dissents in a memorandum as follows: Contrary to the majority’s view, this appeal from the denial of defendant wife’s motion to vacate a default judgment of divorce turns solely on the motion court’s confirmation of a Referee’s report, after a traverse hearing, to the extent it determined that the wife had been personally served with a copy of the summons with notice, as indicated in the affidavit of service.1 Since I believe that the Referee, as a matter of law, improperly assessed the credibility of the process server, who happened to be the husband’s attorney, I dissent and would reverse the Referee’s factual determination and grant defendant’s motion to vacate the default and dismiss the complaint for lack of personal jurisdiction.
Before turning to the facts adduced at the traverse, some background leading to the challenged service of process is in order. The parties, married in 1987, have one child, a son, born in 1990. An incident in June 2003, in which the wife allegedly, in anger and in the husband’s presence, punched the child about the face and body and threw a chair at him, brought the parties to Family Court, which issued a temporary order of protection pursuant to article 8 of the Family Court Act in favor of the child and the husband. After a hearing, Family Court extended the order of protection and appointed a law guardian for the child. On August 6, 2003, the husband filed a custody petition and, following a hearing held that day, was granted custody of the child with continuation of the order of protection.
The wife thereafter commenced a divorce action in Supreme Court, New York County, seeking, inter alia, custody of the child, which prompted a transfer of the family offense and custody petitions to the Supreme Court for merger with the divorce action. A law guardian appointed for the child recommended that custody remain with the father. At a settlement conference with the Justice presiding, the wife discontinued her divorce action. The husband commenced the instant divorce action the same day—August 3, 2004—by filing a summons with notice with the New York County Clerk. That night, the husband’s attorney allegedly personally served a copy of the summons and notice, together with a copy of the Child Support Standards Act, upon the wife as she was walking near her Prince Street apartment in SoHo. The attorney filed an affidavit of service with the New York County Clerk on August 4. The wife never appeared in her husband’s divorce action.
The wife claims she first heard of the new divorce action on *398September 27, 2004, during a Family Court support hearing. On the same date, she filed a request for judicial intervention (RJI) with a request for a preliminary conference, and on October 6, 2004 she filed a show cause order to vacate the husband’s note of issue in this matter. On October 12, prior to the return date, a judgment of divorce was granted on default on the basis of the wife’s cruel and inhuman treatment of her husband. The judgment also awarded custody of the child. According to the wife, the Referee who signed the judgment was unaware of the pending RJI and order to show cause.
On November 17, 2004, the wife moved to vacate the default judgment solely on the ground of lack of jurisdiction due to lack of service. She asserted that she never encountered the husband’s attorney, whom she knew, on the date of the alleged service; nor was she served with a copy of the summons with notice. The court directed a traverse hearing before a Special Referee, which was held on February 16, 2005.
The husband’s attorney, licensed to practice for 30 years, testified that he resides on Grand Street, on Manhattan’s Lower East Side, and that on the evening of August 3, 2004, at approximately 9:00 p.m., he left his apartment to walk IV2 miles to the wife’s apartment on Prince Street to serve her with a summons with notice. The attorney, a good friend of plaintiff, had known his client’s wife socially for at least 10 years. In fact, he had attended various family functions, including their son’s bar mitzvah. On the night in question, he observed the wife at the intersection of Prince and Wooster Streets, and handed her the summons with notice, stating, “Susan, I have a summons for you, along with the Standards of Child Support.” According to the attorney, he asked the wife if she were in the armed forces of the United States, to which she responded, “Why are you asking that stupid question?” The attorney noted that he and the wife were standing in front of a store, “Camper Shoes,” located at 125 Prince Street, and that the time was approximately 9:45 p.m.
After completing the service, the attorney returned home by taxicab, arriving by 10:00 p.m., and immediately prepared an affidavit of service, as well as a diary entry noting the service. The affidavit of service, notarized and filed with the County Clerk the next day, reflected an August 3, 2004 service at 9:45 p.m. in front of 125 Prince Street. The attorney identified the wife as the person he had served at the time and place in question.
