Gray v. National Grange Mutual Insurance

Order, entered December 19, 1963, denying motion to dismiss amended complaint affirmed, without costs or disbursements. The complaint originally consisted of two causes of action. The first was based on an insurance policy which insured the plaintiff’s testator from damage resulting from certain risks in regard to his home. The second was for damages, consisting apparently of attorney’s fees, because defendant had refused to pay the claim embraced in the first cause of action. This cause of action was dismissed on motion. The amended complaint has but one cause of action. It alleges the same facts originally pleaded in the first cause of action. It goes on to allege that defendant negligently failed to make a proper investigation of the claim and that, as a consequence, plaintiff suffered damage in an amount equal to the amount originally claimed in both causes of action. We regard the complaint as stating a cause of action for failure to pay a claim for an insured risk. The damage would be the injury to the insured premises. The allegations of paragraphs thirteenth through seventeenth and paraagraph nineteenth have no apparent relevancy to the cause of action as pleaded, but the inclusion of them does not require the dismissal of the amended complaint.

Concur — Rabin, J. P., Stevens, Eager, Steuer and Bastow, JJ.