This is an action by a passenger' on one of defendant’s trains to recover for the loss of $1,180 in money and a gold watch of the value of $50 lost or destroyed in a railroad accident near Pawling. The law of this case was settled so far as the Trial Term and this court are concerned upon the former appeal (109 App. Div. 709).
Upon the former trial the complaint had been dismissed before the taking of any evidence. We said: “The dismissal of the complaint was error. The evidence should have been taken, and the questions thereon arising would have been the negligence of the defendant, the freedom from contributory negligence of the plaintiff, ■ and whether or no the watch was a ‘ necessary, convenient and ornamental, reasonable, personal chattel,’ and. whether the money or any.-part thereof came within the definition of a reasonable and suitable amount for the journey contemplated.”
' One-of the objections raised in the dissenting opinion, that there was no allegation in the complaint that the money lost was being carried to defray the expenses of the journey of the plaintiff or his wife, or that it was necessary for that purpose, has been met’ by an amendment of the complaint allowed by the Special Term upon proper terms.
The trial court tried the case according to the rules laid down by our opinion. The .main part of the appellant’s brief, is confessedly a reargument of the case as formerly presented. The sole question to be now considered is the claim that “the verdict should be reversed on the ground of the inherent improbabilities of the plaintiff’s story.” •
■ The defendant’s negligence and its. responsibility for the accident are not questioned and could not be. The road was washed out, the rails spread, the cars were derailed and overturned and, defendant made no attempt to prove due care on its part, indeed, it appeared in the evidence that defendant *663had settled with plaintiff’s wife, who had three ribs broken, and had lost four rings, a watch and a silver bag of her own which were in the handbag alleged to have been lost. Of course, there could be no contributory negligence so far as the derailment 'of the train was concerned. Is the verdict, based on the finding of the jury, first, that plaintiff.had in his possession $1,180 which was lost or destroyed at the time of the accident, and, second, that .that was a reasonable sum for the journey he had- in contemplation, against the weight of the evidence ?
I think there was a pure question of fact for the jury. Plaintiff testified that he- had been a saloonkeeper in Jersey City; that he had sold out; that he wqs worth $8,000; that he had sent his furniture over to his mother’s; that he had packed two trunks and left them with a friend to be called for; that his wife was visiting her aunt at Amenia, N. Y.; that, intending to start on a four months’ pleasure trip, he drew $1,180 out of the bank and went to Amenia to get his wife. He produced his bank book and attempted to show that fact by it. His counsel asked:What bank did you draw this $1,180 from?” The question was objected to and sustained. Afterwards plaintiff testified: “I have got the pass book of the bank showing that I drew out this money before I went to Amenia. Q. I ask you if this is the pass book (Exhibiting) ? Defendant’s counsel: Objected to as incompetent, irrelevant and immaterial.. The Court: I do not see why that is competent or why it is necessary for you to show where you got the money. No question but what he had it,”
The wife testified that her husband brought the money up and gave it to her and. she counted it and put it in her bag and she saw it there the next morning when they started on the train. It seems to me the defendant is estopped by its own conduct from questioning the fact that the plaintiff did have in his possession at that time the amount which he claims. Appellant claimed upon the argument that all of its train employees went around getting names of people who were injured and had lost property and that this plaintiff’s name and that of his wife did not appear. Examination of the evidence shows that none of the employees were in a position to know who were injured or what was lost — *664and some of them even gave the impression by their testimony that no accident had taken place — with the exception of the conductor, who, testifying years afterwards, from written mem-. oranda to a large number of passengers, could not say that the memoranda produced were all that he had turned in to the company, and had of course no independent recollection of the names reported. On the other hand, plaintiff says, that shortly after the accident he spoke to a man at the rear of the train who looked like a railroad man who had gold buttons and a blue suit and who held up a number of pocket books, and asked him if he could see a big handbag that was lost in the same car; that this man went in the car and looked and said he could not find it; that he told the conductor at the wreck that he had lost money, and that he also spoke to Mr. Collins, a lawyer upon the relief train, and asked him to report it for him “ right then and there,” and that Collins told him he reported it; and two 'days later Mr. Collins did write a letter to the company. This letter seems to me very significant and to establish entire good faith. It was dated on August thirteenth, the accident having taken place on the eleventh. “Mr. Joseph A. Knieriem has authorized me to report to you his following loss claim on the 11th instant; He was a passenger on your train, Harlem Eailroad, wreck near Pawling and lost in such wreck, middle car, left-hand side, which was turned bottom up, the following which was in a silver bag carried by his wife: $1,180 in money consisting of $20 bills and two $100 bills, silver bag containing the same. Also four rings and two gold watches. Also a silk dress and hat and umbrella were either lost or destroyed. Please report to me immediately if same be found and deliver to no one except by written order of Mr. Knieriem. His wife, Máry C. Knieriem, was injured in the wreck but the extent of same has not yet been reported to me.”
