(dissenting). — In the indorsement of commercial paper, any qualification accompanying the signature of the in-dorser, such as agent, which was the case in Mott v. Hicks (1 Cow. 514), which goes to show that the indorser did not intend to make himself personally responsible, absolves him from liability. An indorsement effects two distinct and different purposes — the transfer of the paper, and an engagement to be responsible in the event of non-payment by the parties primarily liable. The in-dorsement transfers the paper, but the indorser may qualify the act so as not to be responsible in the event of non-payment. Babcock v. Beman, 1 Kern. 200. But the acceptor of a bill oí exchange, like the maker of a note, is considered as the original and principal debtor, and primarily liable; and unless by the act of acceptance it appears that he is not, and that his acceptance is with the design of charging another primarily liable upon the bill, he is personally responsible. As, for instance, where a bill is drawn upon a corporation, and the president, or other *250officer baying authority so to do, accepts it, designating the official character in which he acts; in such a case he incurs no personal responsibility, apparent upon the face of the instrument, for the act purports to be the act of the corporation. In this case the draft was drawn upon the defendant individually, but he accepted it by the designation of “ Treas. Neuvitas M. Co.” On the face of the instrument this was a mere descriptio persona-rum, as was the case in Taft v. Brewster (9 Johns. 334), and Hills v. Bannister (8 Cow. 31). But the defendant introduced the drawer as a witness, who testified that he was the agent of the Neuvitas Mining Company, and that he drew the draft for the use of the company, having authority so to do. He also testified ■bj^.t the defendant was the secretary and treasurer of the company, and had power, as secretary and treasurer, to accept drafts drawn by the witness for the company; that he had never seen the defendant’s authority to bind the company, but he (the witness) supposed that the defendant had it. Another witness was called by the plaintiff, who testified that the defendant had power to accept the draft, as he was present when arrangements to that effect were made. This witness also proved that he was present when the draft was presented for acceptance, that defendant declined to accept until he had advice from the drawer; that the plaintiff urged him to accept it, but the defendant answered that he would assume no personal responsibility; that if he accepted it, it would, only be as treasurer of the company; and on receipt of advice of the drawing of the draft he would be ready to accept it; that the plaintiff then took it away, and brought it back after advice had been received, and the defendant accepted it. Another witness was also called, and testified that the defendant was elected secretary and treasurer by the directors of the company, and that the drawer had authority to draw, and the defendant to accept drafts, by advice and consent of the directors. To all this testimony the plaintiff objected. There can be no doubt but that it was competent for the defendant to show that, though liable prima facie upon the bill, he, in fact, accepted it for and on behalf of the company, with the plaintiff’s knowledge. *251Brockway v. Allen, 17 Wend. 41 ; Grafton Bank v. Kent, 4 New Hamp. 221, and cases collected in 4 Cow. & Hill’s Notes, 5 ed., 607, part 2, note 299. There might be more question as to the evidence given to show the defendant’s authority to accept drafts on behalf of the company. It is very much stronger than in a case recently decided in this court — (Knight v. Lang, 2 Abbott, 227) — and I am inclined to think that it was sufficient. The circumstances under which the acceptance was made having been fully known to the plaintiff, the defendant having authority to accept bills drawn by Gillingham for the company, the court below gave judgment properly for the defendant.
Judgment reversed.