dissenting.
I dissent. The majority has substituted its judgment, on this factual question, for that of the trier of the facts; it has disregarded the binding effect, on appeal, of the findings of the trial judge, which in my view are supported by credible evidence. Fred C. Walker Agency, Inc. v. Lucas, 215 Va. 535, 211 S.E.2d 88 (1975). I would affirm.