The judgment of the court of appeals is affirmed on the authority of Davidson v. Motorists Mut. Ins. Co. (2001), 91 Ohio St.3d 262, 744 N.E.2d 713.
Gooding, Huffman, Kelley & Becker, L.L.C., T. Blain Brook II and Lawrence A. Huffman, for appellants. Moyer, C.J., Resnick, F.E. Sweeney, Pfeifer, Cook and Lundberg Stratton, JJ., concur. Douglas, J., dissents.