MEMORANDUM **
Tetyana Antoshchenko, a Ukrainian national, petitions for review of a Board of Immigration (BIA) decision that denied asylum, withholding of removal and relief under the United Nations Convention Against Torture (CAT). We have jurisdiction under 8 U.S.C. § 1252(b) and review the BIA’s denial for substantial evidence. Where, as here, the BIA affirms without opinion, we directly review the Immigration Judge’s (IJ) decision. See Al-Harbi v. INS, 242 F.3d 882, 887 (9th Cir.2001). We hold that the IJ’s decision that Antoshchenko failed to establish past persecution is unsupported by substantial evidence. Accordingly we grant Antoshchenko’s petition in part and remand for further proceedings. Because the parties are familiar *580with the facts we do not recite them in detail.
I. Waiver
The government argues that Antoshchenko waived all her claims by not raising them specifically and distinctly in her brief to this court. See Greenwood v. F.A.A, 28 F.3d 971, 977 (9th Cir.1994). The government is correct that Antoshchenko does not argue that she has a well-founded fear of future persecution (other than on the basis of the statutory presumption, see 8 C.F.R. § 208.13(b)(1)) or that she is entitled to withholding of removal or relief under the CAT. Accordingly, these claims are waived.
However, Antoshchenko does contend that she was subjected to past persecution because of her Jewish faith, and that this past persecution triggers the statutory presumption that she has a well-founded fear of future persecution. These claims are relatively underdeveloped but sufficient to avoid waiver. See Independent Towers of Washington v. Washington, 350 F.3d 925, 929 n. 2 (9th Cir.2003) (agreeing to consider appellant’s challenges to five statutory provisions even though appellant “offered minimal argument on these sections” and provided only “truncated analysis”).
II. Past persecution
The IJ explicitly found Antoshchenko to be a credible witness but nevertheless ruled that the religious discrimination she experienced in the Ukraine did not rise to the level of past persecution. The IJ’s finding on this issue is not supported by substantial evidence.
Antoshchenko testified that she has suffered discrimination and harassment because of her Jewish faith for her entire life. Focusing on the more recent events, she testified that she was twice detained by the police on account of her religion, in May and November 1999. The first detention took place after Antoshchenko participated in a rally advocating better treatment for the Ukraine’s Jews. During the five-hour detention, police officers pushed her “horribly” so that she hit her head and called her an anti-Semitic epithet. According to the local ministry of home affairs, there was a “lack of ... evidence” that Antoshchenko committed any crimes at the rally and thus “no criminal record was established against her.” Despite the absence of criminal activity Antoshchenko was “strictly warned to take measures to prevent this kind of events from future occurrence.”
The second detention occurred four months later when a police car approached a group of Jews (that included Antoshchenko) leaving a synagogue after attending a service for a Jewish holiday. The police officers demanded Antoshchenko’s identification papers and took her to the police station when she asked why the papers were being requested. During this detention, the officers pushed and threatened Antoshchenko with clubs, pressured her to sign a statement that her synagogue’s rabbi had agitated against the Ukraine’s president, held her until 4 AM and told her that she would “regret” her actions and that she would “never get out of here.” As soon as she was released two men beat and robbed her very close to the police station, but the police refused to investigate the incident, telling Antoshchenko to “[b]e happy that [she] stayed alive.”
Shortly after the second detention, “strange things” began to happen to Antoshchenko. Her mail was “constantly” stolen and once set on fire, she received threatening anti-Semitic phone calls “two or three times a day” and the words “Kike” and “Be careful Kike” were repeatedly written on her property. In April 2000, Antoshchenko went to visit her *581dying mother in another part of the Ukraine. Upon her return she discovered that her house had been robbed and burned. No criminal investigation into the robbery or fire ever took place.1
These facts compel us to hold that Antoshchenko was subjected to past persecution on account of her religion. Antoshchenko’s experiences closely resemble those of the petitioners in Korablina v. INS, 158 F.3d 1038 (9th Cir.1998), Smolniakova v. Gonzales, 422 F.3d 1037 (9th Cir.2005), and Krotova v. Gonzales, 416 F.3d 1080 (9th Cir.2005), all Russian or Ukrainian Jewish women who were held by this court to have undergone past persecution. Like those women Antoshchenko was subjected to economic discrimination, persistent harassment and physical violence. It is true that Korablina and Smolniakova were more badly harmed than Antoshchenko, but Antoshchenko’s injuries at the hands of the police and the assailants outside the police station are comparable to the large bruise and broken lip suffered by Krotova.2 In addition, the burning of Antoshchenko’s home — which circumstantial evidence such as the concomitant robbery and the earlier burning of her mail strongly suggests was arson rather than accident — was a serious nonphysical injury that none of the petitioners in Korablina, Smolniakova, or Krotova had to endure.
