The plaintiffs seek to recover on the ground that the defendant falsely represented to Resella A. Rockwell, their testatrix, or rather to her agent, in her lifetime, that he had authority to settle her claims against certain insurance companies for the loss by fire of her property upon which those companies had issued to her policies of insurance against fire, or upon failure to make such settlements with her that he had authority to sign a "reference paper” in the name of each of the companies. They allege that their testatrix and her agent, believing these representations and relying thereon, failed to notify the insurance companies of the loss that had occurred, and so lost her remedy against the companies. Rockwell v. Hamburg-Bremen Fire Ins. Co. 212 Mass. 318.
If we assume everything else in favor of the plaintiffs, it yet remains true that the remedy of the testatrix for the tort of the defendant could be enforced only in her lifetime; it did not survive her death. R. L. c. 171, § 1. As was said in Jenks v. Hoag, 179 Mass. 583, 586, "It has been decided repeatedly that ‘a mere fraud or cheat by which one sustains a pecuniary loss cannot be regarded as a damage done to personal estate.’ Leggate v. Moulton, 115 Mass. 552, and cases there cited. See also Cutter v. Hamlen, 147 Mass. 471. The statute was intended to give a remedy which should survive only for injuries of a specific character ‘to real or personal estate.’ ” There is nothing to help the plaintiffs in Parker v. Simpson, 180 Mass. 334, 343; Von Arnim v. American Tube Works, 188 Mass. 515, 519, 520; Batty v. Greene, 206 Mass. 561, 564, et seq.; or Lovejoy v. Bailey, 214 Mass. 134, 154. See also Dixon v. Amerman, 181 Mass. 430.
If the plaintiffs since the decease of their testatrix have, in *559reliance upon the same representations of the defendant, spent money in the prosecution either of this action or of the actions brought by her against the insurance companies, this could not revive the lapsed cause of action. They were bound to know that it did not survive.
Nor can we doubt that this objection was available to the defendant without having been set up in his answer. It was not matter in avoidance, or any independent substantive matter of defense, but a denial of any right of action. The record showed that the court had no jurisdiction of the case; and it followed that the plaintiffs’ evidence showed no right of action, nothing that the defendant was called upon to answer. Hey v. Prime, 197 Mass. 474, 475. Keating v. Boston Elevated Railway, 209 Mass. 278, 281, 282.
Exceptions overruled.