The plaintiff seeks to recover the value of merchandise delivered by him to the defendant for shipment from New York city to Fort Worth, Tex. According to the bill of lading the goods were consigned to:
“ M. [M] C c/o Western National Bank Ft. Worth for A. J. Cohen 601 May St. Tex.”
The goods were delivered to Cohen at Fort Worth, Tex. The plaintiff now claims that this was a wrongful delivery, for which the defendant must be held responsible as the initial carrier under the amendment *500of 1906 to the Interstate Commerce Law, known as the Carmack amendment. 34 U. S. Stat. 584. This being an interstate transaction it is governed by the federal statutes and regulations which supersede the state laws on the subject. Adams Express Co. v. Croninger, 226 U. S. 491; Fitch, Cornell & Co. v. Atchison, Topeka & Santa Fe R. R. Co., 170 App. Div. 222.
At common law the carrier who received goods billed to a named consignee was relieved from further liability by delivery to such consignee, unless the consignor stipulated otherwise in the bill of lading or the carrier had otherwise notice that the consignee was not the owner. This rule rests upon the presumption that the title to the goods becomes vested in the consignee upon delivery to the carrier. Lawrence v. Minturn, 58 U. S. 100; Southern Express Co. v. Dixon, 94 id. 549, Sweet v. Barney, 23 N. Y. 335; Pennsylvania R. R. Co. v. Titus, 216 id. 17.
Owing to many complaints from shippers concerning the provisions of the so-called uniform bill of lading then generally in use by the carriers, the" interstate commerce commission instituted an investigation and inquiry on November 21, 1904. Matter of Bills of Lading, 14 I. C. C. Rep. 346. As the result of such-investigation the commission, on June 27, 1908, recommended two distinct forms of bills of lading, one being the ££ straight ” and the other the “ order ” form. After referring to the two forms, the commission says at page 348:
" They will differ only on the face side; the conditions printed on the back being the same in both cases. These differences will appear upon inspection and need not here be enumerated. The main point in this connection is that the £ order ’ bill.will possess a certain degree of negotiability, while the £ straight ’ bill will be non-negotiable and is to be so stamped upon its face. *501Moreover, and this is- a matter of consequence, the order bill of lading will be required to be surrendered upon or before the delivery of the property to the consignee. ’ ’
Attached to the report the two foirns are given in full.
The requisite of an order bill of lading is stated to be:
“ In connection with the name of the party to whom the shipment is consigned the words ‘ Order of ’ shall prominently appear in print, thus: 1 Consigned to order of................’ ”
And the straight bill of lading must contain the words “ not negotiable.” P. 352. These two forms were adopted by the carriers. The bill of lading in this case was a straight bill of lading. It was filed with the interstate commerce commission and received its approval.
The goods in question were intended for Cohen, but it is claimed by the plaintiff that delivery was only to be made on payment of the purchase price to the Western National Bank. The defendant had no notice of any arrangements existing between the plaintiff and Cohen except such as can be inferred from the face of the bill of lading. The goods were delivered to Cohen without the production of the bill of lading, and under the form bill chosen by the plaintiff there was no obligation for its production as a prerequisite for delivery. The goods having been billed straight, they were properly delivered to Cohen, if he was the consignee mentioned in the bill of lading. Bank of Batavia v. N. T. L. E. & W. R. R. Co., 106 N. Y. 195, 201; Pennsylvania R. R. Co. v. Titus, 156 App. Div. 830, 835; revd. on another point, 216 N. Y. 17; Ensign v. Illinois Central R. R. Co., 180 Ill. App. 382, 386; Judson v. Minneapolis & St. Louis R. R. Co., 154 N. W. Rep. 506.
*502The decision of this case therefore depends upon the question whether Cohen was the consignee designated in the bill of lading. It stands to reason, and it is admitted by both parties, that the symbol “M [M] C ” is nothing but a fictitious designation. It does not represent anybody, and must be disregarded in the inquiry as to who is designated as consignee. If authority were needed in support of this proposition it may be found in Furman v. Union Pacific R. R. Co., 106 N. Y. 579, where the goods were consigned to “Y.” and in Weisman v. Phila., Wilmington & Baltimore R. R. Co., 22 R. I. 128, where the consignee was designated as “ S. W. ” Disregarding, therefore, the symbol in this case, the goods were consigned to “ c/o Western National Bank for A. J. Cohen.” It is stated in 2 Hutchinson on Carriers, section 676, that goods shipped to one person as consignee, in care of another, should be delivered to the consignee, and in case he cannot be found, then to the one in whose care they are shipped. The case cited in the text (Schlesinger v. Railroad Co., 88 Ill. App. 273) was followed and quoted with approval in Hoops v. Wells-Fargo & Co., 176 id. 620. It may be that the delivery to the Western National Bank would have relieved the defendant from liability. Commonwealth v. People’s Express Co., 201 Mass. 564, 572; Russell v. Livingston, 16 N. Y. 515, 518. But though a third person in whose care a package is addressed is clothed with the right to receive the goods, it does not follow that such delivery is the only good delivery relieving the carrier from liability. United States Express Co. v. Hammer, 21 Ind. App. 186. In this case no good reason existed for the delivery to the Western National Bank, as the address of Cohen was given, with street name and number. The following quotation from Weisman v. Philadelphia, Wilmington & Baltimore R. R. Co., supro, is *503very appropriate to this case: “ The complaint of the plaintiff is not that the goods were not delivered to the proper person at the proper place, hut rather that they were delivered prematurely; his intention being that they should not be delivered until the price had been paid.”
