with whom LEVAL, Circuit Judge, concurs:
B. Failure to State a Claim
Because we disagree with the district court’s conclusion that the students lack standing, we must consider Yale’s contention that the students failed to state an FHA claim. We begin with the observation that plaintiffs allege no discriminatory intent on Yale’s part, no facially discriminatory policy, and no facts sufficient to constitute disparate impact discrimination.
“[T]he reach of the [FHA] was to replace the ghettos ‘by truly integrated and balanced living patterns.’ ” Trafficante v. Metropolitan Life Ins. Co., 409 U.S. 205, 211, 93 S.Ct. 364, 34 L.Ed.2d 415 (1972) (quoting 114 Cong. Rec. 3422 (1968) (remarks of Sen. Mondale, drafter of the FHA)); see also Huntington Branch, NAACP v. Town of Huntington, 844 F.2d 926, 936 (2d Cir.) aff'd in part, 488 U.S. 15, 109 S.Ct. 276, 102 L.Ed.2d 180 (1988) (same). We have also said with respect to the FHA that “Congress intended that broad application of the anti-discrimination provisions would ultimately result in residential integration.” Town of Huntington, 844 F.2d at 936. This inclusive purpose is reflected in the statutory language. Insofar as it is relevant to this case, the FHA declares that it is unlawful “(a) [t]o refuse to sell or rent ... or otherwise make unavailable or deny, a dwelling to any person because of ... religion_ [or] (b) [t]o discriminate against any person in the terms, conditions, or privileges of sale or rental of a dwelling, or in the provision of services or facilities in connection therewith, because of ... religion.... ” 42 U.S.C. § 3604(a), (b) (emphases added). However, the FHA does not require a landlord or seller to provide a reasonable accommodation with respect to an individual applicant’s religion. See 42 U.S.C. § 3604(a)-(e). In summary, the FHA forbids those practices that make housing unavailable to persons on a discriminatory basis as well as discriminatory terms and conditions with respect to housing that is provided.
An FHA plaintiff may proceed on a theory of disparate intent or disparate impact. See LeBlanc-Stemberg v. Fletcher, 67 F.3d 412, 425 (2d Cir.1995). Therefore, in order to state an FHA claim, plaintiffs must allege either that Yale adopted an identified policy that denied them housing or granted them housing on discriminatory terms and conditions for reasons that were, in significant part, discriminatory or that the identified policy although adopted for neutral reasons has a discriminatory impact on the availability of housing for Orthodox Jews or the terms and conditions on which the housing is offered.
In judging whether the students stated a claim under either a disparate treatment or a disparate impact theory, we must “look only to the allegations of the complaint[,] ... assume all well-pleaded factual allegations to be true, and ... view all reasonable inferences that can be drawn from such allegations ... in the light most favorable to the plaintiff[s].” Dangler v. New York City Off Track Betting Corp., 193 F.3d 130, 138 (2d Cir.1999) (internal citation omitted). We must find these allegations to be sufficient “unless it appears beyond doubt that [the students] can prove no set of facts in support of [their] claim which would entitle [them] to relief.” Conley v. Gibson, 355 U.S. 41, 45-46, 78 S.Ct. 99, 2 L.Ed.2d 80 (1957). This rule applies with special force to claims of civil rights violations. See Easton v. Sundram, 947 F.2d 1011, 1015 (2d Cir.1991). Moreover, *89we may not affirm the dismissal of the students’ complaint because they have proceeded under the wrong theory “so long as [they have] alleged facts sufficient to support a meritorious legal claim.” Northrop v. Hoffman of Simsbury, Inc., 134 F.3d 41, 45-46 (2d Cir.1997). However, plaintiffs must plead the requisite facts. See, e.g. Davidson v. Flynn, 32 F.3d 27, 31 (2d Cir.1994) (dismissing prisoner’s procedural due process claim because he failed to allege particular due process violations).
Our first and most difficult task is identifying the practice that the students attack. According to the dissent, plaintiffs allege “that a facially neutral housing policy makes housing effectively unavailable to Orthodox Jews.” [Dissent at 92.] Starting with this premise, the dissent finds that plaintiffs have stated a disparate impact claim under the Fair Housing Act. Although plaintiffs certainly allude to the allegedly discriminatory impact of Yale’s lack of parietal rules, these allusions must be considered in light of the relief they requested. Plaintiffs do not ask us to force Yale to implement more conservative rules. Rather, they request only the following relief on their FHA claims: (1) “a declaratory judgment that Yale’s policy of refusing to grant religion-based exemptions to its on-campus housing requirement, as applied and implemented by the defendants, unconstitutionally burdens the free exercise of religion, discriminates against and on the basis of religion, and ... that it therefore violates 42 U.S.C. § 3604”; (2) an injunction prohibiting the defendants “from enforcing, in the future, Yale’s mandatory on-campus housing policy against students who cannot reside in such housing because of their religious convictions”; and (3) an order directing Yale to reimburse the plaintiffs for housing charges they paid under duress. These requests place the otherwise skeletal factual allegations of the amended complaint in perspective.
Of the three paragraphs in the FHA claim itself, the first merely incorporates by reference certain preceding factual allegations, and the second describes the applicable provisions of the FHA. Only the third paragraph describes plaintiffs’ theory of liability. It states:
By requiring the plaintiffs to pay for and live in rooms in co-educational residential colleges, despite the plaintiffs’ religious objections to the sexual immodesty prevalent in Yale’s dormitories, and by refusing to accommodate the plaintiffs’ religious obligations, the defendants have discriminated against the plaintiffs, because of their religion, in the terms and conditions of a rental of a dwelling and in the provision of housing, in violation of the Fair Housing Act.
Am. Compl. ¶ 99. Among the incorporated factual allegations arguably relevant to the FHA claim is the students’ contention that Yale allows other freshmen and sophomores to reside off campus for reasons such as age or marital status but refuses to allow an exception to its policy for religious reasons. Each of the four student plaintiffs requested a waiver of the requirement that they live on campus. In addition, the students claim that Orthodox Judaism prohibits “touching members of the opposite sex other than one’s immediate relatives or spouse [and] living in a situation in which a person would have regular or repeated exposure to members of the opposite sex undressed or dressed immodestly.” Am. Compl. ¶ 57. Finally, they claim that their counsel and “[v]arious third parties” have asked Yale to make unspecified reasonable accommodations to their beliefs or to grant them waivers, but Yale has refused.- Am. Compl. ¶¶ 67-68. Plaintiffs do not ascribe any particular motivation to Yale’s original requirement that freshmen live on campus but claim that Yale expanded the requirement to sophomores for the 1995-96 academic year “because it determined that too many Yale students were moving off campus, thereby reducing Yale’s revenues from housing *90charges to students.” Am.Compl. ¶ 55. Although the factual allegations do not specify clearly the policies plaintiffs attack or the accommodations they requested, the relief demanded makes it clear that the policy plaintiffs claim violates the FHA is the defendants’ refusal to exempt them from housing that they view as immoral. Plaintiffs request, pursuant to the FHA, the right to be excluded from housing, not the right to have on-campus housing that does not unduly burden their beliefs. Significantly, plaintiffs do not claim that defendants adopted their policy because of animus toward Orthodox Jews or that they grant exemptions to other religious groups or to students lacking a religious affiliation in a manner different from the exemption process for Orthodox Jews. Because plaintiffs seek exclusion from housing and not inclusion, they do not state an FHA claim. The purpose of the FHA is to promote integration and root out segregation, not to facilitate exclusion. See Trafficante, 409 U.S. at 211, 93 S.Ct. 364; Town of Huntington, 844 F.2d at 936. Because the complaint alleges neither intent to discriminate, nor a facially discriminatory policy, nor facts necessary to constitute disparate impact discrimination, nor even that the plaintiffs were excluded from housing, we believe sections 3604(a) and (b) cannot be stretched to cover plaintiffs’ claim that the FHA gives them a right to be excluded from Yale housing. Thus, based on our reading of the complaint, we would affirm the district court’s dismissal of plaintiffs’ FHA claims.
