concurring.
Ill respectfully concur in the result, which is legally correct. However, for the reasons set forth in Judge Pettigrew’s concurring opinion in Reinhardt, I again find that this is a matter that cries out for and warrants legislative action to protect the public from a virtually useless “insurance” policy. See Reinhardt v. Barger, 2007-2363 (La.App. 1st Cir.4/29/09), 15 So.3d 122, 125-129, writ denied, 2009-1786 (La.11/20/09), 25 So.3d 811.