IN THE SUPREME COURT OF MISSISSIPPI
NO. 93-CA-00958-SCT
DANNY N. SALYER
v.
MASON TECHNOLOGIES, INC., FORMERLY MASON
CHAMBERLAIN, INC.
DATE OF JUDGMENT: 07/16/93
TRIAL JUDGE: HON. JAMES E. THOMAS
COURT FROM WHICH APPEALED: HANCOCK COUNTY CIRCUIT COURT
ATTORNEY FOR APPELLANT: JAMES KENNETH WETZEL
ATTORNEYS FOR APPELLEE: DORRANCE AULTMAN
CAROL ANN ESTES
NATURE OF THE CASE: CIVIL - PERSONAL INJURY
DISPOSITION: AFFIRMED - 3/27/97
MOTION FOR REHEARING FILED:
MANDATE ISSUED: 4/17/97
EN BANC.
MILLS, JUSTICE, FOR THE COURT:
¶1. SCI Steelcon was a subcontractor performing certain work on a project for which the prime
contractor was Mason Technologies, Inc. When Danny N. Salyer, an employee of SCI Steelcon
working on the project, was injured in the course of his employment, he received $75,000 in benefits
pursuant to SCI Steelcon's workers' compensation coverage. Salyer then filed a common law
negligence action against Mason Technologies seeking both compensatory and punitive damages. On
May 16, 1993, the Circuit Court of Hancock County granted summary judgment in favor of Mason
Technologies, ruling that as Salyer's statutory employer, Mason Technologies was entitled to the
exclusivity of remedies defense under Mississippi's Workers' Compensation Act, from which
judgment Salyer appeals to this Court. Finding that Mason was a prime contractor entitled to tort
immunity, we affirm.
I.
FACTS
¶2. Mason Technologies, Inc. ("Mason"), formerly Mason Chamberlain, Inc., is a Delaware
corporation doing business in Mississippi. On December 17, 1986, the United States Army hired
Mason as a prime contractor to customize the Mississippi Army Ammunition Plant at the Stennis
Space Center for production of M483-A-1 projectiles. Mason entered into a subcontract with the
Austin Company to provide the plant's new material conveyor handling system. Austin, in turn,
subcontracted with Mason to remove the old conveyors and other equipment, and subcontracted with
several other companies, including Prabb Robotics, to install the new conveyor system. Prabb
Robotics then entered into a subcontract with SCI Steelcon, a Michigan corporation, specifically to
install the new equipment.
¶3. Danny N. Salyer was hired by SCI Steelcon to supervise installation and debugging of the new
conveyor system. On October 17, 1988, while supervising the uncrating of new equipment at the
project site, Salyer tripped over an anchor bolt that had secured part of the old system, thus injuring
his left knee. For his injury, Salyer received $75,000 in benefits pursuant to SCI Steelcon's Michigan
workers' compensation coverage. Salyer then filed a common law negligence action in the Circuit
Court of Hancock County against Mason seeking both compensatory and punitive damages. On July
16, 1993, the trial court granted summary judgment in favor of Mason, ruling that as the prime
contractor, Mason was the statutory employer of its subcontactors' employees, including Salyer, and
thus Mason was entitled to the exclusivity of remedies defense under Mississippi's Workers'
Compensation Act.
II.
DISCUSSION
¶4. Miss. Code Ann § 71-33-71 (1972) provides, in relevant part, as follows:
The acceptance of compensation benefits from or the making of a claim for compensation
against an employer or insurer for the injury or death of an employee shall not affect the right of
the employee or his dependents to sue any other party at law for such injury or death . . . .
(emphasis added). At issue, therefore, is whether Mason is "any other party" pursuant to § 71-33-71,
or whether it is a contractor pursuant to § 71-3-7, making it immune from liability under § 71-3-9's
exclusivity of remedy provision. Salyer argues that Mason was not, as a matter of law, Salyer's
statutory employer and immune from third-party negligence actions against it. Mason argues that
under our decision in Doubleday v. Boyd Construction Co., 418 So. 2d 823 (Miss. 1982), Mason, as
the prime contractor, was immune from tort liability for Salyer's injury. We agree with Mason.
