and that its result is
equitable. The trial court has fashioned a fair and just solution for
proportioning the value of a property, where the parties have expended
more on the property than its current fair market value and where the
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property is encumbered by a mortgage. Based upon the well-reasoned
opinion of the trial court, we conclude that there is no merit to McAdoo’s
broad claim that the trial court’s decision was inequitable, and we therefore
find no abuse of discretion by the trial court in this respect. See Nicholson,
855 A.2d at 102.
Order affirmed.
Judgment Entered.
Joseph D. Seletyn, Esq.
Prothonotary
Date: 10/31/2017
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