The plaintiff’s writ sets out a hiring by the defendants of his wagon to be used by them for a month, and alleges a promise in consideration of this letting of the wagon, to return it to him, at-the expiration of the month for which it was let, in good order, and a failure to return according to promise. It was admitted by the defendants that they made a verbal agreement to that effect, but they claim that nothing more was intended than the law implies in ordinary cases of hiring, and they allege, and the plaintiff admits, that the wagon was stolen from them during the month for which it was hired, while they were in the exercise of ordinary and proper care of the same, and that they have never been able to find or recover it, though they have used all caro and diligence to do so.
The question submitted was " whether, as matter of law, upon this state of facts, the plaintiff was entitled to recover.”
There is nothing, either in the plaintiff’s declaration or in the statement of facts, to indicate that the case differs in any respect whatever from the ordinary transaction of letting a vehicle to hire. " How long do you want it?” "A month.” " Will you bring it back in good shape in a month ?” " I will.” Similar questions and answers might, aud probably would, pass in most cases between neighbors negotiating such a transaction, without either the letter or the hirer sup*124posing that any special obligation (beyond that which the law implies, on the part of the hirer, to be guilty of no negligence and to return at the time appointed, in as good order as when received, ordinary wear and tear and casualties for which no blame could attach to the hirer, excepted,) was assumed or intended to be assumed. I carry my watch to a watchmaker to be repaired. " When can I have it?” "You shall have it in a week.” Here is the same verbal agreement, and, upon like consideration as that alleged and admitted in the case at bar. Yet I do not understand that the watchmaker assumes any liability for safe keeping, different from that which the law would impose, if he said nothing about the return. When he tells me I shall have my watch in a week, I do not expect him to add, in good set phrase, "provided my safe is not robbed in the meantime.” That is understood between us.
■Parker, C. J., in Foster & al. v. Essex Bank, 17 Mass., 501, remarks as follows;—"The common understanding of a promise to keep safely would be, that the party would use due diligence and care to prevent loss or accident; and there is no breach of faith or. trust, if, notwithstanding such care, the goods should be spoiled or purloined; anything more than this would amount to an insurance of the goods, which cannot be presumed to be intended, unless there be an express agreement and an adequate consideration therefor.”
In the case at bar, no agreement to insure, or consideration for "such agreement appears. Upon such a meagre statement of the transaction between these parties, it was erroneous to predicate a ruling, " as matter of law,” that the defendants were liable. The transaction being a verbal one, it would be for the jury (or for the presiding Judge, if the case were submitted to him under the statute,) to find that there was a contract between the parties, based on a legal consideration, to insure the safety of the thing hired, before the defendants could be declared liable for a loss happening under the circumstances here disclosed.
The case of Paradine v. Jane, Aleyn, 26, cited for plain*125tiff, bears little resemblance to this. It was founded on a written covenant to pay rent. Neither in that case nor in Hiding v. Craig, Addison, 342, nor in Harmony v. Bingham & als., 2 Kernan, 99, (which was brought upon the covenants of a sealed instrument, by which the defendants, who were common carriers, undertook to carry from New York, and saiely deliver at Independence, Mo., within a stipulated time, all goods which the plaintiffs might send by their line prior to a day fixed, at a certain rate of freight, and to pay damages at an agreed rate per cwt. per day, for each day’s delay,) was there any question as to what the true intent and meaning of the defendants’ contract was, but simply what would excuse the non-performance of it where the character of the undertaking was explicit.
But the doctrine of these cases, which are relied on by the plaintiff, will not justify us in determining, as matter of law, that, where nothing more appears, a naked verbal promise to return the thing hired at a specified time imports a contract on the part of the hirer to insure it against inevitable casualties, or losses occurring without fault on his part. Ordinarily it would not be the intent or understanding of the parties to such a promise, to transfer thereby risks of this description from the letter to the hirer.
^Exceptions sustained.
Kent, Walton, Dcckebson and Daotorth, JJ., concurred.