¶5. In Doubleday, we held that where the subcontractor provided compensation coverage to its
employees pursuant to its contract with the prime contractor, the prime contractor qualified as a
statutory employer and was immune from a common law tort suit by the injured employee. 418 So.
2d at 826-27. We reasoned:
It would be paradoxical, however, in our opinion, to hold as the appellant entreats that a
general contractor risk personal injury judgments in common law suits if he complies with the
statute by contractually securing compensation insurance by his subcontractor, but if he lets
work to subcontractors who do not comply with the act, then his liability is limited to the sums
provided by the act. We do not think the legislature intended such an improbable result.
Id. at 826. Likewise, it would be equally paradoxical to hold that a general contractor limits his
liability by hiring subcontractors who do not comply with the act, but that he risks common law
personal injury judgments if he hires subcontractors who in fact do comply with the act. This is
exactly the ruling which Salyer seeks in this appeal.
¶6. Although there is no evidence in the record that Mason contractually required its subcontractors
to provide compensation coverage for their employees, we see no reason to draw a distinction
between prime contractors who contractually require subcontractors to provide compensation
coverage on one hand, and prime contractors who hire subcontractors who already provide
compensation coverage on the other hand. We believe the legislative intent of the workers'
compensation statutes would not be effectuated based upon such a superficial, technical distinction.
Rather, "[a] sounder result would seem to be the holding that the overall responsibility of the general
contractor for getting subcontractors insured, and his latent liability for compensation if he does not,
should be sufficient to remove him from the category of 'third party.'" Doubleday, 418 So. 2d at 826
(quoting Larson, Workmen's Compensation Law, § 72.31(b) (1982)). We find that hiring
subcontractors who comply with the act by providing compensation coverage to its employees
satisfies this "overall responsibility."
¶7. Salyer argues that Mason's reliance on Doubleday is misplaced, and urges this Court to apply
instead the cases of Nash v. Damson Oil Corp., 480 So. 2d 1095 (Miss. 1985) and Falls v.
Mississippi Power & Light Co., 477 So. 2d 254 (Miss. 1985), wherein we found the employers to be
not entitled to the act's exclusivity of remedies defense. We find that Nash and Falls, however, are
clearly distinguishable and inapplicable to the case sub judice. In those cases, we held as we did
because the employers did not fit the meaning of "contractor" within the statute as contemplated by
Doubleday. Nash, 480 so. 2d at 1100; Falls, 477 So. 2d at 258. In the case below, on the other
hand, Mason did meet Doubleday's description of a "contractor."
¶8. In Doubleday, Boyd Construction Company was the prime contractor on a construction project
for the Mississippi Highway Department and subcontracted with W. T. Ratcliff Company to execute
a portion of the construction work. 418 So. 2d at 824. This qualified Boyd as a "contractor" within
the meaning of Miss Code Ann. § 71-3-7 (1972). In Falls, on the other hand, Mississippi Power &
Light Company was granted a special use permit by the National Park Service for certain land along
the Natchez Trace Parkway. 477 So. 2d at 255. Mississippi Power & Light hired Deviney Company
to keep its right-of-way clear of trees, brush and stumps. Id. at 256. This Court found that "[t]he
permit did not constitute appellee/permittee as a general or prime contractor for work to be done by
Deviney Company along the right-of-way of appellee pursuant to its contract with appellee." Id. at
258.
¶9. In Nash, Damson Oil Corporation was the lessee of an oil producing unit in Mississippi. 480
So. 2d at 1096. Damson contracted with Trigger Contractors, an independent contractor, for the
performance of certain work which Damson might require from time to time with respect to the oil
and gas wells. Id. This Court distinguished Damson from Doubleday's Boyd as follows:
The operative point is that Damson's interest, use and activities with respect to the premises are
wholly different in nature from those of one ordinarily considered a general or prime contractor
-- the sort of contractor we believe contemplated by Doubleday, see Section 71-3-7. Damson's
position with respect to the premises is similar to that of Mississippi Power & Light Company
in Falls and unlike that of Boyd Construction Co. in Doubleday. Damson is an operator or
even in a sense an owner pro hac vice, a lessee. On the other hand, Damson lies outside the
common understanding of such terms as "prime contractor" or "general contractor". Therefore,
Damson is not the sort of "contractor" within the meaning and contemplation of Section 71-3-7.
