Judgment affirmed, with costs on the authority of Appel v. Ætna Life Ins. Co. (86 App. Div. 83; affd., 180 N. Y. 514); Fane v. National Assn. of Railway Postal Clerks (197 App. Div. 145). All concur. Present — Hubbs, P. J., Clark, Sears, Crouch and Sawyer, JJ.