Nevertheless, we also examine the interpretations of the complaint advanced in the plaintiffs’ and amici’s briefs and in the dissent. First, relying principally on Le-Blanc-Sternberg, the students argue that Yale’s policy of requiring all unmarried freshman and sophomores under the age of twenty-one to reside on campus coupled with “the current absence of any traditional, reasonable parietal rules” violates the FHA because it effectively prevents them from access to Yale housing. Pis.’ Br. at 37. Our dissenting colleague believes that plaintiffs have an actionable disparate impact claim based on this theory. In Le-Blanc-Stemberg, we — among other things — reversed a district court order setting aside an FHA jury verdict in favor of a group of Hasidic Jews and against the village of Airmont. LeBlanc-Sternberg, 67 F.3d at 424. The village had adopted a zoning code that arguably prohibited the use of home synagogues, which were necessary for the religious practice of Orthodox Jews. Id. at 417-20. We concluded that “there was ample support for the jury’s implicit finding that Airmont’s zoning code would be interpreted to restrict the use of home synagogues, [and] that the motivation behind the enactment was discriminatory animus toward Orthodox and Hasidic Jews.” Id. at 431 (emphasis added). The students, in contrast, do not allege any facts from which a discriminatory intent could be inferred, do not argue that defendants had a discriminatory intent, and, in fact, describe Yale’s motive as economic. Because LeBlanc-Stemberg involved intentional discrimination, it does not support the plaintiffs’ position.
Nor have the students adequately pleaded that Yale’s facially neutral policy had a discriminatory impact. We apply Title VII disparate impact analysis to FHA claims. See Town of Huntington, 844 F.2d at 934 (applying Title VII analysis to public defendant); Salute v. Stratford Greens Garden Apartments, 136 F.3d 293, 302 (2d Cir.1998) (applying Huntington to private defendant). A “prima facie case is established by showing that the challenged practice of the defendant ‘actually or predictably results in racial discrimination.’ ” Town of Huntington, 844 F.2d at 934 (quoting United States v. City of Black Jack, 508 F.2d 1179, 1184-85 (8th Cir. 1974)). In order to state a prima facie claim the students must allege a “causal connection between [a] facially neutral policy ... and the resultant proportion of minority” group members in the popula*91tion at issue. Brown v. Coach Stores, Inc., 163 F.3d 706, 712 (2d Cir.1998). The students do not allege that Yale’s policy has resulted in or predictably will result in under-representation of Orthodox Jews in Yale housing. Therefore, their claim fails. See Brown, 163 F.3d at 712; Town of Huntington, 844 F.2d at 934. We cannot read into their complaint the missing allegations crucial to a disparate impact claim because a Rule 12(b)(6) motion tests the adequacy of the complaint, see Dangler, 193 F.3d at 138, not the briefs. Moreover, plaintiffs, who are represented by able and experienced counsel, filed one amended complaint and did not move to further amend when confronted with defendants’ motion.
Plaintiffs’ second theory of liability is that Yale impermissibly discriminated against them on the basis of religion because it has a “policy of granting ad hoc and other exemptions and accommodations for secular reasons, but not for religious reasons.” Pis.’ Br. at 38. Nowhere in their complaint do plaintiffs allege that Yale has a system of “ad hoc ” exemptions. Although they refer loosely to the granting of exemptions “for reasons other than religious conviction and belief,” Am. Compl. ¶ 4, the only other reasons identified are age (over 21) and marital status. These exemptions apply to Orthodox Jews just as they apply to other students. However, even assuming that plaintiffs alleged the widespread grant of “ad hoc ” exemptions, they would not have stated a claim under the FHA. As we previously discussed, one relevant section of the FHA contemplates a challenge to a denial or refusal of housing and the other relevant section contemplates a challenge to discriminatory terms or conditions offered with respect to housing that is provided or offered. Plaintiffs’ allegation that defendants refused to grant them exemptions does not come within either of these sections because they do not allege that Yale’s refusal was based on intent to discriminate, was a facially discriminatory policy, constituted disparate impact discrimination by resulting in an under-representation of Orthodox Jews in Yale housing, or even caused them to be denied housing. Therefore, we affirm the district court’s dismissal of the students’ FHA claim. Having affirmed the dismissal of all of plaintiffs’ federal claims, we also affirm the dismissal of plaintiffs’ state law claims for lack of supplemental jurisdiction.
CONCLUSION
For the foregoing reasons, we affirm the judgment of the district court.
MORAN, Senior District Judge, dissenting in part.Before explaining why I must respectfully dissent from my colleagues’ conclusion that plaintiffs have failed to state a claim under the Fair Housing Act, it is worth putting the students’ claim in context. Yale has provided plaintiffs with rooms on the same basis as other students. In so doing, it differs from private landlords generally because it can and does require that the students rent the rooms. There are some exceptions to this policy. Married students, those over 21, and those who have completed their freshman and sophomore years are not required to live in the dormitories. According to the complaint, Yale claims that living in college dormitories is “integral” to a Yale education (at least for younger and unmarried freshmen and sophomores). Nonetheless, plaintiffs are not required to occupy the rooms they lease; they must simply pay for them. This fact, according to the students, reveals that the residency requirement stems, at least in part, from Yale’s need to generate revenue from its student housing. Am. Compl. ¶ 55. Plaintiffs seek reimbursement for their redundant housing costs and, going forward, an order exempting them from the mandatory on-eampus housing policy. This relief is necessary, they allege, because attempts to find alternative on-campus, single-sex *92housing accommodations were unsuccessful. Am. Compl. ¶ ¶ 67-68.
I tend to agree that Yale’s parietal rules are not what Congress had in mind when it originally enacted the Fair Housing Act. But that is not a basis for ruling, as RICO well illustrates. See National Organization for Women v. Scheidler, 510 U.S. 249, 262, 114 S.Ct. 798, 127 L.Ed.2d 99 (1994) (“ ‘[T]he fact that RICO has been applied in situations not expressly anticipated by Congress does not demonstrate ambiguity. It demonstrates breadth.’ ”) (quoting Sedima, S.P.R.L. v. Imrex Co., 473 U.S. 479, 499, 105 S.Ct. 3275, 87 L.Ed.2d 346 (1985)) (other citations omitted). Although the relevant standards for a disparate impact claim under the Fair Housing Act are, at the moment, rather fluid,1 there is ample authority to conclude that the complaint states a claim under sections 3604(a) and (b) of the FHA. Plaintiffs allege that a facially neutral housing policy makes housing effectively unavailable to Orthodox Jews, while the terms of that policy impose an additional financial burden on the basis of plaintiffs’ religion. Plaintiffs further allege, in so many words, that Yale has unreasonably refused to adopt an alternative housing policy that would provide a comparably effective means of meeting the defendants’ educational objective without imposing significant additional costs. Although these allegations are obscured by the morass of historical data directed toward a finding of state action, the necessary components of a disparate impact claim are surely present in the complaint.
Defendants seek to avoid the disparate impact theory of liability by contending, incorrectly, that discriminatory animus must be alleged to maintain a claim under § 3604(a). Def. Br. at 38. Distinguishing the result in LeBlanc-Stemberg v. Fletcher, 67 F.3d 412 (2d Cir.1995), the defendants, and now the majority, emphasize the “jury’s implicit finding” in that case of some discriminatory intent lurking behind the challenged zoning ordinance. This argument is merely a strawman, for our cases, present and precedent, and those of our sister circuits make it quite clear that discriminatory animus need not be shown by plaintiffs proceeding under a theory of discriminatory effect.
In truth, the students rely on LeBlanc-Stemberg for the proposition that a wide variety of housing practices may create an injury cognizable under the FHA. Indeed, our opinion today confirms that the economic penalty imposed on devout Orthodox Jews subject to Yale’s housing policy is sufficient to confer standing under the statute. I see no justification for demanding a more specific form of injury (ie., the rejection of an application for housing) or a particular form of relief (i.e., “inclusion”) in order for plaintiffs to meet the minimum pleading threshold. It is enough that defendants have allegedly imposed conditions on the acquisition of housing such that ostensibly available housing is effectively unavailable to a protected group. Given the liberality of pleading requirements under the federal rules,21 would remand the *93case for a decision on the merits of plaintiffs’ claims under the Fair Housing Act.
