Johnson v. Hartford Life & Accident Insurance

IN THE UNITED STATES COURT OF APPEALS FOR THE FIFTH CIRCUIT United States Court of Appeals Fifth Circuit FILED January 5, 2009 No. 08-30303 Charles R. Fulbruge III Summary Calendar Clerk LONNIE JAMES JOHNSON JR Plaintiff - Appellant v. HARTFORD LIFE & ACCIDENT INSURANCE CO Defendant - Appellee Appeal from the United States District Court for the Western District of Louisiana USDC No. 5:07-CV-215 Before SMITH, STEWART, and SOUTHWICK, Circuit Judges. PER CURIAM:* Lonnie James Johnson, Jr. (“Johnson”) was a participant in a group long- term disability benefit plan sponsored by his employer, McElroy Metal Mills, Inc. The benefit plan was funded by insurance issued by Hartford Life and Accident Insurance Company (“Hartford”). Hartford administered claims under the plan. Johnson filed a claim for long-term disability benefits under the plan, which Hartford denied. Johnson filed suit against Hartford, asserting a claim for long- * Pursuant to 5TH CIR. R. 47.5, the court has determined that this opinion should not be published and is not precedent except under the limited circumstances set forth in 5TH CIR. R. 47.5.4. No. 08-30303 term disability benefits under the Employment Retirement Income Security Act of 1974 (“ERISA”), 29 U.S.C. § 1001, et seq. The district court dismissed Johnson’s claims with prejudice, and Johnson appealed. Johnson filed a “motion for decision on stipulated record,” and the district court employed an abuse of discretion standard to review Hartford’s denial of Johnson’s claim for long-term disability benefits. We apply the same standard of review as the district court, reversing only if the plan fiduciary’s decision is not supported by substantial evidence and is arbitrary and capricious. Corry v. Liberty Life Assurance Co. of Boston, 499 F.3d 389, 399 (5th Cir. 2007) (citations omitted); Meditrust Fin. Servs. Corp. v. Sterling Chems., Inc., 168 F.3d 211, 214- 15 (5th Cir. 1999). Having reviewed the record, we find no abuse of discretion. For essentially the reasons stated by the district court, we AFFIRM. 2