Judgment on appeal of defendant Globe and Rutgers Fire Insurance Company affirmed, without costs. Judgment in so far as appealed from by plaintiffs affirmed, without costs. No opinion. Kapper, Hagarty, Carswell and Tompkins, JJ., concur; Lazansky, P. J., dissents upon the ground that the plaintiffs’ recovery was limited by clause 17 of the rider with reference to coinsurance. [146 Misc. 502.]