A. The Disparate Impact Frameioork
In order to evaluate whether plaintiffs have advanced a colorable claim under the Fair Housing Act, it is helpful to briefly examine the sources for and status of the relevant substantive standards for such a claim. For better or worse, we have hitched the Fair Housing Act to that itinerant alpha statute, Title VII of the Civil Rights Act of 1964. See Huntington Branch, N.A.A.C.P. v. Town of Huntington, 844 F.2d 926 (2d Cir.) (adopting the burden-shifting approach from Title VII employment discrimination cases and concluding that effect alone is sufficient to establish the prima facie case), aff'd, 488 U.S. 15, 109 S.Ct. 276, 102 L.Ed.2d 180 (1988) (affirming judgment); Orange Lake Associates, Inc. v. Kirkpatrick, 21 F.3d 1214, 1227 (2d Cir.1994) (confirming that Title VII framework provides the best model for disparate impact claims under the FHA, and collecting cases); Pfaff v. U.S. Dept. of Housing and Urban Development, 88 F.3d 739, 745 n. 1 (9th Cir. 1996); Morgan v. Secretary of Housing and Urban Development, 985 F.2d 1451, 1456 n. 4 (10th Cir.1993); and see Smith v. City of Des Moines, Iowa, 99 F.3d 1466, 1470 (8th Cir.1996) (observing that Title VII standards have “undergone several transformations in recent years”).
The disparate impact path begins, of course, with Griggs v. Duke Power Co., 401 U.S. 424, 432, 91 S.Ct. 849, 28 L.Ed.2d 158 (1971), in which the Supreme Court recognized that Title VII provides a remedy not only for “overt discrimination but also [for] practices that are fair in form, but discriminatory in operation.” Under Griggs, a facially neutral employment practice which imposes a racially disproportionate burden on job applicants may violate Title VII even absent an intent to discriminate. This is so, the Court surmised, because “Congress directed the thrust of the Act to the consequences of employment practices, not simply the motivation.” Id. at 432, 91 S.Ct. 849 (emphasis added). The enduring elements of disparate impact litigation have their source in the language of the Court’s opinion:
What is required by Congress is the removal of artificial, arbitrary, and unnecessary barriers to employment when the barriers operate invidiously to discriminate on the basis of racial or other impermissible classification.... The touchstone is business necessity. If an employment practice which operates to exclude Negroes cannot be shown to be related to job performance, the practice is prohibited.... Congress has placed on the employer the burden of showing that any given requirement must have a manifest relationship to the employment in question.
Griggs, 401 U.S. at 432, 91 S.Ct. 849 (emphasis added).
Later, however, in a series of significant decisions culminating in Wards Cove Packing Co., Inc. v. Atonio, 490 U.S. 642, 109 S.Ct. 2115, 104 L.Ed.2d 733 (1989), the Supreme Court redirected disparate impact analysis away from the principles voiced in Griggs. See Albemarle Paper Co. v. Moody, 422 U.S. 405, 95 S.Ct. 2362, 45 L.Ed.2d 280 (1975); Dothard v. Raw-*94linson, 433 U.S. 321, 97 S.Ct. 2720, 53 L.Ed.2d 786 (1977); New York City Transit Authority v. Beazer, 440 U.S. 568, 99 S.Ct. 1355, 59 L.Ed.2d 587 (1979); Watson v. Fort Worth Bank & Trust, 487 U.S. 977, 108 S.Ct. 2777, 101 L.Ed.2d 827 (1988). During this period, the Court recharacter-ized the relevance of a defendant’s intent, Wards Cove, 490 U.S. at 660, 109 S.Ct. 2115; shifted the burden of persuasion entirely to the plaintiff, id. at 659-600, 109 S.Ct. 2115; and relaxed the employer’s obligation to prove the challenged practice was a “business necessity,” id. at 659, 109 S.Ct. 2115.
After two years of intense dialogue about antidiscrimination policy approaches, much lobbying and political posturing, a presidential veto in 1990, innumerable amendments and revisions, and high level negotiations between congressional leaders and the Bush White House,3 Congress passed the Civil Rights Act of 1991 (“Civil Rights Act”), Pub.L. 102-166, 105 Stat. 1071, codifying certain developments and reversing others in an effort to shore up Title VII’s protections for victims of discrimination.4 Key provisions of the Civil Rights Act and the only official legislative history pointedly reject several of the Wards Cove modifications. Various amendments confirmed that disparate impact claims are distinct from those alleging intentional discrimination5; reallocated the burdens of proof6; and restored the sub*95stantive elements of a disparate impact claim to their pre-Wards Cove formulations.7 Under the amended statute, once a plaintiff has made the prima facie showing of disparate impact, the burden shifts to the defendant to demonstrate8 that the challenged practice is “job related for the position in question and consistent with business necessity.” 42 U.S.C. § 2000e-2(k)(l)(A)(i).
As to the substantive standards, the Purposes section provides that the Act was intended to
codify the concepts of “business necessity” and “job related” enunciated by the Supreme Court in Griggs v. Duke Power Co., 401 U.S. 424, 91 S.Ct. 849, 28 L.Ed.2d 158 (1971), and in other Supreme Court decisions prior to Wards Cove Packing Co. v. Atonio, 490 U.S. 642, 109 S.Ct. 2115, 104 L.Ed.2d 733 (1989).
Pub.L. 102-166, § 3(2) (1991). The problem is that scholars and courts disagree as to what standards Congress intended to codify. Compare Michael Carvin, Disparate Impact Claims Under the New Title VII, 68 Notre Dame L.Rev. 1153 (1993) (arguing that Wards Cove is still good law after The Civil Rights Act); with Note, The Civil Rights Act of 1991: The Business Necessity Standard, 106 Harv. L.Rev. 896 (1993) (asserting that Wards Cove does not survive the Act); Susan Grover, The Business Necessity Defense in Disparate Impact Discrimination Cases, 30 Ga. L.Rev. 387 (1996) (arguing for a strict business necessity standard under the Act). Essentially, the competing interpretations turn on whether one views Wards Cove as consistent with and the inevitable result of earlier Supreme Court opinions, or whether the decision represented a significant departure from Griggs and its progeny. The language of the statute successfully succumbs to either interpretation.
The Act’s ambiguous language, however, while apparently necessary to sustain a fragile congressional compromise,9 has allowed a number of contradictory standards to emerge. Compare Banks v. City of Albany, 953 F.Supp. 28 (N.D.N.Y.1997), with U.S. v. State of N.C., 914 F.Supp. 1257 (E.D.N.C.1996). Further muddying current authority is the fact that a number of recent disparate impact cases have addressed claims to which the Act did not retroactively apply,10 and it has not always *96been obvious whether courts are deciding claims based on pre-Act case law or new statutory standards. See, e.g., E.E.O.C. v. Joint Apprenticeship Committee of the Joint Industry Board of the Electrical Industry, 186 F.3d 110, 120 (2d Cir.1999) (allocating burdens of proof according to pre-Civil Rights Act case law); E.E.O.C. v. Steamship Clerks Union, Local 1066, 48 F.3d 594, 601 n. 5 (1st Cir.1995) (deciding disparate impact claim based on pre-Act standards).
Finally, although there is now consensus that Title VII standards govern claims under Title VIII,11 it has not always been easy to translate principles designed to regulate employment relations into the realm of public and private housing. For instance, “job performance” may be more closely related to employment qualifications than “tenant performance” is to rental criteria. See Resident Advisory Bd. v. Rizzo, 564 F.2d 126, 148-49 (3rd Cir.1977) (observing that the error cost is higher in the employment realm); Huntington, 844 F.2d at 936 (noting the absence in Title VIII cases of a single objective akin to job performance). There are analogous, but not identical concerns at issue; just as there are analogous, but not identical provisions in the antidiscrimination statutes.
