This is an appeal from an order directing the payment by Hugh J. Grant, as receiver of the St. Nicholas Bank, of a sum of money to the sheriff of the county of Now York, in aid of and to apply upon an execution in his hands in an action wherein a warrant of attachment had been granted in favor of the Bubber Beclaiming Company, plaintiff, against the American Casualty and Security Company, defendant. It' appears from the papers used upon the •motion that the casualty company on or about November 24, 1893, had a deposit in the St. Nicholas Bank amounting, to $2,342.93; that about that time a warrant of attachment was issued in an action brought by the rubber company against the casualty company, and *315a levy was attempted to "be made upon this balance. The casualty ■company at that time and for a considerable period prior thereto, had been indebted to the bank upon three promissory notes payable on demand, and amounting in the aggregate to- $43,000; that on December 23, 1893, the bank closed its door§, and three days later Grant was appointed its receiver. The casualty company being-indebted to the bank upon the notes referred to, the receiver applied the amount which the casualty company then had on deposit upon that indebtedness, alleging- a bankers lien upon the fund so applied, and filed his proof of claim with the receiver of the casualty company for the balance. The order appealed from directs that the sum thus applied be paid to the sheriff to apply upon the execution in the action of the rubber company, and whether or not this can be done depends upon whether a valid lien was acquired by virtue of the attachment issued in the action.
The receiver (the appellant) assails the order upon the ground, among others, that the court in issuing the warrant of attachment did not acquire jurisdiction todo so, and, therefore, that the warrant and all proceedings taken under it were null and void. This is the main question to be considered.
It is conceded that the rubber company and the casualty company, the parties to the action in which the warrant of attachment was issued, were foreign corporations, and, 'therefore, the right to maintain the action was governed by section 1780 of the Code of Civil Procedure. This section, among other things, provides that “An action against a foreign corporation may be maintained by another ■ foreign corporation or. by a non-resident in one of the following cases .only : 1. Where the action is brought to recover damages for the. breach of a contract made within the State, or relating to property situated within the State at the time of the making thereof.” To entitle the plaintiff in the action .to a warrant of attachment he was obliged to comply with section 636 of the Code, which provides that “he must show by affidavit to the satisfaction of the judge granting the same ” that a cause of action exists against the defendant for, “ 1. Breach of contract, express or implied, other than a contract to marry. 2. Wrongful conversion of personal property. ,3. An injury to person -or property in consequence of negligence, fraud or other wrongful act.” (§ 635.) And where the claim is against a *316foreign corporation, and in favor of another foreign corporation, a cause of action for the breach of a contract does riot exist unless the., circumstances are such as to bring it within section 1780 of the Code referred to. It follows, therefore, that before jurisdiction can be acquired to issue a warrant of attachment against the property of a foreign corporation at the instance of a foreign corporation or a non-resident, it must be first made to appear by affidavit that a cause , of action exists in favor of the plaintiff. for a breach of a contract “ made within the State,, or relating■ to property situated withi/n the State at the time of the malting thereofS Were such facts made to appear by affidavit when the warrant of attachment under consideration was granted ? Clearly not, so far as appears from the record before us. The warrant itself recited that whereas application has been made for a warrant of attachment, “ and it appearing by affidavit to the satisfaction of the judge granting this warrant that one of the causes of action specified in section 635 of the Code ,of Civil Procedure exists against the defendant,” the sheriff is directed to attach the property mentioned. The affidavit upon which the warrant 'was based recites: “ That the plaintiff above named is entitled to recover from the defendant above named the sum of four thousand dollars, with interest • from the 30th day of August, T893, over and above.all counterclaims known to the plaintiff, upon one of the causes of action mentioned in-section 635 of the Code of Civil Procedure- and particularly set forth in subdivision 2 of this affidavit, no part of which has been paid.” Subdivision 2 of the affidavit reads as follows : “ That the above-entitled action is brought to recover a sum-of money only as damages for breach of an express contract, viz., a contract in writing of insurance against loss by accident during the period of one year from November 11, 1892, to November 11, 1893, under which by reason of an accident which occurred on or about August 8, 1893, the plaintiff suffered damages in the sum of more than $6,000, which the defendant therefor became liable to pay to the plaintiff ; that the amount of such loss being disputed, thereupon, and on or about the'30th day of August, 1893, by agreement- in writing, such loss was adjusted at .$4,000, payment of which was thereafter and on-or about August 30th, 1893, demanded by the"-plaintiff of defendant.” And paragraph 5 of the same affidavit states “that deponent *317further says that all the allegations in the verified complaint herein and in the verification thereof are true.”
