This is a bill in equity brought against the Capital Savings Bank and Trust Company, Julia Kane, and Barton B. Gale, trustee in bankruptcy of the estate of said Julia Kane. The defendant bank demurred to the bill for want of equity. The demurrer was sustained strictly pro forma •and the bill dismissed. The orator appealed.
The bill alleges such mental incapacity on the part of Mrs. Heath as made and makes her incapable of contracting or of -caring for her property. It further alleges that the defendant bank is the holder of a note for $1,300, signed by her and the defendant, Julia Kane, and of two notes which, taken together, .are for $1,400, signed by Mrs.'Heath alone; and that as collateral security for the payment of these notes above mentioned, the bank holds a note belonging to the- oratrix for the sum of $1,500, signed by Arabella Blanchard, George Blanchard, Fred Blanchard, and Willis Blanchard, and a cash deposit in the defendant bank of about $1,000, and the bank book representing such deposit; that Mrs. Heath never received any consideration for the notes signed by her as aforesaid, but that the entire consideration therefor was taken by the defendant Julia Kane; that Mrs. Heath was induced to sign the notes bearing *304her signature and to place with the bank the collateral security-above referred to wholly by reason of undue influence practiced upon her by the said Julia Kane, while Mrs. Heath was in the mental condition alleged as hereinbefore stated.
The bill further sets out that the defendant bank took the three notes signed by Mrs. Heath and the collateral security referred tO' with full knowledge of the mental condition of Mrs. Heath, knowing that she was receiving no consideration, and knowing that she had been induced to sign the notes bearing her signature, and to place with the bank the collateral security it was taking, by reason of undue influence practiced upon her in the mental condition in which she was, and in which the bank knew she was.
The bill sets out that the defendant bank is threatening to sue Mrs. Heath on the notes signed by her, to commence action on the collateral note and malee collection thereon, and to assign to others and hypothecate the collateral security held by.the bank as hereinbefore stated, and that the oratrix believes and has reason to believe that the bank is about to carry out its threats, and avers danger of being subjected to a multiplicity of suits unless she can obtain relief in equity.
The bill shows that the oratrix is under guardianship and that the said Julia Kane is in bankruptcy.
There is a prayer that the defendant may be enjoined from carrying out its threats alleged as above stated, for a decree relieving the oratrix, her guardian and estate, from liability on the notes bearing her signature, for the delivery to the oratrix of the collateral security herein mentioned, and for general relief.
Undue influence is either a species of fraud, or a kind of duress. In either case it comes in for the same consideration *305as fraud in general. Harding v. Handy, 11 Wheaton 103; Central Bank v. Copeland, 18 Md. 305; S. C. 81 Am. Dec. 595.
The knowledge which the bill imputes to the bank at the time it took the three notes signed by Mrs. Heath and at the time it took her property as security therefor, and the action which it is charged to be about to take with reference to such notes and security, put the bank in the attitude of endeavoring in an unconscionable manner to consummate the wrongful deprivation of Mrs. Heath of her property.
It does not appear by the allegations of the bill whether the notes therein mentioned are or are not overdue, but it sufficiently appears that if left to her remedy at law, the oratrix will necessarily be a- party to vexatious litigation, if equity does not interpose, whether or not she is in danger of being involved in a multiplicity of suits.
In considering whether the oratrix has an adequate remedy at law, what was said in an early case by the Supreme Court of the United States, is peculiarly applicable here. “It is not enough,” said that Court, “that there is a remedy at law; it must be plain and adequate, or, in other words, as practical and as efficient to the ends of justice and its prompt administration as the remedy in equity.” Boyce v. Grundy, 3 Pet. 210.
We hold that on the facts admitted by the demurrer, the oratrix has not an adequate remedy at law, and that she is entitled to relief under the bill as framed.
The case is well within the principles of various decisions of this Court. Viele v. Hoag, 24 Vt. 46; Glastenbury v. McDonald, 44 Vt. 450; Morse v. Morse, 44 Vt. 84.
The pro forma decree is reversed, the demurrer is overruled, the bill adjudged sufficient, and the cause remanded.