Order unanimously affirmed without costs for reasons stated at Special Term, Murphy, J. (see also, United Servs. Auto. Assn. v Aetna Cas. & Sur. Co., 75 AD2d 1022; McConnell v Fireman’s Fund Am. Ins. Co., 49 AD2d 676). (Appeal from order of Supreme Court, Onondaga County, Murphy, J. — summary judgment.) Present — Callahan, J. P., Denman, Boomer, Balio and Davis, JJ.