The toughest challenge is “to translate a body of precedent that simultaneously is undergoing rapid evolution.”12 Mahoney, supra n. 1, at 419. Because the nature of cases under the Fair Housing Act varies dramatically — from landlord/tenant disputes to Section 8 housing participation, from lending practices to urban zoning conflicts — this translation is best accomplished piece by piece, but with an eye toward the development of a coherent methodology. This case presents a new set of facts over which the evolving Title VIII framework should be laid. It may be that plaintiffs have no remedy, but their claim should be allowed to proceed through discovery toward a resolution on the merits.
B. The History of Disparate Impact Claims under the FHA
The contours of disparate impact analysis under the FHA have been shaped in large part by the Title VII developments addressed above. The Eighth Circuit in 1974 was the first to recognize the validity of a disparate impact claim under the Fair Housing Act. See U.S. v. City of Black Jack, Missouri, 508 F.2d 1179 (8th Cir. 1974). Although the court crafted its test based on equal protection cases — authority invalidated shortly thereafter by Washington v. Davis, 426 U.S. 229, 96 S.Ct. 2040, 48 L.Ed.2d 597 (1976)13 — the existence of a *97disparate impact claim under Title VIII was implicitly confirmed when the Supreme Court announced its decision in Village of Arlington Heights v. Metropolitan Housing Development Corp. (Arlington Heights), 429 U.S. 252, 97 S.Ct. 555, 50 L.Ed.2d 450 (1977). See Rizzo, 564 F.2d at 146; Mahoney, supra n. 3 at 431-132 (discussing implications of unique procedural posture in Arlington Heights). In Arlington Heights, a non-profit housing developer and several of its potential low— and moderate-income tenants brought suit alleging that the city’s failure to re-zone a 15-acre parcel from single-family to multiple-family classification constituted illegal housing discrimination under the Fourteenth Amendment and the Fair Housing Act. After dismissing plaintiffs’ equal protection claims based on the lower courts’ conclusion that the zoning board had not acted with a discriminatory purpose, Arlington Heights, 429 U.S. at 270-271, 97 S.Ct. 555, the Court remanded the case to the Seventh Circuit for consideration of plaintiffs’ disparate impact claims under Title VIII, id. at 271, 97 S.Ct. 555.
On remand, the Seventh Circuit identified four factors to be evaluated in assessing whether conduct which produces a discriminatory impact will violate § 3604(a) of the FHA: (1) the strength of plaintiffs showing of discriminatory effect, (2) whether there is some evidence of discriminatory intent even if insufficient to satisfy the constitutional standards of Washington v. Davis, (3) the defendant’s interest in taking the challenged action, and (4) whether the plaintiff seeks to compel the defendant to affirmatively provide housing for members of a protected class or merely to restrain the defendant from interfering with individual property owners who wish to provide such housing. Metropolitan Housing Development Corp. v. Arlington Heights (Arlington Heights II), 558 F.2d 1283, 1290 (7th Cir.1977).
The Third Circuit took a different route. Relying on the Supreme Court’s decision in Arlington Heights, the court held that proof of discriminatory effect alone would satisfy the prima facie burden for disparate impact claims under the FHA. Resident Advisory Bd. v. Rizzo, 564 F.2d 126, 148 (3rd Cir.1977). The Rizzo court then adapted the Griggs elements to the housing context. The court concluded that defendant’s rebuttal case is established if the practice is shown to “serve, in theory and practice, a legitimate, bona fide interest of the Title VIII defendant, and ... that no alternative course of action could be adopted that would enable that interest to be served with less discriminatory impact.” Id. at 149. If the defendant introduces evidence that no such alternative course of action could be adopted, the Third Circuit specified that the burden would once again shift to the plaintiff to demonstrate that other such practices are available.
Building upon Arlington Heights IIs “four-factor” approach or Rizzo’s “effect-only” standard and borrowing from the growing body of Title VII case law, other circuit courts began to formulate distinct tests for disparate impact claims under the FHA. See Ahrend, supra n. 1, (discussing the unresolved conflict among the circuit courts). Most circuits rejected the Arlington Heights II formulation to the extent that it examined the defendant’s intent as a component of the prima facie case. If effect alone was sufficient under Griggs, it was also sufficient for claims under the FHA. See Betsey v. Turtle Creek Assocs., 736 F.2d 983, 986 (4th Cir.1984) (holding that effect alone is sufficient to establish a prima facie case under the FHA); Arthur v. City of Toledo, Ohio, 782 F.2d 565, 576 (6th Cir.1986) (rejecting Arlington Heights II’s inclusion of intent as a factor, but adopting the other three); United States v. Yonkers Bd. of Educ., 837 F.2d 1181, 1217 (2d Cir.1987) (“[T]he consensus is that a *98plaintiff need prove only discriminatory effect, and need not show that the decision complained of was made with discriminatory intent.”).
In Huntington Branch, N.A.AC.P. v. Town of Huntington, 844 F.2d 926, 928 (2d Cir.1988), we considered a challenge to a suburban zoning ordinance which restricted the development of multi-family housing projects to a largely minority “urban renewal area.” The Huntington court’s decision set forth the test that has continued to govern disparate impact FHA claims in this circuit. Relying on Rizzo and Title VII case law we held that the prima facie case is established by showing that the challenged practice “actually or predictably results in racial discrimination; in other words that it has a discriminatory effect.” Id. at 934. Following Griggs, we emphasized that the plaintiff need not show that the housing decision was made with discriminatory intent. To require otherwise, we concluded, “would strip the statute of all impact on de facto segregation.” Id. at 934-35. Once a plaintiff established the prima facie case, Huntington required the defendant to “prove that its actions furthered, in theory and in practice, a legitimate, bona fide governmental interest and that no alternative would serve that interest with less discriminatory effect.”14 Id. at 936.
Huntington rejected the inclusion of Arlington Heights II’s four factors as components of the prima facie case. “Employing the test in Arlington Heights II as a prima facie hurdle would cripple Title VIII.” Id. at 934. Instead, the court determined that the three factors adopted in City of Toledo (as well as any evidence of intent) are relevant for “the ultimate determination on the merits.” Id. at 936. According to Huntington, in order to adjudge “the ultimate balance,” the district court must assess whatever justifications the town advances and weigh them carefully against the degree of adverse effect shown by the plaintiff. Id. Even “substantial” interests in the housing policy “cannot, consistently with Title VIII, automatically outweigh significant disparate effects.” Id. at 937. Although Huntington’s, adherence to the Title VII burden shifting approach remains vital, see Salute v. Stratford Greens Garden Apartments, 136 F.3d at 312 (Cal-abresi, J. dissenting), the court’s final “balancing of interests” should be revisited in light of the statutory codification of disparate impact analysis in the Civil Rights Act of 1991. See Langlois v. Abington Housing Authority, 207 F.3d 43, 51 (1st Cir. 2000).
C. Relevant Burdens of Proof for Disparate Impact Claims under the Fair Housing Act
1. The Prima Facie Case.
A prima facie case of disparate impact housing discrimination is established by showing that a particular facially-neutral practice actually or predictably imposes a disproportionate burden upon members of the protected class. See Huntington, 844 F.2d at 934; Langlois v. Abington Housing Authority, 207 F.3d 43, 49-50 (1st Cir.2000); Pfaff v. U.S. Dept. of Housing and Urban Development, 88 F.3d 739 (9th Cir.1996); Orange Lake Associates, Inc., v. *99Kirkpatrick, 21 F.3d 1214, 1228 (2d Cir. 1994). To sustain a disparate impact claim under § 3604(b), plaintiffs must show that the challenged practice had an adverse impact on members of the protected class with respect to the terms, conditions, or privileges of sale or rental of a dwelling, or in the provision of services or facilities in connection therewith. Under § 3604(a), plaintiffs must show that the challenged practice disproportionately excluded members of a protected group from a dwelling or from services or facilities connected therewith.15 Discriminatory intent need not be shown. Huntington, 844 F.2d at 935; Langlois, 207 F.3d at 49-50; United States v. Yonkers Bd. of Educ., 837 F.2d 1181, 1217 (2d Cir.1987). Nor should plaintiffs be required to address the other Arlington Heights II factors which some circuits have included in the prima facie case. See Mountain Side Mobile Estates Partnership v. Secretary of Housing and Urban Development, 56 F.3d 1243 (10th Cir.1995); Arthur v. Toledo, 782 F.2d 565, 575 (6th Cir.1986); Smith v. Town of Clarkton, 682 F.2d 1055, 1065 (4th Cir. 1982); Snyder v. Barry Realty Inc., 953 F.Supp. 217, 220 (N.D.Ill.1996).16 Indeed, in the housing context, it may often be the case that parties stipulate that a prima facie case (satisfying the elements of particularity, impact, and causation) has been established. See Pfajf, 88 F.3d at 746. The housing practices at issue are not likely to be part of a complex scheme of tests and qualifications and the adverse impact may be immediately apparent.
