delivered the opinion of the Court.
In this case, we must determine whether the police had reasonable suspicion to subject defendant to an investigatory detention, and if so, whether the resultant search was conducted in a reasonable manner. The trial court denied defendant’s motion to suppress the evidence seized from his person. On appeal, the Appellate Division reversed, concluding that because the anonymous tip of a man with a gun was not corroborated, an investigatory stop was not justified. We granted the State’s Petition for Certification. 200 N.J. 208, 976 A.2d 385 (2009). We now affirm, but for different reasons. We hold that the totality of the circumstances justified an investigatory stop, but that because the search was not limited in scope to an intrusion reasonably designed to protect the officer and to discover a weapon, the fruits of the search must be suppressed.
I.
A Union County Grand Jury indicted defendant, Tysen Privott, for third-degree possession of cocaine, N.J.S.A 2C:35-10(a)(l), third-degree possession of cocaine with intent to distribute, N.J.S.A 2C:35-7.1, and second-degree possession with intent to distribute cocaine within 500 feet of a public park, N.J.S.A 2C:35-5(a)(1). Defendant filed a motion to suppress the drugs seized from his person at the time of his arrest.
At the suppression hearing, Officer Jeffrey Plum was the sole witness on behalf of the State. Plum testified that at the time of the incident, he was a thirteen-year veteran of the Plainfield Police Department, and was assigned to the Street Crimes Unit. On May 13, 2003, Plum was on routine patrol with his partner, when at 6:08 p.m., he received a radio dispatch from police headquarters *21that an anonymous caller reported a man with a handgun at the corner of Plainfield Avenue and West Third Street.
The caller described the individual as a tall, thin, dark-skinned male wearing a black jacket and a black and red cap. Plum was nearby and arrived at the location soon after receiving the dispatch. He saw three men standing at the corner, one of whom was wearing a red jacket and a black and red cap. Plum noticed that except for the color of his jacket, the man, later identified as defendant, matched the physical description relayed by the dispatcher. Defendant’s jacket was open, and he wore a long white tee-shirt that hung well below his jacket.
Plum recognized defendant from prior narcotics investigations. He recalled that he had previously arrested defendant for drug charges. Plum testified that although he had never known defendant to carry a weapon, it was common for guns to be found in connection with narcotics offenses and that he had discovered a weapon in over twenty prior drug arrests.
Plum stated that he had participated in roughly ten of the numerous arrests the police made in the area where defendant was spotted, which was known for gang violence. He was aware that defendant lived in that immediate area and associated with a group of persons known by the names of “Cash Money,” “Projects,” “Lib Side,” “C.M.B.,” or “314 Lib Side.” Plum claimed the police were receiving information almost daily regarding incidents concerning both handguns and shootings that involved the same group.
Upon seeing Plum’s police car approach the corner, defendant and the two men began to walk away. Plum noticed that defendant appeared quite nervous and observed him move his hand towards his waistband as he was turning away. Based on both defendant’s conduct and the fact that he partially matched the anonymous caller’s description of a man with a gun, Plum believed that defendant might have a weapon concealed in his waistband. Plum drove to the sidewalk, exited his patrol car, and directed defendant to stop and place his hands against a chain-link fence. *22Defendant cooperated. Plum then lifted defendant’s tee-shirt and observed the top of a plastic bag protruding roughly two inches from his waistband. Plum removed the bag that contained what he suspected to be crack cocaine.
On cross examination, Plum acknowledged that defendant was wearing a red jacket and that his tee-shirt hung at least six inches below his waist. When asked whether defendant had actually grabbed the bottom of his tee-shirt, Plum replied that he did not allow him that much time, and because defendant was making a motion towards his waist, he had defendant place his hands on the fence before he lifted defendant’s shirt to visualize the waistband area.
Defendant testified. He stated that he was walking on Third Street when he saw a police car approach. He was wearing a red coat and a red, black, and white fitted hat. He said he wore a white tee-shirt similar to the one he was wearing on the stand, that hung underneath his jacket. Defendant denied that he made any motion with his hand to lift his tee-shirt. He said that the police officer put him against the fence, patted him up and down, came back to his waist, and lifted his shirt.