In that case the goods were consigned to “ S. W., 810 Baltimore street, Baltimore, Maryland.” The letters represented the initials of the plaintiff. The goods were delivered to a person not named in the bill of lading, though living at the address given. It appearing that they were intended for that person, the court held that it was a good delivery. This is the situation here, with the difference that in this case the person to whom the goods were sold and for whom they were intended was specifically mentioned in the bill of lading. The plaintiff could have guarded himself against delivery before payment by using an order bill of lading or notifying the carrier that the goods should not be delivered except upon payment. He failed to do so, and, having failed to do so, the defendant is not bound to know the arrangements between the consignor and the consignee. Nebraska Meal Mills v. St. Louis Southern R. Co., 64 Ark. 169; Pennsylvania R. R. Co. v. Titus, 216 N. Y. 17. In U. S. Express Co. v. Hammer, supra, the bill of lading read: “ For R. C. Hammer, Indianapolis, Indiana, in care of American Express Co. ’ ’ The American Express Company having declined to accept the property in controversy, it was held that Hammer was the proper consignee and that he could maintain an action in replevin against the carrier upon the ground that as between the carrier and Hammer the latter was entitled to the possession of the goods. If in this case the goods had been billed “ for A. J. Cohen, 601 May street, c/o Western National Bank,” would there be any doubt as to the identity *504of the consignee ? I cannot perceive how the mere transposition of the words makes the bank and not Cohen the consignee.
The learned counsel for the plaintiff maintains that the symbol “M [M] C,” together with the designation “ c/o Western National Bank,” should have put the defendant upon its inquiry to ascertain that the Western National Bank had the original bill of lading with draft attached with instructions not to deliver the bill of lading until such time as the draft had been paid, and that under the circumstances it was the duty of the defendant to make delivery only upon surrender of the bill of lading. This argument loses sight of the difference between an 11 order ’ ’ and a 1 ‘ straight ’ ’ bill of lading. The duty which the plaintiff casts upon the defendant would have existed if the plaintiff had chosen an order bill of lading. He relies upon the ease of Furman v. Union Pacific R. R. Co., 106 N. Y. 579. In that case the goods, which were consigned to ‘‘ Y-order, notify Zueca Bros.,” were delivered to Zueca Brothers without the production or surrender of the bill of lading. The court held that Zueca Brothers were not named as the consignees and that the delivery to them was improper. The court says at pages 587 and 588: “In this bill no one is named as consignee, and that makes it obvious that no delivery should be made to any one who does not produce it. The words ‘ Y-order, notify Zueca Bros.,’ in the order in which they are written, show that the goods are not to be delivered to the order of Zueca Brothers, because after the word ‘ order,’, in relation to Zueca Brothers, is the word ‘ notify, ’ which notification is all the duty the defendant had to perform under the bill. The word ‘ order, ’ therefore, must relate to what preceded, and it must have meant that delivery was to be made to the order of the consignors, or else to the *505order of ‘ Y, ’ which, being altogether fictitious, does not mean to the order of Zueca Brothers unless they produce the bill of lading. Zueca Brothers not being the consignees, therefore, all the cases showing that prima facie the consignee is the owner, and a delivery to him protects the carrier, unless he has been notified to the contrary, do not apply here. ’ ’
The learned counsel for the plaintiff seems to be of the opinion that the presence of the letter “ Y ” determined the decision in the Furman case and by analogy argues that “ M [M] 0 ” in this case should have put the defendant on its guard, but the reading of the opinion of the Furman case clearly shows that the decision was not based upon the ground that “ Y ” appeared as the fictitious consignee, but upon the direction that Zueca Brothers should be notified of the arrival and that the goods were consigned to order. The rule laid down in the Furman case anticipates the ruling since adopted by the interstate commerce commission above referred to in regard to the difference between a 11 straight ’ ’ and 1 ‘ order ’ ’ shipment. Citing the Fur-man case, the United States Supreme Court said in North Pennsylvania R. R. Co. v. Commercial Bank, 123 U. S. 727, 736, that it was therein held that placing in a bill of lading a direction to notify certain persons is a plain indication, in the absence of further directions, that they are not the consignees. The elements in the Furman case are entirely wanting here. The goods in question were, as a matter of fact, intended for Cohen; they were shipped under a straight bill of lading and no notification appeared thereon. I am of opinion that Cohen is the consignee named, in the bill of lading and that the delivery to him relieves the defendant from liability.
Having arrived at this conclusion, it is unnecessary to determine the controversy between the parties *506whether or not the goods were delivered to Cohen upon the authority of the bank.
Complaint dismissed on the merits.