2. The Business Justification
As the First Circuit pointed out in Langlois v. Abington Housing Authority, 207 F.3d 43, 49-50 (1st Cir.2000), not every policy causing a disparate effect is unlawful. “[A] vast array of measures, from war-making and the federal budget to local decisions on traffic and zoning, may have a disparate impact. Thus, practically all of the case law, both in employment and housing, treats impact as doing no more than creating a prima facie case, forcing the defendant to proffer a valid justification .... Indeed, while Congress’s amendment of the law after Wards Cove Packing Co. v. Atonio ... stiffened the employer’s burden of justification, it left intact the principle that disparate impact merely creates a prima facie case.” Langlois, 207 F.3d at 49-50. Thus, once a prima facie case of adverse impact is established, the inquiry turns to whether the defendant can *100nonetheless avoid liability by defending the practice. Huntington, 844 F.2d at 936.
In the employment context, once a Title VII plaintiff has made out a prima facie case of disparate impact, the Civil Rights Act of 1991 shifts the burden of proof to the defendant, who must show that the challenged practice is “job related for the position in question and consistent with business necessity.” 42 U.S.C. § 2000e-2(k)(l)(A)(i); see Lanning v. Southeastern Pennsylvania Transp. Auth. (SEPTA), 181 F.3d 478, 485 (3rd Cir.1999), cert. denied, 528 U.S. 1131, 120 S.Ct. 970, 145 L.Ed.2d 840 (2000). As discussed above, the concepts of “business necessity” and “job related” are undefined in the statute, but “are intended to reflect the concepts enunciated by the Supreme Court in Griggs v. Duke Power Co., 401 U.S. 424, 91 S.Ct. 849, 28 L.Ed.2d 158 (1971), and in the other Supreme Court decisions prior to Wards Cove Packing Co. v. Atonio, 490 U.S. 642, 109 S.Ct. 2115, 104 L.Ed.2d 733 (1989).” CM Rights Act, § 3(2) (1991); Interpretive Memorandum, 137 Cong. Rec. 28,680 (1991). As Judge Torres observed in Donnelly v. Rhode Island Board of Governors for Higher Education, 929 F.Supp. 583 (D.R.I.1996), aff'd. 110 F.3d 2 (1st Cir.1997), “consistent with” and “necessity” connote discordant ideas.
Two things are consistent with one another if they are in harmony as opposed to being in conflict. On the other hand, something is a necessity if it is required or compelled. Since § 2000e-2(k)(l)(A)(i) uses these terms conjunc-tively, it is not clear whether Congress intended the standard to be that adherence to the challenged practice is required to conduct the employer’s business; that the practice is closely related to a legitimate business purpose; or something in between.
Id. at 593 (citations omitted).
Cobbling together the relevant statutory provisions, it appears that the phrase “consistent with business necessity” is shorthand for “consistent with the pre-Wai-sonlWards Cove conception of ‘business necessity.’ ” The Watson plurality shifted the focus away from the employer’s “need” for a particular practice because it is significantly correlated with job performance17 and toward the legitimacy of the employer’s business goals and whether the practice indeed contributed to those ends. In rejecting the final stages of this shift, Congress has required a Title VII defendant to justify not only the legitimacy of the ends, but also the necessity of the means. Cf. Lanning, 181 F.3d at 489; Nash v. Consolidated City of Jacksonville, Duval County, Fla., 895 F.Supp. 1536, 1545 (M.D.Fla.1995) (“[T]he Civil Rights Act of 1991 ... restored] pre-Wards Cove law in which, inter alia, ... ‘business necessity’ really means ‘necessity.’ ”), aff'd, 85 F.3d 643 (11th Cir.1996).
Judge Torres concluded that the “business necessity” test evaluates whether the practice is “reasonably necessary to achieve an important business objective.” Donnelly, 929 F.Supp. at 593. Other courts have reached similar formulations. See Banks v. City of Albany, 953 F.Supp. 28, 35 (N.D.N.Y.1997) (“[T]he defendant must show that the challenged action is demonstrably necessary to meet an important business goal.”); Fitzpatrick v. City of Atlanta, 2 F.3d 1112, 1118 (11th Cir.1993) (defendant must show “that the practice or action is necessary to meeting a goal that, as a matter of law, qualifies as an important business goal for Title VII purposes”); Mountain Side, 56 F.3d at 1254 (“[T]he *101burden shifts to the defendant to produce evidence of a ‘genuine business need’ for the challenged practice.”) (citing Griggs, 401 U.S. at 432, 91 S.Ct. 849); see also PfaFf, 88 F.3d at 747 & n.3 (rejecting application of “compelling business necessity” formulation). The Donnelly formulation is a fair reflection of the mandate of the Civil Rights Act of 1991 and is compatible with the relevant considerations attendant to a fair housing claim.
3. Alternative Practices Showing
If the defendant can show that the practice was reasonably necessary to achieve an important business objective, the plaintiff will prevail only if he or she can prove that the defendant unreasonably refused to adopt an alternative housing practice that would serve the defendant’s legitimate objective with less discriminatory impact. See Albemarle, 422 U.S. at 425, 95 S.Ct. 2362; 42 U.S.C. § 2000e-2(k)(l)(A)(ii) and (C). Factors such as the cost or other burdens of the proposed policy are relevant to a determination as to whether the defendant’s refusal to adopt an alternative housing procedure was reasonable. See Watson, 487 U.S. at 998, 108 S.Ct. 2777. If plaintiffs have suggested another policy which would serve the defendant’s legitimate objectives but would also add significant new costs or create tremendous upheaval or seriously undermine other legitimate objectives, a refusal to accept the alternative will not be viewed as unreasonable.18 If, on the other hand, the alternative housing practice would be comparably effective without imposing significant new burdens, the defendant’s refusal to adopt the practice will be deemed unlawful housing discrimination. Correspondingly, to qualify as “an alternative housing practice,” the policy must be feasible, must be comparably effective in serving the landlord’s legitimate business objective, and must not significantly exceed the cost or burden of the challenged practice. Albemarle, 422 U.S. at 425, 95 S.Ct. 2362; Dothard, 433 U.S. at 329, 97 S.Ct. 2720; Fitzpatrick, 2 F.3d at 1118.
It is also worth noting here that the alternative practices demonstration is not about pretext. Yes, evidence showing a policy’s disparate impact can be evidence of intentional discrimination, but evidence of — or even an inference of — intentional discrimination is unnecessary to prevail on a claim of disparate impact.19 In Huntington, we confirmed that a plaintiff need not show that the decision complained of was made with discriminatory intent. 844 F.2d at 934. We noted that a refusal to require intent was entirely consistent with our previous cases, the congressional purpose behind Title VIII, related Title VII jurisprudence and practical concerns. Id. We also, therefore, rejected the lower court’s hold*102ing that if the defendants articulated a legitimate, nondiscriminatory reason for their conduct, the plaintiffs would be required to show that the reason was a “pretext.” See Huntington, 668 F.Supp. at 782, 787. We noted that the McDonnell Douglas test “is an intent-based standard for disparate treatment cases inapposite to the disparate impact claim asserted here.” Huntington, 844 F.2d at 939 (discussing McDonnell Douglas Corp. v. Green, 411 U.S. 792, 93 S.Ct. 1817, 36 L.Ed.2d 668 (1973)); see also International Brotherhood of Teamsters v. United States, 431 U.S. 324, 335 n. 15, 97 S.Ct. 1843, 52 L.Ed.2d 396 (1977); Wards Cove Packing Co. v. Atonio, 490 U.S. 642, 667, 109 S.Ct. 2115, 104 L.Ed.2d 733 (1989) (Stevens, J. dissenting) (pointing out that McDonnell Douglas provides the appropriate methodology to identify disparate treatment absent direct proof of intent).