In denying the motion to suppress, the trial court credited the officer’s account of the incident and stated in part:
The [ejourt finds that ... although the officer’s observations did not conform completely, in that the defendant had a red jacket on, the [cjourt believed that the officer had reasonable suspicion to conduct an investigation stop. And seeing the furtive gesture towards the very area where the informant said that the weapon was located, the officer had an obligation to make an observation of the waistband area, which he did. And the [ejourt finds that the officer’s actions are appropriate.
At trial, a jury found defendant guilty of third-degree possession of cocaine and not guilty of the two counts of possession with intent to distribute. The trial court imposed a five-year prison sentence with a two-year period of parole ineligibility.
On appeal, in an unpublished opinion, the Appellate Division reversed defendant’s conviction on the ground that the trial court erred in denying defendant’s motion to suppress. The panel found the anonymous tip to be substantially inaccurate, based upon the *23fact that the tip referred to a man wearing a black jacket with a gun, whereas “[djefendant was wearing a red jacket and was not in possession of a gun.” Additionally, the panel found no support in the record for the trial court’s finding that the anonymous caller said that the weapon was located in the waistband. Citing Florida v. J.L., 529 U.S. 266, 120 S.Ct. 1375,146 L.Ed.2d 254 (2000), the panel concluded that the anonymous tip reporting a man with a gun, without sufficient indicia of reliability, did not support a valid stop and frisk. The panel reasoned that defendant’s acts of walking away and reaching inside his jacket were “consistent with innocent conduct and [did] not, standing alone, constitute a basis for an articulable suspicion of criminal conduct or otherwise corroborate an ‘anonymous tip’ justifying a ‘stop and frisk.’”
We granted the State’s Petition for Certification. 200 N.J. 208, 976 A.2d 385 (2009).
II.
The State contends that the totality of the circumstances supports the trial court’s finding that the police had reasonable and articulable suspicion that defendant was engaged in criminal activity to justify an investigatory stop and a limited protective search for weapons. The State notes that this case, unlike J.L., supra, involved far more than an anonymous tip reporting a person with a gun and a man matching the description given at the location provided. Further, the State argues that the officer’s act of lifting defendant’s shirt to view the exterior of the waistband of his pants was within the permissible scope of a protective search for weapons.
In contrast, defendant argues that the anonymous tip, coupled with the other mentioned circumstances, were not sufficient to justify a stop and frisk. In addition, defendant contends that the officer’s conduct in lifting defendant’s shirt, rather than performing a standard pat-down search, was improper, and an unreasonable expansion of the scope of the search.
*24III.
A.
The Fourth Amendment of the United States Constitution and Article I, paragraph 7 of the New Jersey Constitution protect citizens against unreasonable searches and seizures. U.S. Const, amend. IV; N.J. Const, art. I, U 7. For a search to be deemed constitutional, a warrant is required based “upon probable cause ‘unless [the search] falls within one of the few well-delineated exceptions to the warrant requirement.’ ” State v. Maryland, 167 N.J. 471, 482, 771 A.2d 1220 (2001) (alteration in original) (citations omitted). “The probable-cause requirement is the constitutionally-prescribed standard for distinguishing unreasonable searches from those that can be tolerated in a free society[.]” State v. Novembrino, 105 N.J. 95, 106, 519 A.2d 820 (1987).
Beyond satisfying the probable cause standard, there are additional constitutionally permissible forms of police encounters that do not constitute searches or seizures for purposes of the warrant requirement. Maryland, supra, 167 N.J. at 483, 771 A.2d 1220. One such encounter is a field inquiry. The police do not violate a citizen’s rights “ ‘by merely approaching an individual on the street or in another public place, by asking him if he is willing to answer some questions, by putting questions to him if the person is willing to listen, or by offering in evidence in a criminal prosecution his voluntary answers to such questions.’ ” Ibid, (quoting Florida v. Royer, 460 U.S. 491, 497-98,103 S.Ct. 1319,1324, 75 L.Ed.2d 229, 236 (1983) (citations omitted)). However, the individual approached “need not answer any question put to him; indeed, he may decline to listen to the questions at all and may go on his way.” Ibid, (internal quotation marks and citation omitted); see also State v. Sheffield, 62 N.J. 441, 447, 303 A.2d 68 (1973) (“[M]ere field interrogation, without more, by a police officer does not involve ‘detention’ in the constitutional sense so long as the officer does not deny the individual the right to move.”).
