Order of Appellate Term affirming judgment of the Municipal Court affirmed, with costs. No opinion. Carswell, Scudder and Davis, JJ., concur; Lazansky, P. J., and Kapper, J., dissent and vote for reversal and a dismissal of the complaint on authority of Tauber v. National Surety Co. (219 App. Div. 253) and H. T. C. Hotel Corporation v. Royal. Indemnity Co. (225 id. 524).