137 F.3d 1355 Carterv.Peoples Bank and Trust*** NO. 97-6150 United States Court of Appeals,Eleventh Circuit. February 23, 1998 Appeal From: S.D.Ala. ,No.9600964CVPS 1 Affirmed. * Fed.R.App.P. 34(a); 11th Cir.R. 34-3 ** Local Rule 36 case