The judgment of the court of appeals is reversed, and the cause is remanded for a determination consistent with the court’s decisions, if applicable, in Ohayon v. Safeco Ins. Co. of Illinois (2001), 91 Ohio St.3d 474, 747 N.E.2d 206; Wolfe v. Wolfe (2000), 88 Ohio St.3d 246, 725 N.E.2d 261; and Csulik v. Nationwide Mut. Ins. Co. (2000), 88 Ohio St.3d 17, 723 N.E.2d 90.
Moyer, C.J., Douglas, Resnick, F.E. Sweeney and Pfeifer, JJ., concur. Cook and Lundberg Stratton, JJ., dissent.