It is, therefore, seen that the affidavit in and of itself did not show that a cause of action existed in favor of the plaintiff against the defendant. It fails to state the material facts required by the statute, namely, that the contract for the breach of which damages were claimed was made within this State or related to property situated within this State at the time of the making thereof. The plaintiff was bound to allege and prove the existence of these facts in order to maintain an action against the defendant, and to entitle him to obtain a warrant of attachment he was bound to establish the same by affidavit. The court could acquire jurisdiction to issue a warrant of attachment against the property of the defendant, a foreign corporation, in no other way. It has been held that owing to the harshness of the remedy by attachment the section of the Code referred to should be construed in accordance with the general rule applicable to statutes in derogation of the common law, strictly in favor of those against whom the warrant may be employed. (Penoyar v. Kelsey, 150 N. Y. 80.)
The respondent, in answer to the criticism thus made uj)on the affidavit, claims that the facts necessary to give the court jurisdiction were set out in the verified complaint, which for the purposes of granting the warrant could be treated as an affidavit. It is undoubtedly true that a verified complaint, can, for the purpose suggested, bé treated as an affidavit, but there is nothing in this record to show that the verified complaint was before or considered by the judge at the time the warrant was issued. It was not attached to the affidavit nor is it referred to therein, except by the. statement that the allegations of the complaint are true. The warrant itself specifically recites that the facts referred to' were made to appear to the satisfaction of the judge granting thé warrant by “ affidavit,” and that the “ affidavit ” shows that the plaintiff is entitled to .recover. No reference is made in the warrant to the complaint, and it cannot be presumed, in the absence of proof in that respect, that it was presented to and considered by the judge .who granted the warrant. The affidavit as we have seen did not show the existence of a cause of action, and unless the complaint was considered jurisdiction was never obtained to issue the warrant. There is no proof *318that the complaint was before the judge, and, therefore, .it must be held that the court- never acquired jurisdiction to issue the warrant, and that the. proceedings taken under it to acquire a lien upon the deposit referred to, were void.
We are also of the opinion that the order must be reversed for another reason, even if it be conceded that the warrant of attachment was properly issued. To obtain a valid lien under a warrant of attachment upon property incapable of' manual delivery, as this property was, it is necessary, under section 649, subdivision 3, of the Code of Civil Procedure, that a certified copy of the warrant and a notice showing the 'property attached he delivered to and left with the person holding the same. (Courtney v. Eighth Ward Bank, 154 N. Y. 688.) Neither of' these requirements can be dispensed with. The person upon whom the' warrant is served is entitled to have a copy of the original warrant duly certified by the sheriff or other officer having the custody of the original, so that he may have official information as to the contents of the original warrant, which he may rely upon and use for his protection as occasion may require. (Courtney v. Eighth Ward Bank, supra.) There is no satisfactory evidence in this record from which it can be found that a certified copy of the warrant and the notice were ever served in the manner pointed out in the statute. Substantially the whole proof on that subject consists of the testimony given by the witness Wood, who claims that he was present when the officer made the levy. He testified that he went to the bank and caw two of its officers, and that one Fox, the deputy sheriff, gave them a copy of the warrant and showed them the original, and announced that lie levied upon the property of the defendant there. He also testified in response to the question, “ Was the copy so delivered to the bank officers- certified.? ” “ My memory, is that it was.” • But he did not state by whom it was certified, -or whether the notice required by the statute was served with it. The testimony of this witness is unsatisfactory and is insufficient to show a, levy .in the manner required by the statute, and without such proof the court should have declared the attempted levy to be void and of no effect.
We are also -of the opinion that the St. Nicholas Bank had a prior lien upon tiie money directed to be turned over to the sheriff. A banker’s lien attaches in favor of a bank upon securities and moneys *319of the customer deposited in the usual course of business for all indebtedness, of the. customer to it then actually due. The St. Nicholas Bank, as we have already seen, was, at the time the warrant of attachment was issued, the owner and holder of three promissory notes, made by the casualty company, payable on demand and aggregating in amount a sum largely in excess of the amount on deposit. These notes were then due. (Wheeler v. Warner, 47 N. Y. 519; McMullen v. Rafferty, 89 id. 456.) The notes being due, the bank had a prior lien on this fund. As was said in Meyers v. New York County Nat. Bank (36 App. Div. 482): “ When a depositor opens an account in a bank that very act, in the absence of an agreement to the contrary, authorizes the appropriation of his deposit balance to any matured claims the bank may hold against him, the same as if he then executed an agreement in writing to that effect.” The St. Nicholas Bank, therefore, having a ¡irior lien on the fund,, the alleged leyy made under the warrant of attachment was insufficient to deprive the bank of that lien, and the Special Term should have so held.
For these reasons the order appealed from must be reversed, with ten dollars costs and disbursements, and the motion denied, with ten dollars costs.
Van Brunt, P. J., Barrett and Rumsey, JJ., concurred ; Ingraham, J., concurred on last ground.
Order reversed, with ten dollars costs and disbursements, and motion denied, with ten dollars costs.