Nash, 480 So. 2d at 1100. The critical distinctions between Boyd in Doubleday and the employers in
Nash and Falls, therefore, were that Boyd "had no ownership interest in the premises," and
"occupied the position persons of common understanding would label general or prime contractor."
Id. at 1098. We find that these very distinctions apply to Mason in the case sub judice.
¶10. Mason certainly had no ownership interest in the construction site owned by the U.S. Army, and
Mason's contractual duty to customize the ammunition plant can be seen as nothing other than what
persons of common understanding would label that of a general or prime contractor. Clearly, Mason
falls within the meaning of "contractor" as contemplated not only by Doubleday, but by Nash and
Falls as well. It can only be the legislature's intent, therefore, that Mason should be entitled to the
exclusivity of remedies defense provided by the act.
¶11. Salyer also urges this Court to follow its ruling in Morris v. W.E. Blain & Sons, Inc., 511 So.
2d 945 (Miss. 1987), where we held that a subcontractor does not share any immunity claimed by the
prime contractor when the subcontractor's negligence causes injury to the employee of another
subcontractor. However, the defendant in Morris was a co-subcontractor only, not the prime
contractor. Morris is thus inapplicable to the case sub judice. The fact that Mason was a
subcontractor as well as the prime contractor is of no concern. The only employers not afforded tort
immunity are those such as owners, permittees and lessees. The statutes provide tort immunity to
prime contractors. There is no exception which allows a tort claim against a prime contractor, who is
always afforded tort immunity as a statutory employer. This Court has stated, "It is obvious that the
purpose of the legislature was to prevent the general contractor from escaping liability by employing
subcontractors who were not financially responsible and leaving the employees unprotected." Mills v.
Barrett, 213 Miss. 171, 174-75, 56 So. 2d 485, 486 (1952). Here, Mason did not so attempt to
escape liability, for SCI Steelcon was financially responsible and its employees were protected.
Mason, as the prime contractor, was entitled to tort immunity from liability for Salyer's injury, and
thus summary judgment was proper.
¶12. AFFIRMED.
LEE, C.J., PRATHER, P.J., PITTMAN, ROBERTS AND SMITH, JJ., CONCUR. McRAE, J.,
DISSENTS WITH SEPARATE WRITTEN OPINION JOINED BY SULLIVAN, P.J. AND
BANKS, J.
McRAE, JUSTICE, DISSENTING:
¶13. By ignoring salient facts in the record and omitting them from its opinion, the majority neglects
to reveal that at the time of Danny Salyer's injury and the alleged act of negligence which caused it,
Mason Technologies was not acting as a general contractor, but working as a subcontractor hired by
another subcontractor to remove old machinery from the installation site. That critical aspect of the
case notwithstanding, the majority proceeds to label Mason an all-purpose "general contractor"and
deem it Salyer's "statutory employer," erroneously clothing it with immunity from tort liability.
Moreover, I disagree with the majority's broad pronouncement that any contractor who happens to
hire subcontractors which provide workers compensation insurance for their employees is deemed
immune from tort liability pursuant to the exclusivity of remedies provision of Miss. Code Ann. § 71-
3-9. The Workers' Compensation Act was designed to provide streamlined relief for workers injured
on the job, not to immunize employers from liability when someone is injured. Accordingly, I dissent.
I.
¶14. Pursuant to a December 17, 1986 contract with the United States Army, Mason Technologies
was hired as the prime contractor to customize the Mississippi Army Ammunition Plant at the Stennis
Space Center for production of M483-A-1 projectiles.
¶15. Mason entered into a subcontract with the Austin Company to provide the plant's new material
conveyor handling system. Austin was required to "furnish all labor, materials, tools, machinery,
equipment, facilities, supplies and services and all things necessary for completion of the cargo
material handling system in strict conformity with the specifications provided." Lacking adequate
manpower and equipment to remove all of the existing material handling equipment from the
premises, Austin, in turn, entered into a subcontract with Mason to remove the conveyors and other
old equipment. Austin also subcontracted with several other businesses, including Prabb Robotics, to
install the new system. Prabb Robotics, in turn, entered into a subcontract with SCI Steelcon, a
Michigan Corporation, specifically to install the new conveyor equipment.