*25Another type of encounter, and the one we are concerned with in this case, is an investigatory stop, sometimes referred to as a “Terry1 ” stop or a “stop and frisk.” In Terry, supra, an experienced police officer observed three men looking into a store and suspected they were preparing to commit a robbery. 392 U.S. at 5-6, 88 S.Ct. at 1871-72, 20 L.Ed.2d at 896-97. The officer approached the men “and asked their names.” Id. at 6-7, 88 S.Ct. at 1872, 20 L.Ed.2d at 897. After receiving a mumbled reply, the officer conducted a pat-down search of the men and found two weapons. Id. at 7, 88 S.Ct. at 1872, 20 L.Ed.2d at 897. In evaluating the constitutionality of the officer’s actions, the United States Supreme Court authorized such conduct when the police officer could “point to specific articulable facts which, taken together with rational inferences from those facts, reasonably warrant that intrusion.” Id. at 21, 88 S.Ct. at 1880, 20 L.Ed.2d at 906. Further, the Terry Court recognized “a narrowly drawn authority to permit a reasonable search for weapons for the protection of the police officer, where he has reason to believe that he is dealing with an armed and dangerous individual!.]” Id. at 27, 88 S.Ct. at 1883, 20 L.Ed.2d at 909.
In Adams v. Williams, the Court explained that “[t]he purpose of th[e] limited [weapons] search is not to discover evidence of crime, but to allow the officer to pursue his investigation without fear of vioIenee[.]” 407 U.S. 143, 146, 92 S.Ct. 1921, 1923, 32 L.Ed.2d 612, 617 (1972). The search must “be confined in scope to an intrusion reasonably designed to discover guns, knives, clubs, or other hidden instruments for the assault of the police officer.” Terry, supra, 392 U.S. at 29, 88 S.Ct. at 1884, 20 L.Ed.2d at 911.
Our Court has emphasized that in determining the lawfulness of an investigatory stop, a reviewing court must “evaluate the totality of circumstances surrounding the police-citizen encounter, balancing the State’s interest in effective law enforcement against the individual’s right to be protected from unwarranted *26and/or overbearing police intrusions.” State v. Davis, 104 N.J. 490, 504, 517 A.2d 859 (1986). Indeed, “[although a stop in a high-crime area does not by itself justify a Terry frisk, the location of the investigatory stop can reasonably elevate a police officer’s suspicion that a suspect is armed.” State v. Valentine, 134 N.J. 536, 547, 636 A.2d 505 (1994) (internal citation omitted). That is, when a police officer has a “specific and particularized basis for an objectively reasonable suspicion that defendant was armed and dangerous!,]” State v. Roach, 172 N.J. 19, 27, 796 A.2d 214 (2002) (citation and internal quotation marks omitted) (emphasis added in original), the officer may “conduct a carefully limited search of the outer clothing of such person [ ] in an attempt to discover weapons which might be used to assault him.” Terry, supra, 392 U.S. at 30, 88 S.Ct. at 1885, 20 L.Ed.2d at 911.
In determining the lawfulness of a protective search, we have explained that “courts have upheld seizures of unidentifiable objects on a suspect’s person where a lawful pat-down is either inconclusive or impossible.” Roach, supra, 172 N.J. at 28, 796 A.2d 214. “The reasoning in such cases is that the officer’s safety is paramount and that the officer is justified in taking further steps if necessary to protect his safety!.]” Ibid.
When an anonymous tip is involved, additional factors must be considered to generate the requisite level of reasonable and articulable suspicion. Alabama v. White, 496 U.S. 325, 329, 110 S.Ct. 2412, 2415-16, 110 L.Ed.2d 301, 308 (1990). In such cases, the tipster’s veracity, reliability, and basis of knowledge are “relevant in determining the value of his report.” Id. at 328, 110 S.Ct. at 2415, 110 L.Ed.2d at 308 (citations and internal quotation marks omitted). The police must verify that the tip is reliable by some independent corroborative effort. Id. at 329-30,110 S.Ct. at 2416,110 L.Ed.2d at 308.
