dissenting. I respectfully dissent. I subscribe to the analysis of the issue as found in the case that presents the conflict, Mauler v. Westfield Ins. Co. (Sept. 28, 1989), Franklin App. Nos. 88AP-914 and 88AP-915, unreported, 1989 WL 112342.
Moyer, C.J., concurs in the foregoing dissenting opinion.