Moreover, the 1991 Act clearly repudiates the “pretext” approach. It omits any mention of “pretext” and refers to disparate impact claims as distinct from those involving intentional discrimination. See, e.g., 42 U.S.C. § 1981a(a)(l), as amended, regarding “Damages in cases of intentional discrimination in employment.” The provision establishes that a defendant who “engaged in unlawful intentional discrimination (not an employment practice that is unlawful because of its disparate impact)” may be liable for compensatory and punitive damages under the subsection. Id. (emphasis added). By memorializing this distinction in the statutory text, Congress has rejected the notion, proposed by some commentators, that “the dominant purpose [of disparate impact theory] is preventing pretextual discrimination.” See George Rutherglen, Disparate Impact Under Title VII: An Objective Theory of Discrimination, 73 Va.L.Rev. 1297, 1315 (1987); see also, Vartanian, supra n. 1, at 78 & n. 15 (discussing defeat of the McCollum Amendment which would have required some proof of intentional discrimination before a creditor could be held liable for the disparate impact caused by a facially-neutral pattern or practice).
In sum, based on the recodification of disparate impact standards for Title VII claims and on the emerging case law interpreting those standards in the housing context, a plaintiff proceeding under the Fair Housing Act may prevail on a disparate impact claim, as opposed to one for intentional discrimination, only if (1) the plaintiff shows that the defendant employs a particular housing policy or practice that imposes a disproportionate burden on a protected group and (2)(a) the defendant fails to demonstrate that the challenged practice is reasonably necessary to achieve a legitimate business objective, or (b) the plaintiff proves that the defendant unreasonably refused to adopt an alternative housing practice that would provide a comparably effective means of meeting the defendant’s objective without imposing significant additional costs.
D. Adoption of Alternative Practices v. Accommodation
In alleging liability under the Fair Housing Act, the students protest Yale’s “refus[al] to accommodate the plaintiffs’ religious obligations.” Am. Compl. ¶ 99. Their statement either misapprehends the law (as the majority believes), is a misnomer for the alternative practices requirement, or merely alludes to failed negotiations with the defendants. Again, it is helpful to examine the substantive provisions of the antidiscrimination statutes before assessing the adequacy of the pleading, for the burden imposed upon a private defendant by the “alternative practice” requirement is necessarily less than “accommodation” unless the plaintiff meets certain statutory criteria.20
Congress has twice amended anti-discrimination statutes expressly to create an obligation to “accommodate” the unique *103characteristics of a protected class. Under Title VII there is a duty to accommodate an employee’s religious practices; in the housing context there is a' duty to accommodate an individual’s “handicap.”
1. Accommodation under the FHAA
In 1988, Congress passed the Fair Housing Amendments Act of 1988 (“FHAA”), Pub.L. 100-430, 102 Stat. 1619, amending 42 U.S.C. §§ 3601-3619, to extend the FHA’s promise of equal opportunity in housing to individuals with handicaps. See Salute v. Stratford Greens Garden Apartments, 136 F.3d 293, 299-300 (2d Cir.1998). Under the new provisions, it is unlawful to “make unavailable or deny, a dwelling to any buyer or renter” or to “discriminate ... in the terms, conditions, or privileges or sale or rental of a dwelling, or in the provision of services or facilities in connection with such dwelling” because of a person’s handicap.21 42 U.S.C. § 3604(f)(1) and (2). Part (3) of subsection (f) requires a landlord to make “reasonable accommodations” when “necessary to afford ... equal opportunity [for a handicapped person] to use and enjoy a dwelling.” 42 U.S.C. § 3604(f)(3)(B). If the reasonable accommodations provision is triggered, a defendant may be required to incur “reasonable costs” to accommodate a plaintiffs handicap, “provided such accommodations do not pose an undue hardship or a substantial burden.” Salute, 13.6 F.3d at 300 (quoting Shapiro v. Cadman Towers, Inc., 51 F.3d 328, 335 (2d Cir.1995)).22 The FHAA limits the duty to accommodate exclusively to meet the needs of handicapped individuals and says nothing regarding a duty to accommodate religious beliefs.
2. Religious Accommodation under the Civil Rights Act of 1961
Earlier, Congress added section 701(j) to the Civil Rights Act of 1964, see Pub.L. 92-261, § 2(7) (1972), codified at 42 U.S.C. § 2000e(j), “to illuminate the meaning of religious discrimination under the statute.” Ansonia Board of Education v. Philbrook, 479 U.S. 60, 63 & n. 1, 107 S.Ct. 367, 93 L.Ed.2d 305 (1986). The definitions section of Title VII was amended to provide that “[t]he term ‘religion’ includes all aspects of religious observance and practice, as well as belief, unless an employer demonstrates that he is unable to reasonably accommodate to an employee’s or prospective employee’s religious observance or practice without undue hardship on the conduct of the employer’s business.” Under this definition, an employee can bring suit under Title VII based on the theory that the employer’s failure to accommodate the employee’s religious expression constitutes actionable discrimination. See Trans World Airlines, Inc. v. Hardison, 432 U.S. 63, 97 S.Ct. 2264, 53 L.Ed.2d 113 (1977); Chalmers v. Tulon Co. of Richmond, 101 F.3d 1012, 1018 (4th Cir.1996).
No such amendment has been made to the Fair Housing Act. Indeed, the term religion is not defined at all. See Barlow v. Evans, 993 F.Supp. 1390 (D.Utah 1997) (considering whether prohibition of religious discrimination in provision of housing provides protection for polygamist). While it may generally be appropriate to look to the definitions contained in other anti-discrimination statutes when a key term is undefined, importing Title VIPs duty to accommodate religious practices into the FHA would exceed this court’s authority to “ ‘fill[ ] a gap left by Congress’ *104silence’ [and would effectively] ‘rewritfe] rules that Congress has affirmatively and specifically enacted.’ ” See Matter of Oswego Barge Corp., 664 F.2d 327, 339 (2d Cir.1981) (quoting Mobil Oil Corp. v. Higginbotham, 436 U.S. 618, 625, 98 S.Ct. 2010, 56 L.Ed.2d 581 (1978)). The lower court was correct, therefore, in its conclusion that the FHA does not require Yale to make reasonable accommodations for the students’ religious obligations. Hack, 16 F.Supp.2d at 193.
It is not clear, however, that plaintiffs are in fact seeking an “accommodation.” Even if we assume that Yale’s parietal rule is reasonably necessary and is not an artificial, arbitrary, or unnecessary practice, there is apparently a viable alternative housing policy: Yale can provide exemptions for plaintiffs and others similarly situated. Certainly, Yale is not obligated to restructure its housing program anymore than an owner of a rooming house would be obligated to change his method of operation because plaintiffs sought to live there, and plaintiffs do not seek that relief. True, the current policy of permitting plaintiffs to live elsewhere is an alternative with less discriminatory effect. It does not, however, eliminate the disproportionate financial burden on Orthodox Jews who must pay for two apartments. Thus, exemption may be an even better alternative, although not necessarily the only one. I do not mean to suggest that plaintiffs, choosing to go to Yale, can transfer an economic burden occasioned by their religious beliefs from themselves to Yale. There is, however, no reason to believe that Yale would have to carry vacant student housing space if a few freshmen and sophomores were exempted. Each year the college is faced with far more significant variables: how many approved applicants will enroll, how many will return, what will be the mix of married and unmarried or younger and older students. At least at this juncture we are given no reason to believe that a few exemptions will have any significant economic impact upon Yale.