In J.L., supra, the United States Supreme Court held that an anonymous tip of criminal activity, standing alone, is not sufficient to establish a reasonable articulable suspicion of criminal activity. 529 U.S. at 271, 120 S.Ct. at 1379, 146 L.Ed.2d at 260. In J.L., *27supra, an anonymous caller reported to the police that a young black male, armed with a gun, “wearing a plaid shirt” was located at a bus stop. Id. at 268,120 S.Ct. at 1377,146 L.Ed.2d at 258-59. The police responded to the scene and observed the defendant wearing a plaid shirt with two other males. Id. at 268,120 S.Ct. at 1377, 146 L.Ed 2d at 259. One of the officers approached the defendant, patted him down, and seized a gun from his pocket. Ibid. In concluding that the anonymous call was not sufficient to justify a Terry frisk, the Court explained:
The anonymous call concerning [defendant] provided no predictive information and therefore left the police without means to test the informant’s knowledge or credibility. That the allegation about the gun turned out to be correct does not suggest that the officers, prior to the frisks, had a reasonable basis for suspecting [defendant] of engaging in unlawful conduct: The reasonableness of official suspicion must be measured by what the officers knew before they conducted their search. All the police had to go on in this case was the bare report of an unknown, unaccountable informant who neither explained how he knew about the gun nor supplied any basis for believing he had inside information about [defendant].
[Id. at 271,120 S.Ct. at 1379,146 L.Ed.2d at 260-61.]
Further, the Court rejected the government’s argument that the tip was reliable because it accurately described the defendant, stating:
An accurate description of a subject’s readily observable location and appearance is of course reliable in this limited sense: It will help the police correctly identify the person whom the tipster means to accuse. Such a tip, however, does not show that the tipster has knowledge of concealed criminal activity. The reasonable suspicion here at issue requires that a tip be reliable in its assertion of illegality!.]
[Id. at 272,120 S.Ct. at 1379,146 L.Ed.2d at 261.]
In the wake of J.L., we reached a similar conclusion in State v. Rodriguez, 172 N.J. 117, 796 A.2d 857 (2002). In Rodriguez, supra, the police received an anonymous tip that two men, a “thin, Hispanic male, about five feet, ten inches tall, wearing white shorts, a white tee shirt, and gold-rimmed glasses[,]” and “a white, heavyset male six feet tall with a receding hairline and mustache, wearing a black tank top and dark shorts[,]” left Ocean City by bus traveling to Philadelphia to purchase drugs and would return through Atlantic City. Id. at 121-22, 796 A.2d 857. The police began surveillance of all buses arriving in Atlantic City from Philadelphia and late in the afternoon observed two men exit a bus *28who fit the description. Id. at 122, 796 A.2d 857. The police approached the men and asked “if they would agree to talk to them.” Ibid. The men agreed, and they walked to the patrol office in the terminal. Ibid. “Once inside the patrol office[,] the police separated the two men[,]” and ultimately obtained defendant’s consent to search both his person and his bag. Id. at 123-24, 796 A.2d 857. The search revealed drugs and the defendant was arrested. Id. at 124, 796 A.2d 857. The defendant’s motion to suppress was denied and the Appellate Division affirmed. Id. at 124-25, 796 A.2d 857. In reversing, we stated:
The informant accurately described the appearance of defendant and Porte, and correctly predicted their location at the bus terminal. We cannot reasonably conclude, based on those benign elements of the informant’s tip, that the tip itself was “reliable in its assertion of illegality!.]” Ibid. In respect of that aspect of the tip most critical to the analysis, namely, that defendant would be engaged in drug trafficking, the informant provided no explanation of how or why he arrived at that conclusion. In fact, the only portion of the tip corroborated by the officers pertained to the innocent details of defendant’s appearance at the bus terminal. Without more, the tip is insufficient to justify the detention under Terry and our analogous ease law.
[Id. at 131, 796 A.2d 857 (alteration in original).]
B.
We turn now to apply those principles to the case at hand. Initially, we must determine whether, under the totality of circumstances, there was a specific and articularized basis to support an investigatory stop of defendant. As noted previously, the Appellate Division concluded that the anonymous tip, standing alone, was not enough.
