Pursuant to Savoie v. Grange Mut. Ins. Co. (1993), 67 Ohio St.3d 500, 620 N.E.2d 809, the judgment of the Court of Appeals for Clermont County is reversed.
AW. Sweeney, Douglas, Resnick, F.E. Sweeney and Pfeifer, JJ., concur. *94Moyer, C.J., concurs separately. Wright, J., dissents.