CONCLUSION
“Dismissal of a complaint before discovery is a drastic step. It is a device that must not be employed ‘unless it appears beyond doubt that the plaintiff can prove no set of facts in support of his claim that would entitle him to relief.’ ” Wade v. Johnson Controls, Inc., 693 F.2d 19, 22 (2d Cir.1982) (quoting Scheuer v. Rhodes, 416 U.S. 232, 236, 94 S.Ct. 1683, 40 L.Ed.2d 90 (1974)) (other citations omitted); see also Geisler v. Petrocelli, 616 F.2d 636 (2nd Cir.1980). “This caution against dismissal applies with even greater force where the complaint is pro se, or where the plaintiff complains of a civil rights violation.” Easton v. Sundram, 947 F.2d 1011, 1015 (2d Cir.1991) (citations omitted). Given our conclusion that plaintiffs have standing to pursue their antidiscrimination claims under the FHA and given the allegations in the complaint as to the effective unavailability of student housing at Yale for a defined class of Orthodox Jews, I must respectfully dissent from my colleagues’ affirmance. I would remand to the district court for discovery and further proceedings on the merits. It should be left to the finder of fact to determine whether the policy had a discriminatory effect on Orthodox Jews, whether the mandatory on-campus policy is reasonably necessary to achieve an important business objective of Yale College, and, if so, whether Yale unreasonably refused to adopt an alternative, feasible policy that would have provided a comparably effective means of meeting Yale’s educational and financial objectives without imposing significant additional burdens.
. See Peter E. Mahoney, The Ends of Disparate Impact: Doctrinal Reconstruction, Fair Housing and Lending Law, and the Antidis-crimination Principle, 47 Emory L.J. 409 (1998) (identifying factors which allowed competing disparate impact standards to develop); Thomas P. Vartanian, Robert H. Le-dig, and Alisa Babitz, Disparate Impact Discrimination: Fair Lending at a Crossroads, 49 Consumer Fin. L.Q. Rep. 76 (1995) (noting the absence of a uniform standard of proof for housing-related disparate impact claims); Kristopher E. Ahrend, Effect, or No Effect: A Comparison of Prima Facie Standards Applied in “Disparate Impact” Cases Brought Under the Fair Housing Act (Title VIII), 2 Race & Ethnic Ancestry L. Dig. 64 (1996).
. On this point, see especially Judge Cabranes’ opinion in Northrop v. Hoffman of Simsbury, Inc., 134 F.3d 41, 45-46, 39 Fed. R.Serv.3d 492 (2d Cir.1997) (confirming that a litigant's failure to cite the correct statutory section does not require the court to affirm the dismissal of her complaint so long as she has alleged facts sufficient to support a meritorious legal claim), as well as Albert v. Carovano, 851 F.2d 561, 571 n. 3 (2d Cir.1988) (en banc) (citing Newman v. Silver, 713 F.2d 14, 15 n. 1 (2d Cir.1983)); Flickinger v. Harold C. *93Brown & Co., 947 F.2d 595, 600 (2d Cir. 1991) ("[Defendant] ... point[s] out that [plaintiff] failed to plead the third party beneficiary theory in his complaint. To this, we simply respond that federal pleading is by statement of claim, not by legal theory.”); Michael v. Clark Equip. Co, 380 F.2d 351, 352 (2d Cir. 1967); Wade v. Johnson Controls, Inc., 693 F.2d 19, 21 (2d Cir.1982); Bartholet v. Reishauer A.G. (Zurich), 953 F.2d 1073 (7th Cir. 1992) (complaint does not have to state a legal theory and specification of an incorrect theory is not fatal); Sidney S. Art Co. v. Pipe-fitters Welfare Educ. Fund, 25 F.3d 417, 421 (7th Cir.1994) ("The district court has a duty to consider whether a plaintiff’s allegations could provide relief under any available legal theory.”); 5A Charles A. Wright & Arthur R. Miller, Federal Practice and Procedure § 1357 (2d ed. 1990 & Supp.1979) ("any legal theory”).
. See Reginald C. Govan, Honorable Compromises and the Moral High Ground: The Conflict Between Rhetoric and the Content of the Civil Rights Act of 1991, 46 Rutgers L.Rev. 1 (1993), for a detailed analysis of the complex judicial, political, and legislative events which led to the passage of the Civil Rights Act.
. "The Congress finds that ... the decision of the Supreme Court in Wards Cove Packing Co. v. Atonio, ... has weakened the scope and effectiveness of Federal civil rights protections; and ... legislation is necessary to provide additional protections against unlawful discrimination in employment.” Civil Rights Act of 1991, Pub.L. 102-166 § 2(2) and (3) (1991).
. See Pub.L. 102-166, § 102 (1991), 105 Stat 1071, 1072, codified at 42 U.S.C. § 1981a(a)(l) (distinguishing "intentional discrimination” from an "employment practice that is unlawful because of its disparate impact”).
. See Pub.L. 102-166, § 105 (1991), 105 Stat 1071, 1074, codified at 42 U.S.C. § 2000e-2(k)(l)(A)(i), which provides, in relevant part:
Sec 105. BURDEN OF PROOF IN DISPARATE IMPACT CASES.
(a) Section 703 of the Civil Rights Act of 1964 (42 U.S.C.2000e-2) is amended by adding at the end the following new subsection: "(k)(l)(A) An unlawful employment practice based on disparate impact is established under this title only if—
(i) a complaining party demonstrates that a respondent uses a particular employment practice that causes a disparate impact on the basis of race, color, religion, sex, or national origin and the respondent fails to demonstrate that the challenged practice is job related for the position in question and consistent with business necessity; or
(ii) the complaining party makes the demonstration described in subparagraph (C) with respect to an alternative employment practice and the respondent refuses to adopt such alternative employment practice.
(B)(i) With respect to demonstrating that a particular employment practice causes a disparate impact as described in subpara-graph (A)(i), the complaining party shall demonstrate that each particular challenged employment practice causes a disparate impact, except that if the complaining party can demonstrate to the court that the elements of a respondent's decision making process are not capable of separation for analysis, the decision making process may be analyzed as one employment practice.
(ii) If the respondent demonstrates that a specific employment practice does not cause the disparate impact, the respondent shall not be required to demonstrate that such practice is required by business necessity.
(C) The demonstration referred to by sub-paragraph (A)(ii) shall be in accordance with the law as it existed on June 4, 1989, with respect to the concept of ‘alternative employment practice.’
(2) A demonstration that an employment practice is required by business necessity may not be used as a defense against a claim of intentional discrimination under this title....”
(b) [added to the official notes accompanying 42 U.S.C. § 1981] No statements other than the interpretive memorandum ap*95pearing at Vol. 137 Congressional Record S 15276 (daily ed. Oct. 25, 1991) shall be considered legislative history of, or relied upon in any way as legislative history in construing or applying, any provision of this Act that relates to Wards Cove — Business necessity/cumulation/alternative business practice.”
.The "Purposes” section of the Civil Rights Act establishes that it was intended "(2) to codify the concepts of 'business necessity' and 'job related' enunciated by the Supreme Court in Griggs v. Duke Power Co., 401 U.S. 424, 91 S.Ct. 849, 28 L.Ed.2d 158 (1971), and in the other Supreme Court decisions prior to Wards Cove Packing Co. v. Atonio, 490 U.S. 642, 109 S.Ct. 2115, 104 L.Ed.2d 733 (1989).” Pub.L. 102-166, § 3(2) (1991). The "Findings” section states that "(2) the decision of the Supreme Court in Wards Cove Packing Co. v. Atonio, 490 U.S. 642, 109 S.Ct. 2115, 104 L.Ed.2d 733 (1989) has weakened the scope and effectiveness of Federal civil rights protections; and (3) legislation is necessary to provide additional protections against unlawful discrimination in employment.” Pub.L. 102-166, § 2(2) and (3) (1991). The Act further provides that it was passed "to respond to recent decisions of the Supreme Court by expanding the scope of relevant civil rights statutes in order to provide adequate protection to victims of discrimination.” Pub.L. 102-166, § 3(4) (1991).
