UNPUBLISHED
UNITED STATES COURT OF APPEALS
FOR THE FOURTH CIRCUIT
No. 11-1994
STEPHEN C. YOWELL,
Plaintiff - Appellant,
v.
RESIDENTIAL MORTGAGE SOLUTION, LLC,
Defendant - Appellee.
Appeal from the United States District Court for the Western
District of Virginia, at Charlottesville. Norman K. Moon,
Senior District Judge. (3:10-cv-00063-NKM-BWC)
Submitted: June 29, 2012 Decided: August 1, 2012
Before WILKINSON, DIAZ, and THACKER, Circuit Judges.
Affirmed by unpublished per curiam opinion.
Henry W. McLaughlin, III, LAW OFFICE OF HENRY MCLAUGHLIN, P.C.,
Richmond, Virginia, for Appellant. Mark D. Meyer, ROSENBERG &
ASSOCIATES, LLC, Bethesda, Maryland, for Appellee.
Unpublished opinions are not binding precedent in this circuit.
PER CURIAM:
Stephen C. Yowell appeals the district court’s order
dismissing his civil action alleging violations of the Truth in
Lending Act (“TILA”). We have reviewed the record and find no
reversible error. While our recent decision in Gilbert v.
Residential Funding, LLC, 678 F.3d 271, 275-77 (4th Cir. 2012)
(holding that borrowers’ letter to their lender within three
years of the transaction, rather than the filing of any suit, is
all that is required for notice of rescission under TILA),
rejects the district court’s alternative basis for dismissal, we
affirm on the district court’s principal reasoning for
dismissing the case. Yowell v. Residential Mortg. Solution,
LLC, No. 3:10-cv-00063-NKM-BWC (W.D. Va. Aug. 17, 2011).
We dispense with oral argument because the facts and
legal contentions are adequately presented in the materials
before the court and argument would not aid the decisional
process.
AFFIRMED
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