Judgment affirmed, with costs. All concur, except Harris, J., who dissents and votes for reversal and for dismissal of the complaint. (See Matter of Brown v. Towns of Gates and Chili, 266 App. Div. 640; Utica Mutual Insurance Co. v. Glennie, 132 Misc. 899, affd. 227 App. Div. 650; Utica Mutual Ins. Co. v. Beers Chevrolet Co., Inc., 250 App. Div. 348.) (The judgment declares plaintiff liable under a liability insurance policy.) Present — Taylor, P. J., Dowling, Harris, McCurn and Love, JJ.