Here, the relevant circumstances extend well-beyond an isolated anonymous tip of a man with a gun at a particular location. As the officer approached and made eye contact with defendant, who partially matched the description given by the anonymous informant, the officer recognized defendant from prior narcotic arrests. The officer also knew that defendant was associated with violent gangs that were responsible for recent shootings in the area. See Valentine, supra, 134 N.J. at 547, 636 A.2d 505 (noting location of *29stop and “police officer’s knowledge of suspect’s criminal history” are relevant factors in assessing Terry stop and frisk). Defendant appeared nervous, walked away from the officer, and moved one hand towards his waistband. From his extensive experience in the field, the officer was aware that the waistband is an area commonly used by armed persons to conceal a weapon. Based on the totality of the circumstances, we conclude that there were specific and particularized reasons for the officer to conduct an investigatory stop.
C.
Next we must determine whether there was a sufficient justification for a frisk of defendant, and if so, was the conduct of the search performed by the officer reasonable. In order to provide for the safety of the police officer, the Terry Court approved a carefully limited search of the outer clothing to discover weapons that might be used to harm the officer. Terry, supra, 392 U.S. at 30, 88 S.Ct. at 1885, 20 L.Ed.2d at 911. The Terry Court explained that “there is no ready test for determining reasonableness other than by balancing the need to search or seize against the invasion which the search or seizure entails.” Id. at 21, 88 S.Ct. at 1879, 20 L.Ed.2d at 905 (internal quotation marks, citation, and alteration in original omitted). They emphasized that although a frisk for weapons “constitutes a severe, though brief, intrusion upon cherished personal security,” such a frisk is reasonable when weighed against “the need for law enforcement officers to protect themselves and other prospective victims of violence in situations where they may lack probable cause for an arrest.” Id. at 24-25, 88 S.Ct. at 1882, 20 L.Ed.2d at 907-08. The Terry Court authorized a limited pat-down for weapons where a reasonably prudent officer would be justified in the belief, based on “specific and articulable facts!,]” id. at 21, 88 S.Ct. at 1880, 20 L.Ed.2d at 906, and not “his inchoate and unparticularized suspicion or ‘hunch,’” id. at 27, 88 S.Ct. at 1883, 20 L.Ed.2d at 909, that the person is armed and dangerous. Id. at 27, 88 S.Ct. at 1883, 20 *30L.Ed.2d at 909. Thus, the Court permitted an intrusion that was no more than necessary to protect the officer from harm. Ibid.
In a later decision, the United States Supreme Court explained that Terry established
an exception to the requirement of probable cause, an exception whose “narrow scope” this Court “has been careful to maintain.” Under that doctrine a law enforcement officer, for his own protection and safety, may conduct a patdown to find weapons that he reasonably believes or suspects are then in the possession of the person he has accosted. Nothing in Terry can be understood to allow a generalized “cursory search for weapons” or, indeed, any search whatever for anything but weapons.
[Ybarra v. Illinois, 444 U.S. 85, 93-94, 100 S.Ct. 338, 343, 62 L.Ed.2d 238, 247 (1979) (footnote and internal citation omitted).]
We apply an objective test in determining whether, under the totality of the circumstances, a police officer’s actions in conducting a Terry frisk are reasonable. State v. Arthur, 149 N.J. 1, 7-8, 691 A.2d 808 (1997). To be sure, “[v]arious circumstances may give rise to an objectively reasonable suspicion that a suspect is armed and dangerous.” State v. Thomas, 110 N.J. 673, 679, 542 A.2d 912 (1988). Indeed, the same conduct that justifies an investigatory stop may also present the officer with a specific and particularized reason to believe that the suspect is armed. Id. at 679-80, 542 A.2d 912. That is the situation presented here.
Specifically, when defendant walked away and placed his hands near his waistband, a reasonable officer with the background knowledge of the conditions in that area, and who had received an anonymous tip of a man with a gun, would have an objectively reasonable concern for his or her safety. Thus, we conclude that the totality of circumstances justified the officer’s decision to frisk defendant.
Based upon our determination that the officer’s decision to frisk the defendant was valid, we must now assess whether the scope of the search conducted by the officer was reasonable. The State contends that the officer’s act of lifting defendant’s shirt to visualize his waistband was a reasonable means likely to be effective in determining whether defendant was carrying a gun. Although the State agrees that, generally, a Terry protective *31search takes the form of a pat-down or pat-frisk of the exterior clothing, it asserts that in this case the officer’s conduct of lifting defendant’s shirt was reasonable.
