Sonora Bank & Trust Co. v. Commissioner

*69OPINION.

Trascmell:

Petitioner contends that, in the determination of the deficiencies involved herein, respondent erred (1) in adding to petitioner’s income for the year 1919 the sum of $6,044.66 and for the year 1920, the sum of $17,672.63 representing profits or income received by or through agencies in'Mexico; (2) in disallowing for the year 1919, a deduction for bad debts in the sum of $4,985.68, and for the year 1920, a deduction for bad debts in the sum of $10,263; and (3) in adding to petitioner’s income for the year 1919 the sum of $500.60, and for the year 1920, the sum of $592.55, representing donations made by the Mexican agencias.

With respect to the first issue, it appears that respondent added to petitioner’s income the amounts above mentioned, as profits of the Mexican agendas, on the theory “that the corporation had an enforceable right to the profits of the agencies which were being operated by agents and employees of the corporation and the profits made by them were income to the corporation as and when realized by the agencies, regardless of when such income was actually turned over.” It also appears that the alleged profits in question were not shown by the books of the petitioner but were obtained from the report of a revenue agent.

It may well be that if the Mexican agendas were in fact the agents of petitioner and operated branch offices for it, any income received by such agents or branches would be income to petitioner, as asserted by the respondent. However, the evidence before us discloses an entirely different state of-facts. It is shown that, during the years involved in this proceeding, the agendas were not in fact agents of petitioner but were no more than correspondents; that the English word “ agents ” is not an accurate or exact translation of the Spanish word “ agendas ”; that petitioner had no contracts with them nor any enforceable right to their profits; paid them no salaries or other compensation; did not bear or share their losses; received from them no money or other property except for credit to their accounts, and did not in fact receive any profits or income from or through them. The agendas were representatives of the Banco de Sonora and operated entirely independently of petitioner. On these facts, we are unable to agree with the contention of respondent that income received by the agendas was thereby constructively received *70by petitioner. We must, therefore, hold that respondent erred in adding to petitioner’s income for the year 1919 the amount of $6,044.66 and for the year 1920 the amount of $17,672.63 as profit or income from said agendas.

The second issue involves the correctness of 'respondent’s action in disallowing deductions claimed by petitioner in its return for 1919 and 1920 on account of so-called bad debts. These deductions were claimed under section 234 (a)- (5) of the Revenue Act of 1918 which reads as follows:

Sec. 234. (a) That in computing the net income of a corporation subject to the tax imposed by section 230 there shall be allowed as deductions:
# ij; # # ífc ❖
(5) Debts ascertained to be worthless and charged off within the taxable year.

Prior to December 31, 1918, an officer of petitioner prepared a list of obligations owing to it, aggregating the total sum of $4,985.68, which he determined through investigation to be worthless at that time, and this list was submitted to the directors at a meeting held in March, 1919. The action of the officer in determining the debts to be worthless in December, 1918, was approved by the directors, and on March 21, 1919, the amount was charged off the books as bad debts. For the year 1920, substantially the same procedure was followed. The same officer prepared a list of obligations owing to petitioner, consisting of fourteen items aggregating the sum of $10,263, which he determined in December of that year to be worthless. The list was thereafter presented to the directors at a meeting held on March 28, 1921, and was formally approved. On April 6, 1921, twelve of the items were charged off the books as bad debts. Three days later, on April 9, the two remaining items were charged off as bad debts.

Petitioner claimed a deduction in its return for 1919 of the amount of the debts ascertained by its secretary to be worthless in December, 1918, but which was not finally determined to be worthless until the meeting of the directors in March, 1919, and which was thereafter charged off on March 21, 1919. Respondent disallowed the deduction for 1919 and allowed it for the year 1918. With respect to the obligations ascertained by the secretary to be worthless in December, 1920, but not finally determined by the directors to be worthless until March, 1921, and not charged off until in April, 1921, petitioner claimed a deduction in its return for 1920, which was disallowed by respondent. Petitioner now contends that it is entitled to have these deductions treated in the same manner, and that they should be allowed for the years 1918 and 1920, respectively, or .that they should be allowed for the years 1919 and 1921, respectively. On the facts before us, we must agree with this contention.

*71The evidence shows that an officer of petitioner, who was in charge of collections and had general supervision over its accounts, tentatively ascertained the debts in question to be worthless in December, 1918, and in December, 1920, respectively. This officer testified at the hearing at length and in detail respecting the methods by which he ascertained the obligations to be worthless. Each item was carefully investigated and in each instance it was found that the debtor had become insolvent or had departed from the country and his whereabouts were unknown, leaving no property subject to execution. In some cases, the obligations also were secured by stock or other collateral, which had become entirely worthless.

From all the evidence before us, we are satisfied that the debts in question were in fact worthless, and that their elimination from petitioner’s assets was an exercise of sound business judgment.

There is no dispute as to when and in what manner the debts were charged off. The only question respecting the deductions claimed for bad debts is whether or not' the debts were ascertained by petitioner to be worthless within the taxable year in which they were so charged off. We are not convinced from the evidence that the secretary of petitioner was authorized to make a final ascertainment and charge off the debts tentatively determined by him to be worthless. This conclusion is supported by the fact that for each of the years involved, the matter was submitted to the board of directors for action. We must hold, therefore, that the debts aggregating the sum of $4,985.68 which were formally ascertained by the board of directors of petitioner in March, 1919, to be worthless, and which were charged off on March 21, 1919, constituted a proper deduction from petitioner’s income for 1919, as claimed by it in its return for that year. The action of respondent in disallowing the deduction for 1919 is disapproved. Likewise, the debts aggregating the sum of $10,263, which were ascertained by the board of directors on March 28, 1921, to be worthless, and which were charged off the books on April 6, and April 9, 1921, constituted a proper deduction from petitioner’s income for the year 1921. The action of respondent in disallowing the deduction of this amount as claimed' for 1920, is approved.

With respect to the third and remaining issue involved herein, no evidence was offered at the hearing. ' Accordingly, the action of the respondent in that regard is sustained.

Judgment will be entered on 15 days’ notice, under Rule 50.

Murdock dissents on the second point.