. If there was any remaining question as to the extent of the parties’ respective burdens, 42 U.S.C. § 2000e(m) establishes that the term "demonstrates” is defined to mean "meets the burdens of production and persuasion.”
. See Govan, supra n. 3, 46 Rutgers L.Rev. at 236-239.
. See Landgraf v. USI Film Products, 511 U.S. 244, 114 S.Ct. 1483, 128 L.Ed.2d 229 (1994) (rejecting retroactive application of Civil Rights Act provision); Rivers v. Roadway Express, Inc., 511 U.S. 298, 301-05, 114 S.Ct. 1510, 128 L.Ed.2d 274 (1994) (same).
. See Huntington, 844 F.2d at 934, 936.
. There is no statutory provision which requires that we update FHA housing discrimination standards every time Title VII undergoes revision. There are several reasons, however, which make it advisable to keep the two regimes in step: (1) identical statutory foundations and recent legislative history indicate a congressional intention to maintain parallel frameworks; (2) both statutes share the same broad remedial and preventive goals; (3) it is more efficient to adapt Title VII standards than to begin from scratch; and (4) rule of law values are well served by making the link explicit and clearly specifying relevant exceptions. See Vartanian, supra n. I, at 80 (outlining arguments for and against the applicability of new Title VII law to housing discrimination); Resident Advisory Bd. v. Rizzo, 564 F.2d 126, 147 (3rd Cir.1977) (noting identical "because of race” provisions and Supreme Court’s instruction to "construe both Title VII and Tille VIII broadly so as to end discrimination”); Elliot M. Mincberg, Note, Applying the Title VII Prima Facie Case to Title VIII Litigation, 11 Harv. C.R. — C.L. L.Rev. 128, n. 103 (1976) (discussing statutory parallels); Mahoney, supra n. 1, at 448 (noting congressional reference to "business necessity” test in recent amendments to the Fair Housing Act).
.Under the Black Jack formulation, "[o]nce the plaintiff has established a prima facie case by demonstrating racially discriminatory effect, the burden shifts to the governmental defendant to demonstrate that its conduct was necessary to promote a compelling governmental interest.” Black Jack, 508 F.2d at 1188 & n. 4 (citing as authority "cases involving equal protection challenges to statutes or ordinances creating 'suspect classifications,’ ” *97including In re Griffiths, 413 U.S. 717, 93 S.Ct. 2851, 37 L.Ed.2d 910 (1973); and Korematsu v. United States, 323 U.S. 214, 65 S.Ct. 193, 89 L.Ed. 194 (1944)). See Mahoney, supra n. 1, at 427-430.
. As discussed above, the Huntington formulation was tailored to suit claims against a public defendant. Courts applying the test to private defendants have merely omitted the word "governmental.” See, e.g., Salute v. Stratford Greens Garden Apartments, 136 F.3d 293, 302 (2d Cir. 1998) (defendant must "prove that its actions furthered, in theory and in practice, a legitimate, bona fide ... interest and that no alternative would serve that interest with less discriminatory effect”); U.S. v. Salvation Army, 1999 WL 756199, *9 (S.D.N.Y. Sept. 24, 1999) (same); Bronson v. Crestwood Lake Section 1 Holding Corp., 724 F.Supp. 148, 154 (S.D.N.Y.1989) (stating that the "burden shifts to the defendants to present bona fide and legitimate justifications for their policies”). We agree with the Fourth Circuit's observation in Betsey v. Turtle Creek Associates, 736 F.2d 983, 988-989 n. 5 (4th Cir. 1984), however, that the test for public defendants is not directly applicable to private defendants. See Mahoney, supra n. 1, at 449.
. Contrary to Yale’s assertion, plaintiffs need not make the specific prima facie showing accepted in Robinson v. 12 Lofts Realty, Inc., 610 F.2d 1032, 1036-38 (2d Cir.1979), and echoed in Soules v. U.S. Dept. of Housing & Urban Development, 967 F.2d 817 (2d Cir. 1992). In 12 Lofts, Robinson had alleged that he was the victim of a discriminatory denial of housing because of his race. Analogizing to McDonnell Douglas Corp. v. Green, 411 U.S. 792, 93 S.Ct. 1817, 36 L.Ed.2d 668 (1973), the court allowed plaintiff to establish his prima facie case by proving that he was black; that he applied for and was qualified to rent or purchase the housing; that he was rejected; and that the housing opportunity remained available. The court made clear that the evidence went far beyond establishing merely a discriminatory effect and readily permitted an inference of racially discriminatory motivation. Similarly, the court in Soules was reviewing an ALJ's determination with respect to a discriminatory denial of housing. Although the court included confirmation that an allegation of discriminatory effect is sufficient to state a claim under the Act, it is clear that the court was analyzing defendant’s claim of discriminatory treatment, i.e. intentional discrimination. Soules, 967 F.2d at 821-22.
. Recent decisions within the Seventh Circuit have begun to question whether the Arlington Heights II factors were intended to represent a prima facie hurdle. See Hispanics United of DuPage County v. Village of Addison, Ill, 988 F.Supp. 1130, 1153 (N.D.Ill. 1997) (agreeing with Huntington that "treating the four factors as steps necessary to make out a prima facie case places too onerous a burden on [plaintiffs]”); Cabrini-Green Local Advisory Council v. Chicago Housing Auth., 1997 WL 31002, *13 (N.D.Ill.1997) (concluding that four-factor test set out in Arlington Heights II "is more properly applied to a motion for summary judgment or by the fact finder at trial”).
. See, e.g., Albemarle, 422 U.S. at 431, 95 S.Ct. 2362 (holding that "discriminatory tests are impermissible unless shown, by professionally acceptable methods, to be ‘predictive of or significantly correlated with important elements of work behavior which are relevant to the job or jobs for which candidates are being evaluated’ ”); Dothard, 433 U.S. at 332 n. 14, 97 S.Ct. 2720 (indicating that "a discriminatory employment practice,” such as a discriminatory cutoff score on an entry level exam, "must be shown to be necessaiy to safe and efficient job performance to survive a Title VII challenge”).
. Of course, " 'Courts are generally less competent than employers to restructure business practices,’ Furnco Construction Corp. v. Waters, 438 U.S. 567, 578, 98 S.Ct. 2943, 2950, 57 L.Ed.2d 957 (1978); consequently, the judiciary should proceed with care before mandating that an employer must adopt a plaintiff’s alternative selection or hiring practice in response to a Title VII suit.” Wards Cove, 490 U.S. at 660, 109 S.Ct. 2115.
. Other courts have a different position on this issue. Judge Harold Greene of the District Court for the District of Columbia observed more than a decade ago that the relevance of a private landlord’s intent
is unfortunately not entirely clear from a reading of the decided cases. Several decisions are inconsistent with each other; others are incomplete in significant respects; and still others do not distinguish between the relevant concepts. While, to be sure, proof of discriminatory intent by the landlord seems everywhere to be regarded as establishing a violation of the statute, see Betsey v. Turtle Creek Associates, 736 F.2d 983, 986 (4th Cir.1984), there is a variety of opinion, usually not reconciled in any systemic fashion, whether a violation may also be predicated solely on proof that the landlord[’]s actions had a discriminatory effect. ...
Brown v. Artery Org., Inc., 654 F.Supp. 1106, 1114 (D.D.C.1987). There is even less agreement today. In fact, the sands appear to be shifting even within the circuits. See Ahrend, supra n. 1 (noting new standards floated in Third and Seventh Circuits).
. The two concepts have on occasion been relied upon together without any real distinction. See, e.g., Martin v. Constance, 843 F.Supp. 1321 (E.D.Mo.1994).
. 42 U.S.C. § 3602(h) defines "handicap” as (1) a physical or mental impairment which substantially limits one or more of such person's major life activities, (2) a record of having such an impairment, or (3) being regarded as having such an impairment, but such term does not include current, illegal use of or addiction to a controlled substance (as defined in section 802 of Title 21).
. Landlords are also obligated to permit reasonable modifications of the premises, although they need not pay for the alterations and certain conditions may be attached. 42 U.S.C. § 3604(f)(3)(A).