We start with the principle that “the investigative methods employed [in a Terry stop] should be the least intrusive means reasonably available to verify or dispel the officer’s suspicion in a short period of time.” Royer, supra, 460 U.S. at 500,103 S.Ct. at 1325-26, 75 L.Ed.2d at 238. Further, “[i]t is the State’s burden to demonstrate that the seizure [and frisk] it seeks to justify on the basis of a reasonable suspicion was sufficiently limited in scope and duration to satisfy the conditions of an investigative seizure.” Id. at 500, 103 S.Ct. at 1326, 75 L.Ed.2d at 238.
In assessing the scope of the search by the officer, the evidence is clear that defendant was cooperative at all times. When stopped, defendant placed his hands against a fence as instructed by the officer. A reasonable search, as well as the least intrusive maneuver needed to protect the safety of the officer against a possible weapon, would have been the traditional pat-down search of defendant’s outer clothing. That did not occur. Rather, the police officer lifted defendant’s tee-shirt to expose defendant’s stomach, and in doing so, observed a plastic bag with suspected drugs in the waistband of defendant’s pants. That maneuver exceeded the scope of the pat-down search needed to protect the officer against defendant having a weapon and was akin to a generalized cursory search of defendant that is not condoned. See generally, State v. Smith, 155 N.J. 83, 91, 713 A.2d 1033 (1998) (noting “protective search does not entail a general search of the person for evidence of crime; rather it is ‘designed to discover weapons that could be used to assault the officer.’”) (citation omitted), cert. denied, 525 U.S. 1033, 119 S.Ct. 576, 142 L.Ed.2d 480 (1998).
This is not a case like Roach, supra, in which the officer felt a bulge, but could not determine what it was, and the defendant refused to obey the orders of the police and continued to move his hands towards the unidentified bulge. 172 N.J. at 29, 796 A.2d *32214. Under those circumstances, we found “an objectively reasonable concern for the officers’ safety” to validate the officer’s removal of the object. Ibid. Nor is this case like Valentine, supra, in which the officer first conducted a lawful pat-down and upon feeling a hard object, removed it to discover a weapon. 134 N.J. at 540, 636 A.l2d 505.
As we have often “stated, the facts surrounding the event are pivotal.”2 Roach, supra, 172 N.J. at 29, 796 A.2d 214. Our jurisprudence attempts to strike a balance between the competing interests of an individual’s right to privacy and the need to protect the police from persons with weapons. In this case, we strike that balance in favor of the traditional pat-down search. We conclude that the officer’s conduct in lifting defendant’s shirt exceeded the reasonable intrusion that we permit as part of a Terry stop.
IV.
We affirm the judgment of the Appellate Division, but for different reasons.
Terry v. Ohio, 392 U.S. 1, 88 S.Ct. 1868, 20 L.Ed.2d 889 (1968).
The present case is factually different from those cases relied on by the dissent. We do not hold that a Terry frisk permits only a limited pat-down search. For example, in Adams, supra, a person known to a policeman said that a man seated in a nearby vehicle had a gun concealed in his waist and carried narcotics. 407 U.S. at 144, 92 S.Ct. at 1922, 32 L.Ed.2d at 616. The policeman walked to the vehicle and instructed the suspect to open the door. Id. at 145, 92 S.Ct. at 1922-3, 32 L.Ed.2d at 616. When the suspect rolled down the window instead, the policeman reached into the car and removed a loaded revolver from the suspect's waistband. Ibid. The Supreme Court found that when the suspect
rolled down his window, rather than complying with the policeman's request to step out of the car so that his movements could more easily be seen, the revolver allegedly at [the suspect's] waist became an even greater threat. Under these circumstances the policeman's action in reaching to the spot where the gun was thought to be hidden constituted a limited intrusion designed to insure his safety, and we conclude that it was reasonable.
[Id. at 148, 92 S.Ct. at 1924, 32 L.Ed.2d at 618.]
Thus, under certain circumstances searches beyond a pat-down frisk may be reasonable to insure the safety of the policeman. Such is not the case here, where the suspect was cooperative, and, as instructed, placed his hands on a fence when the policeman conducted the search.