The government’s argument that Antoshchenko’s experiences were more similar to those of the petitioner in Nagoulko v. INS, 333 F.3d 1012 (9th Cir.2003) (affirming BIA denial of Ukrainian Pentecostal Chrisian woman’s eligibility for asylum), is unpersuasive. While both Antoshchenko and Nagoulko were the targets of harassment and discrimination, Nagoulko was never detained by the police or beaten by thugs, nor did she receive threatening phone calls or have hostile graffiti scrawled on her property. Moreover, Antoshchenko suffered from having her mail stolen and burned and her home burgled and burned — under circumstances corroborating her belief she was being victimized as a Jew, even though the culprits went unidentified. Thus Antoshchenko’s factual circumstances are more severe than Nagoulko’s.
The IJ’s findings that Antoshchenko was arrested because she violated local laws, that her mugging outside the police station was a random criminal act and that the burning of her home was an accident are speculative and hence not entitled to deference. See Shah v. INS, 220 F.3d 1062, 1069 (9th Cir.2000) (“[W]e have repeatedly held that it is error to rest a decision denying asylum on speculation and conjecture.”). The IJ explicitly found Antoshchenko to be credible, so her testimony about the arrests, mugging, and fire (even if not the inferences she draws from those events) must be considered to be true. See Kalubi v. Ashcroft, 364 F.3d 1134, 1137 (9th Cir.2004).
Significantly, the IJ neglected crucial evidence in the record in making her factual findings. She concluded that Antoshchenko was arrested in May 1999 “because she *582was violating local laws of disturbing the peace” but did not address the home ministry letter stating that there was no criminal evidence against her. The IJ also found that the November 1999 detention was not on account of Antoshchenko’s religion without responding to the facts that the arrest occurred as she was leaving a synagogue and that she was pressured at the police station to sign a false letter incriminating her rabbi. Similarly, the IJ never discussed the strong circumstantial evidence suggesting that the mugging and burning of Antoshchenko’s home were religiously motivated — namely, that the mugging occurred directly outside the police station where Antoshehenko had just been warned that she would “regret” her refusal to sign the incriminating letter, and that the fire was accompanied by the robbing of Antoshchenko’s home and preceded by the burning of her mail. Given these omissions we cannot defer to the IJ’s speculative findings and instead find ourselves compelled to conclude that Antoshehenko was indeed subjected to past persecution on account of her Jewish faith.3
III. Well-founded fear of future persecution
The IJ also ruled that Antoshehenko failed to establish a well-founded fear of future persecution. We need not address this ruling (nor may we since Antoshchenko has waived her argument on this point) because of the statutory presumption that an asylum applicant who has established past persecution also has a well-founded fear of future persecution. 8 C.F.R. § 208.13(b)(1). This presumption may be rebutted if the government demonstrates by a preponderance of the evidence that circumstances in the Ukraine have fundamentally changed so that Antoshehenko no longer has a well-founded fear or that Antoshehenko could avoid future persecution by relocating to another part of the Ukraine. 8 C.F.R. § 1208.13(b)(l)(i).
The IJ did not reach the fundamental change in circumstances or relocation questions. We therefore remand to the BIA under INS v. Ventura, 537 U.S. 12, 17, 123 S.Ct. 353, 154 L.Ed.2d 272 (2002) (per curiam), so that the government may attempt to rebut the statutory presumption that Antoshehenko has a well-founded fear of future persecution because of her past persecution. We also remand so that the Attorney General may exercise his discretion regarding whether Antoshchenko’s application for asylum should be granted. See 8 U.S.C. § 1158(b); Baballah v. Ashcroft, 367 F.3d 1067, 1079 (9th Cir.2004).
The petition for review is GRANTED in part; REMANDED for further proceedings.
This disposition is not appropriate for publication and may not be cited to or by the courts of this circuit except as provided by 9 th Cir. R. 36-3.
. The dissent asserts that "[t]he primary basis for the majority’s conclusion that Antoshchenko was persecuted is four incidents, consisting of two arrests, a robbery and a fire at her apartment.” Dissent at 1. This is incorrect. Our conclusion is also based on the theft and burning of Antoshchenko's mail, the anti-Semitic graffiti scrawled on her property and the threatening phone calls she received. Moreover, Antoshchenko was beaten in addition to being robbed outside the police station, and the fire at her apartment was accompanied by a burglary.
. The dissent’s quotation from Krotova is not to the contrary. See Dissent at 5. Krotova was entirely unharmed in one of the three incidents and incurred her minor injuries in the other two incidents. Krotova, 416 F.3d at 1082-83.
. The dissent defends all of the IJ’s conclusions as reasonable. However, contrary to the dissent, Antoshehenko did not testify that she may have participated in an illegal protest prior to her first arrest; she said that she was not aware of the protest's legal status when she took part in it. Similarly, there is no evidence in the record that Ukrainians are required to carry their internal passports at all times, and Antoshehenko in fact testified that people generally do not always carry their passports. Furthermore, the dissent, like the IJ's opinion, never addresses the powerful evidence that the police were motivated by anti-Semitism when they detained Antoshchenko, namely their calling her an anti-Semitic slur and their efforts to coerce her into signing a statement incriminating her rabbi.