Affirmed. See Fla. Residential Prop. & Cas. Joint Underwriting Ass’n v. Anthony, 842 So.2d 951 (Fla. 4th DCA 2003); Philbin ex rel. Edwards v. Am. States Ins. Co., 729 So.2d 484 (Fla. 4th DCA 1999).
GROSS, C.J., CIKLIN, J„ and KEYSER, JANIS, Associate Judge, concur.