Action on promissory note. Plaintiff had judgment, from which and from an order denying motion for a new trial defendants appeal. The complaint asks judgment for three hundred and eighteen dollars and twenty-two cents, balance due of the principal and interest of the note in suit, and fifty dollars as attorneys’ fees. The answer denied that no payments had been made except as admitted in the complaint, and alleged in addition thereto a payment, not credited, of two hundred and forty-four dollars and ninety cents in the form of certain Selma irrigation district warrants. The answer also alleged the tender of sixty dollars before suit was commenced in payment of the balance due on said note, and that on the day of the said tender defendants deposited said sum in the name of plaintiff in the Bank of Selma, a bank of deposit and good repute, and so notified plaintiff. The pleadings are verified. The cause was tried by the court, without a jury, and as facts the court found: That plaintiff was the owner of the note; that all the allegations of the complaint are true, and that there was an unpaid balance of three hundred and eighteen dollars and twenty-two cents due on said note; that the allegations of the answer are untrue “except as to the second allegation in said answer contained, wherein a tender *38of the sum of sixty dollars is pleaded and properly set forth as ■having been made by‘defendants to plaintiff, on or about August -12, 1896; but from the undisputed evidence the court further finds that the said sum of sixty dollars was and is wholly insufficient in amount to operate as a payment of the promissory note mentioned in plaintiff’s complaint.”
1. Appellants contend that the findings are not supported by the evidence: 1. That plaintiff was the owner of the note at the date of the trial; and 2. That no payments on the note had been made except as admitted in the complaint. It was alleged in the complaint, and not denied in the answer, that defendants made the note and delivered the same to plaintiff as payee. This note was produced at the trial and offered in evidence by plaintiff without objection. This was sufficient evidence to support the finding of ownership. The more seriously disputed finding, of fact relates to the agreement of the parties when the Selma irrigation warrants were delivered to plaintiff. Appellants claim that they were delivered as payment and should have been credited on the note, which would have left a balance due of sixty dollars, and that they tendered payment of this balance before suit was brought. As to the purpose in delivering these warrants the evidence is conflicting.
'Plaintiff testified that he received them “as collateral on the note, to be collected and applied on the note.” There were two warrants—one for ten dollars and one for two hundred and thirty-four dollars and ninety cents. Plaintiff in his testimony explains the circumstances under which he received these warrants; and he testifies that he did not receive them as payment on the note. Defendants testified that they understood the delivery of tire warrants to he a payment as money at their face value. Without quoting from the evidence, I think it may be .said that defendants clearly contradict the plaintiff as to the understanding in this matter. As there is a direct conflict in the evidence, it is beyond the province of this court to reconcile it.
2. On August 12, 1896, plaintiff by his attorney, Mr. Good, presented the note for payment, amounting then to three hundred and eighteen dollars. Defendant, Mr. Willis, deducted the amount of the warrants, leaving a balance, .as defendant figured it, of about sixty dollars, and offered to pay that in cash. This *39money was placed on deposit in a bank of good repute for díte, use of plaintiff. Appellants assign error, because they alleged a tender of sixty dollars and the court failed to make a finding upon the issue thus presented. The court did not find distinctly whether a tender in fact was or was not made, but it did so'find inferentially, for it found that the allegations of the answer were,1 untrue, “save and except as to the second allegation in said an-, swer contained; wherein a tender of a sum of sixty dollars is, pleaded and properly set forth as having been made by defend-, ants to plaintiff on or about August 13, 1896; but from the un> disputed evidence the court finds that the said sum of sixty del-: lars was, and is, wholly insufficient in amount to.operate as a pay-; ment of the promissory note mentioned in plaintiff’s complaint.;’, This, we think, was tantamount to a finding that a tender was; made which was insufficient in amount.
What took place at the time the tender was made was testified to by Mr. Good as follows: “On or about August 13th I presented" this matter to Mr. Willis for payment; it amounted then to some three hundred and eighteen dollars, and he deducted the face of. the warrant from the amount and it amounted to something like sixty dollars as the difference. He said he would tender me the amount of the difference, which ivas sixty dollars he made it, but. which was a few cents more than the difference, and offered to pay me that in cash then and there. I told him we were unable, to receive the offer and would refuse the tender of sixty dollars.” We think it fairly inferable from this testimony that the tender was refused because insufficient. The purpose of the statute (Code Civ. Proc., sec. 3076), which requires the objection to be, stated, if it is to the amount, is to inform the debtor of the amount claimed by the creditor, so that the former may have the opportunity of meeting the demand if he should wish to do so. Here the amount of the demand was made known by the agent of the creditor, and the debtor clearly understood it, because he made his tender of that amount less Avhat he claimed should be deducted on account of the warrants. The refusal to accept the amount was a refusal of the tender as made; and as the evidence shows that it was much less than the amount found to be due, we think the findings sufficient.
*40• 3. The motion for new trial was based in' part upon the ground of newly-discovered evidence. This evidence is set forth in three separate affidavits. One Elliott deposed that he was secretary of the Selma irrigation district in February, 1896. At a meeting of the diréctors held early in the month" plaintiff came to' him at that meeting and asked about a warrant which the board had allowed and delivered to defendant Willis, and stated to affiant that Willis had promised him the warrant, or a part of it,' 'as payment on a note of Willis held by him (plaintiff). One Gower, who was president of the board, made a similar affidavit. One Walton deposed that in March, 1896, “plaintiff stated that he was interested in the Willis warrant; that Mr. Willis owed Him, and that if he had not received this warrant as a payment he would have sued him; .... that he thought he would get the money sooner that way than from Mr. Willis.”
'Defendants deposed that they did not know these facts until after the trial; and that they could not have discovered or produced 'this evidence by any reasonable means. Plaintiff, by counter-affidavit, contradicted the facts set forth in the affidavits used by defendants at the hearing of the motion. Elliott and .Gower'deposed as to a conversation-which occurred before plaintiff received the warrants and when the defendants were not present. The terms of the transfer depended on what took place at the time the warrants were delivered, and not upon anything the transferee may have said at some time previous and to third persons. It is claimed that the statements of Gower and Elliott would have been admissible to contradict plaintiff’s evidence as to what afterward took place between plaintiff and defendants; but, whether admissible or not, the evidence, as admissions, the court below might well have regarded as overcome by the denial of plaintiff that he made them. Walton’s statement was contradicted by plaintiff’s affidavit, and, besides, in its essential feature does not present such unequivocal facts as would justify this court in reversing the order denying the motion. The affidavit does not clearly charge that plaintiff admitted that he held the warrants as payment, and plaintiff denies that he made any statement of the kind affirmed by Walton. Where the motion for new trial is based on the ground of newly-discovered evidence, and every material fact is contradicted by counter-affidavits, the *41discretion of the court in refusing a new trial will not be interfered with on appeal. (People v. Mesa, 93 Cal. 580; Doyle v. Sturla, 38 Cal. 457; Merk v. Gelzhaeuser, 50 Cal. 631.) Furthermore, the newly-discovered evidence was cumulative, and was not so conclusive in its character as to raise a reasonable presumption that it would change the result.
The judgment and order should be affirmed.
Haynes, C., and Britt, C., concurred.
For .the reasons given in the foregoing opinion the judgment and order are affirmed. McFarland, J.