Forest Laboratories, Inc. v. Arch Insurance

Order, Supreme Court, New York County (Melvin Schweitzer, J.), entered on or about September 14, 2012, which granted defendant RSUI Indemnity Company’s (RSUI) motion to dismiss the complaint made pursuant to CPLR 3211 (a) (1) and (7), unanimously affirmed, with costs.

The motion court properly determined that the express terms of RSUI’s policy providing excess coverage to plaintiff required the previous layer of excess coverage to be exhausted through actual payment of that policy’s limit, prior to RSUI being required to pay (see e.g. JP Morgan Chase & Co. v Indian Harbor Ins. Co., 98 AD3d 18 [1st Dept 2012], lv denied 20 NY3d 858 [2013]).

We have considered plaintiffs remaining arguments and find them unavailing. Concur — Gonzalez, EJ., Tom, Saxe, Freedman and Manzanet-Daniels, JJ. [Prior Case History: 38 Misc 3d 260.]