The wife testified that she knew the attorney socially and *399that she resided in an apartment at an address on Prince Street,2 and was employed by J.P. Morgan Chase, with duties that included “computer information security.” She stated that on the night in question, she left her apartment at “about 9 p.m.” to bring her laundry to Kim’s Laundromat, located approximately three blocks away at 207 Thompson Street, just north of Bleecker Street. After loading the washing machines, she left the laundromat to walk two blocks to a Citibank ATM machine located on LaGuardia Place, between Bleecker and West 3rd Streets, completed a transaction and walked directly back to the laundromat. She produced her ATM receipt showing a completed transaction at 9:35 p.m. She denied being at the intersection of Prince and Wooster Streets and having been served with a copy of the summons with notice. She also noted that her apartment was located approximately 3x/2 blocks away from the corner of Prince and Wooster Streets. The wife finished her laundry at about 10:00 p.m. and was assisted by “Antonio,” a laundromat employee, in carrying several loads of laundry back to her apartment. On cross-examination, she stated that it would take “maybe about ten minutes” to walk the 31/2 blocks from the Citibank ATM to the corner of Prince and Wooster Streets.
Hae Jung Lee, who worked at the laundromat, recalled the evening in question and confirmed that the wife arrived there “a little after nine o’clock in the evening.” As she recalled, “After [the wife] put everything inside the machine, she said, T will go out, come back soon,’ and she went out.” According to Lee, a wash cycle takes 24 minutes. She estimated the wife’s absence at “[a]bout ten minutes.” She testified that after the wife returned, she finished her wash and left the laundromat a little after 10:30 p.m.
In his report, the Referee found that the husband met his burden to show, by a preponderance of the evidence, that the attorney had served the wife, finding him
“the most credible witness. His testimony had a ring of truthfulness to it. Why would he, an attorney admitted to practice for over 30 years, risk his license by filing a perjurous affidavit of service? Moreover, he knew defendant personally for over a decade and knew where she lived, which was within walking distance of his home. If he had not run into her on the night in question, he could have served her at some other time, there being no statute of limitations problem. His testimony concerning defendant’s response to his query about whether she was in the armed forces of the United States, to which she responded, ‘Why are you asking that stupid question?’, seems realistic.
*400“Lee’s testimony was suspect. How likely is it that she would independently remember whether defendant was a customer at the Laundromat on a particular night, months before the traverse hearing? Even if she did, her alibi testimony does not negate the possibility that [the attorney] did, in fact, serve the summons with notice on defendant while the latter admittedly had exited the Laundromat.
“[The wife’s] testimony was not credible. She had a motive to deny being served with process. The most probative bit of evidence, [the wife’s] ATM receipt, is inconclusive as an alibi, since, by her own admission, [the wife] could have walked to where [the attorney] claimed he served her and still have returned to the Laundromat at the time Lee testified [the wife] returned.”
With regard to the wife’s testimony, the Referee noted in particular: “On cross-examination, the [wife] testified that the distance between her bank and the corner of Prince and Wooster Streets is 3V2 blocks. . . . [The wife] further testified, over objection, that the distance can be walked in ten minutes. [The Wife] testified that the time on the ATM receipt indicates that the time of her banking transaction was at 2135 . . . 9:35 p.m.”
The motion court confirmed the report, finding that the findings were “supported by the record” and that “the husband obtained jurisdiction over the wife by serving her as indicated in the affidavit of service.”
The burden of proof on the issue of jurisdiction rests with the party asserting it (Lamarr v Klein, 35 AD2d 248, 250 [1970], affd 30 NY2d 757 [1972]), and, after a hearing, must be established by a preponderance of the evidence (Elm Mgt. Corp. v Sprung, 33 AD3d 753 [2006]). “[T]he evidence must be of such weight as to produce a reasonable belief in the truth of the facts asserted” (Jarrett v Madifari, 67 AD2d 396, 404 [1979], quoting Fisch, New York Evidence § 1090 [2d ed]). If substanti-. ated by the record, a referee’s determination will not be disturbed (Nager v Panadis, 238 AD2d 135 [1997]; see Marcus v Marcus, 4 AD3d 257 [2004]).
