delivered the opinion; oe the court.
Appellant having a demand for medicines furnished and medical services rendered to Jarrett Moore, amounting to $1.92, less $6.50 paid, brought this action in equity against appellees John Moore, administrator of his estate, and John Moore, James Moore and Alice Wilson, heirs at law.
He states in his petition decedent left no personal property with which to pay debts; and that the administrator has never made a settlement of his transactions as such, but that Jarrett Moore owned and was in possession at the time of his death of a certain tract of land, identified and described in the petition. The relief prayed for by appellant is judgment for his debt; reference of the action to master commissioner of court, to hear proof and settle the estate; and sale of the land and application of proceeds to payment of appellant’s debt and all equitable relief. Accompanying the 19 *290petition is an affidavit of appellant that his claim is just, due and unpaid, and is not subject to any off set or. discount except a credit of $6.50, and that no usury is contained therein.
There was also filed affidavit of another person, in substance that he knew said medicine's were furnished and services were rendered, and that the prices charged in the account of appellant are just, customary and reasonable. Nevertheless motion was made to dismiss the action for want of proper verification, and this is an appeal from the judgment sustaining it.
The statute provides that all demands against the estate of a decedent shall be verified by written affidavit of the claimant and also of another person; and, furthermore, that before an action shall be brought or recovery had on such demand the required affidavits shall be made.
It may be that the affidavits in question do not conform literally to the statute, and, besides, it does not appear ’ that prior to commencement of the action demand of payment was made of the personal representative. But it does not seem to us dismissal of an action of the nature of this was intended to necessarily result from such omissions.
The prime object of the statute is to afford ample safeguard against collection or recovery of unjust or fraudulent claims against the estate of decedent, and the particular reason for requiring each claimant, before bringing an action on his claim, to make demand of payment, accompanied by the prescribed affidavits, is to afford the personal representattie an opportunity to pay without cost of suit and at the same time have a legal voucher' of such payment. (Howard v. Leaville, 10 Bush, 481.)
*291But if an estate be insolvent and the personal representative has no assets in his hand with which to pay claims, there is no reason or necessity for creditors to present their claims, 'accompanied by affidavit, to him. (Gray v. Lewis, 79 Ky., 453.)
So although the statute in terms provides that the prescribed affidavits shall accompany each action against the personal representative of a decedent, failure to precisely and formally comply with that requirement was not intended to be cause for dismissing outright an action brought by a creditor to settle an estate that is insolvent, especially when the personal representative has failed to do so. Indeed the right to bring an action such as this is expressly given to a creditor by section 428, Civil Code. And that right is not thereby made conditional upon compliance by the creditor with the terms prescribed by statute in order to maintain an action ordinary to recover personal judgment against the administrator or executor. For of course an action such as this involves a reference to the master commissioner of court to pass upon and report, subject to approval of court, in regard to every claim or demand that may be presented, each of which must be verified and proved as required by statute before being allowed.
In our opinion it was error to dismiss the action of appellant at the time and for the cause it was done, and the judgment is reversed for further proceedings consistent with this opinion.