(dissenting). The initial question on this appeal is procedural, namely, whether the procedure provided for in 'CPLR 3213 is appropriate. The action is upon guaranties signed by the defendants herein. CPLR 3213 is applicable to any action “based upon an instrument for the payment of money only ”, An unconditional guaranty is such an instrument (SeamanAndwall Corp. v. Wright Mach. Corp., 31 A D 2d 136; Rhodia, Inc. v. Steel, 32 A D 2d 753). There seems to be a lurking doubt that where the right of recovery requires proof dehors the instrument itself or where defenses raise collateral questions the procedure is interdicted. But such is not the law (Louis Sherry Ice Cream Co. v. Kroggel, 42 Misc 2d 21).
This being a proper ease for proceeding by way of summary judgment in advance of pleading, it remains to be determined whether a ease for summary judgment is made out. The several guarantees are conceded. They guarantee without condition the prompt payment of any and all indebtedness of B. C. G. *900Films, Inc., to the plaintiff which existed at the time of execution or which might accrue thereafter up until the time that the respective guarantor gave notice. Prima facie proof of such indebtedness was given. Nothing further being required to make out a ease, it becomes incumbent on defendants to show that there is some defense or factual issue in regard to the same.
The first claim of a defense is that originally, when plaintiff and the debtor started doing business, the plaintiff was acting as a factor making advances to the debtor against certain collateral, and that this was the relationship when the guarantees were executed. Later the course of business changed to the plaintiff making unsecured advances to the debtor. No issue is presented by these facts. There is nothing in the instruments which limits the nature of the indebtedness guaranteed or confines it to any particular kind of advance. The moving defendants seek to buttress this fallacious contention by pointing out that their guarantees do not contain the words “ absolute ” or “ unconditional”. It is not what the instruments do not contain that is significant, it is what they do. One of the defendants (Duke) asserts an oral limitation to his guarantee to this effect. Quite clearly this raises no issue.
The next matter raised in defense is that shortly after May 5, 1965, plaintiff took steps to realize on the collateral put up by the debtor. This prevented the debtor or any one else from selling the films which constituted the debtor’s assets. There is no claim that in so doing plaintiff did anything that it was not authorized to do by virtue of its agreements with the debtor, or that it thereby violated any provision of the guarantees.
It is claimed that the action is barred by limitations. The particular statute is that of the District of - Columbia. The guarantees provide that they are to be governed by the laws of Virginia. The guarantees were executed in New York by the guarantors and in Virginia by the plaintiff. It is claimed that they were performable in Washington. Obviously the only performance involved was payment. Demands for payment were issued from Washington by mail directed to New York. The demands clearly contemplated payment by cheek from New York. Obviously payment could be made at any place where the creditor could be found. As the creditor’s home office is in Virginia, payment, and hence performance, could be had there. Under the grouping of contacts theory, the guarantees are governed by the substantive law of either New York or Virginia (see Auten v. Auten, 308 N. Y. 155). If New York law governs, the New York Statute of Limitations applies (CPLR 201). If Virginia law governs, the nonresident plaintiff is limited to the shorter of either the Virginia or New York period of limitation (CPLR 302; Baker v. Cohn, 266 App. Div. 236). No grounds for the application of the District of Columbia statute exist.
Lastfy, attention is called to a provision in the guarantees that the books of the plaintiff shall be conclusive evidence of the facts recorded in them, provided they are acknowledged by the debtor. The debtor has made no such concession. Somehow it is contended that, because plaintiff’s books are not thereby conclusive evidence, the book entries are no evidence at all. There is no challenge to any specific entry. There is, however, an argument that defendants were not personally acquainted with the transactions involved. While the relationships of the defendants to the debtor raise some doubt as to the complete frankness of this contention, an issue has been raised. However, this issue goes to the question of the amount of the indebtedness of the debtor only. As to that an assessment should be ordered.
The order entered July 29, 1969, should be modified on the law to grant summary judgment to plaintiff and direct an assessment of the damages.
*901Stevens, P. J., Eager, McNally and Tilzer, JJ., concur in memorandum; Steuer, J., dissents in opinion.
Order entered July 29, 1969 affirmed, etc.