United States Court of Appeals For the First Circuit No. 20-1673 NERIS MONTILLA, on behalf of herself and all others so similarly situated; MICHAEL KYRIAKAKIS, on behalf of himself and all others so similarly situated, Plaintiffs, Appellants, ROSELIA MONTUFAR, on behalf of herself and all others so similarly situated; RUBEN VELASQUEZ, on behalf of himself and all others so similarly situated, Plaintiffs, v. FEDERAL NATIONAL MORTGAGE ASSOCIATION; FEDERAL HOUSING FINANCE AGENCY, Defendants, Appellees, MR. COOPER, f/k/a Nationstar Mortgage, LLC; SETERUS, INC.; C.I.T. BANK, N.A., Defendants. ERRATA SHEET The opinion of this Court, issued on June 8, 2021, is amended as follows: On page 14, line 10, replace "sue-and-be-sue" with "sue- and-be-sued".