That, it will be noted, was not a demand upon the company but was a notice that the property had been lost and if found should be returned. It was made promptly after the event, the amount is peculiar and coupled with the offer of proof of the bank book, which the defendant kept out, conclusively, established, so far as this case is concerned, it seems to me, that plaintiff did have the money. At least the defendant is fairly *665estopped from questioning it. Plaintiff further testified that he had gone to Amenia to get his wife and had entered upon a contemplated four months’ trip with her, intending to go first to Washington, then to Old Point Comfort, Norfolk, Baltimore, Philadephia, Atlantic City and Lakewood; that it was his intention as soon as he got comfortably séttled in the hotel in Washington to send for his trunks. His wife corroborated him.
He did not, as matter of fact, take this trip because the money was lost and because his wife was badly injured, but he did not go into business or do anything for a year after. If, as matter of fact, he was entering upon a trip of four months,the jury were entitled to say that for two people traveling and living in hotels for that space of time the amount of money provided was reasonable. He was not limited to the fare necessary to get him from Amenia to New York. A continuing journey was' contemplated at that time. Nor was he required to provide himself with a letter of credit, to open bank accounts in the various cities or do any of the other things to secure the necessary funds suggested by the learned counsel for the appellant. He was entitled to do as he pleased and to take such sums as were reasonable for his sojoumings, for his expenses, his fares, possible sickness, pleasure and entertainment. The reasonableness of the sum was a question of fact and not of law. .
The case was properly submitted to the jury; they saw and heard the witnesses, who were, submitted to a grueling cross-examination, and as trial by jury of questions of fact continues to be the law of this State, I find no justification for disturbing this verdict. This court settled the law of the case and the jury have now passed upon the facts.
In Hasbrouck v. N. Y. C. & H. R. R. R. Co. (202 N. Y. 363) the Court of Appeals reasserted the doctrine of the cases cited in our former opinion and allowed a recovery to the amount of $1,500, the value of rings taken from a grip, Vann, J., saying: The jewelry was adapted to her tastes, habits and standing, as the court found upon sufficient evidence, and the amount of money was no greater than- was found to be reasonable and prudent. * * ' * The contract to transport the plaintiff carried with it the duty of transporting a. reasonable amount of *666hand baggage, such as is commonly taken by travelers for their personal use, the quantity and value depénding upon station in life, object of the journey and other considerations. (Merrill v. Grinnell, 30 N. Y. 594; Carlson v. Oceanic Steam Navigation Co., 109 N. Y. 359; Railroad Co. v. Fraloff, 100 U. S. 24, 29; Ray on Negligence of Imposed Duties, 561, 564; 4 Elliot on Railroads, 2604, 2605.) As was said by Chief Justice Oogkburn in Macrow v. Great Western Railway Co. (Law Rep. [6 Q. B.] 612, 621): ‘Whatever the passenger .takes with him for his-personal use or convenience according to the habits or wants of the particular class to which he belongs, either with reference to the immediate necessities, or to the ultimate purpose, of the journey, must be considered as personal luggage.’” It is true ,the court went on to say: “We appreciate the danger that fraud may be practiced upon railroad companies by unscrupulous passengers, and the necessity for clear proof and conservative action- by the courts; ” but we have in the case at bar undisputed. evidence, the prompt demand and' the refusal by the defendant to permit the highest. proof, to wit, the pass book, so that, it seems to me our previous opinion is in conformity with the last decision of the Court of Appeals.'
The judgment and order appealed from should be affirmed, with costs and disbursements to the respondent.
Laughlin and Miller, JJ., concurred; Ingraham, P. J., and McLaughlin, J., dissented..