Affirmed. Gillen v. United Services Automobile Association, 300 So.2d 3 (Fla.1974); Decker v. Great American Insurance Co., 392 So.2d 965 (Fla. 2d DCA 1980), rev. denied, 399 So.2d 1143 (Fla.1981); Hartford Accident & Indemnity Co. v. Sheffield, 375 So.2d 598 (Fla. 3d DCA 1979); sec. 627.-727(1), Fla.Stat. (1979).