At the outset of the hearing, the wife’s attorney, noting that the husband’s sole witness was an attorney, asked the Referee not to indulge in a “presumption based upon either the affidavit of service or the fact that the person who allegedly effected service is an attorney.” This request was in keeping with the general rule in assessing a witness’s credibility (see PJI3d 1:8, 1:41). Unfortunately, as his report shows, the Referee based his decision as to credibility essentially on the process server’s status as an attorney. Although he stated that the attorney’s testimony had a “ring of truthfulness” to it, the basis of that *401conclusion is clear from the very next sentence: “Why would he, an attorney admitted to practice for over 30 years, risk his license by filing a perjurous affidavit of service?” While on the subject of rhetorical questions, one might ask, “Why would an attorney put himself in the position of acting as a process server for his client in a case such as this, given his relationship to the parties?” As to the wife’s alleged response to the military service question—“Why are you asking that stupid question?”—its relevance to the attorney’s credibility is unfathomable.
On the other hand, the Referee found the wife not credible because she had a motive to deny being served. This finding ignores the fact that the attorney also had an obvious interest— sustaining his claim of service and supporting his client’s case. Furthermore, the Referee’s reasoning is flawed in finding the ATM receipt “inconclusive as an alibi, since, by her own admission, [the wife] could have walked to where [the attorney] claimed he served her and still have returned to the Laundromat at the time Lee testified [the wife] returned.” While this may be true, the Referee—ignoring the only piece of unassailable documentary evidence—offers no explanation as to why the wife would walk completely out of her way to the intersection of Prince and Wooster Streets (the alleged place of service, which was two blocks south of Bleecker Street) before returning to the laundromat, which was one street west of the ATM (both of which were north of Bleecker Street). In that regard, while both the Referee and the majority question Lee’s credibility, particularly with respect to her recollection of the exact date and time in question, the Referee made no finding that the wife was not at the laundromat at that time. In any event, on cross-examination, Lee offered a plausible explanation for her specific recollection of the date and time.
Moreover, what reason would the wife have, if actually served, to ignore process? As she pointed out in argument, she had vigorously participated in those proceedings since their inception in Family Court in 2003 and had never defaulted. In fact, it was she who instituted the original divorce proceeding, which she discontinued only because of a lack of funds.
A judicial factfinder should make credibility determinations on the basis of demeanor, forthrightness in answering, consistency or lack thereof in the account being given, interest in the outcome and other relevant considerations. Status in life cannot be the decisive factor in a “he said/she said” credibility contest. “General propositions do not decide concrete cases” (Lochner v New York, 198 US 45, 76 [1905, Holmes, J., dissenting]). Since status was decisive in this case, it cannot be said that the *402husband sustained his burden of proof that required—as to the challenged service—a preponderance of the evidence (Jacobs v Zurich Ins. Co., 53 AD2d 524, 525 [1976]).
The majority vacates the wife’s default because of her efforts to appear in and defend the action prior to the entry of the default judgment. In my view, such a result is untenable. In upholding the Referee’s determination at the traverse hearing, the majority agrees with the Referee’s conclusions that the wife was served with the summons and that her testimony was incredible, and also with his assessment of Lee’s testimony as “suspect.” In short, the majority implicitly finds that the wife not only perjured herself but suborned perjury as well. While courts may be inclined to a more liberal attitude in vacating defaults in matrimonial actions (see e.g. O'Brien v O’Brien, 149 AD2d 830 [1989), no court has ever been so indulgent as to reward a party who has engaged in such conduct by granting affirmative relief.
The majority’s disposition is also unsupportable because, despite the tendency toward a liberal policy in matrimonial proceedings, “it is still incumbent upon a party seeking vacatur to establish both a reasonable excuse for the default and a meritorious defense” (Estate of Allen v Allen, 258 AD2d 423 [1999]). There is no showing of a meritorious defense, and to the extent that the wife’s claim of lack of service—the only basis for her motion to vacate the default—can be considered an excuse, this claim has been patently rejected by the majority.
In my view, the majority’s route to the result reached is as tortured as it is inexplicable.
Accordingly, I would deny plaintiffs motion to confirm the Referee’s report, grant defendant’s cross motion to disaffirm the report and her motion to vacate the default judgment, and dismiss the complaint.
. The Referee’s recommendation regarding the ultimate disposition of the wife’s motion was stricken as beyond the scope of the order of reference.
. The attorney testified that the wife resided in an apartment with a different number.