¶16. Danny Salyer, then a resident of Leslie, Michigan, was hired by Steelcon to supervise installation
and debugging of the new conveyor system. It was Salyer's understanding that pursuant to its
subcontract with Austin, Mason was in charge of removing the existing equipment and that Steelcon's
role was limited to the installation of the new conveyor line.
¶17. Removal of the old equipment was completed on October 16, 1988. Early the next morning,
after a representative of the Austin Company advised him that the premises had been cleared for
inspection, Salyer went to the site to monitor the uncrating of the new equipment. About ten feet
away from where the new equipment was to be installed, Salyer tripped over an anchor bolt that had
secured part of the old system. He testified in his deposition that the bolt was obscured by grease, oil
and other debris that had been left on the on the floor.
II.
¶18. In his appeal to this Court, Salyer asserts that the circuit court and Mason Technologies were
mistaken in their reliance upon Doubleday v. Boyd Construction Co., 418 So. 2d 823 (Miss. 1982)
and that contrary to the lower court's findings, Mason was not, as a matter of law, Salyer's statutory
employer and immune from third-party negligence actions against it.
¶19. Miss. Code Ann. § 71-33-71 provides, in relevant part, as follows:
The acceptance of compensation benefits from or the making of a claim for compensation
against an employer or insurer for the injury or death of an employee shall not affect the right of
the employee or his dependents to sue any other party at law for such injury or death . . . .
As the majority notes, the issue for our consideration is whether Mason is "any other party" pursuant
to § 71-33-71, or whether it is a contractor pursuant to Miss. Code Ann. § 71-3-7, making it immune
from liability under § 71-3-9's exclusivity of remedies provision. Under the facts as presented in the
record, I would find that Mason was functioning as a subcontractor at the time of Salyer's injury and
thus is "any other party" open to suit by an injured employee.
¶20. In Doubleday, we found that where a prime contractor contractually required its subcontractors
to carry insurance on its employees and the subcontractor had provided coverage for its employees,
the prime contractor, under the circumstances of the case, was not "any other party," pursuant to
Miss. Code Ann. § 71-3-71, which could be sued by the injured employee of the subcontractor. 418
So. 2d at 826-827. In that case, Doubleday, the injured employee of a subcontractor, sought to bring
a negligence action against the prime contractor, whose alleged failure to warn oncoming traffic of
the road construction project on which Doubleday was working was the proximate cause of injuries
he received after being hit by a car. Doubleday's employer, the T.W. Ratliff Co., carried workers'
compensation insurance for its employees as required under the terms of its subcontract with the
prime contractor, Boyd Construction Company.
¶21. The Doubleday Court explained
Although Miss. Code Ann. § 71-3-9 (1972), dictates workmen's compensation as an employee's
exclusive remedy against his employer, Miss. Code Ann. § 71-3-71 (1972), grants the employee
or his dependents the right to sue at law "any other party." The question thus becomes one of
determining who is a "third party" within the meaning of the statute. The section which we must
construe is Miss. Code Ann. § 71-3-7 (1972), which states in part:
Every employer to whom this chapter applies shall be liable for and shall secure the payment to
his employees of the compensation payable under its provisions.
In the case of an employer who is a subcontractor, the contractor shall be liable for and shall
secure the payment of such compensation to employees of the subcontractor, unless the
subcontractor has secured such payment.
Doubleday, 418 So. 2d at 825. The Court expressed its perception of the legislative intent in granting
immunity from tort litigation to some prime contractors, stating, "It is our opinion the legislature did
not intend to subject a general contractor to common law tort liability if he complied with § 71-3-7
by requiring the subcontractor to have workmen's compensation insurance." Id. at 826. Turning next
to Mosley v. Jones, 224 Miss. 725, 80 So. 2d 819 (1955), where a prime contractor was found to
have protected itself from tort liability by providing workers' compensation insurance for employees
of its subcontractors, the Doubleday Court concluded that Boyd similarly protected itself by
contractually requiring its subcontractors to carry insurance on their employees. Doubleday, 418 So.
2d at 826-827. See also Morris v. W.E. Blain & Son, 511 So. 2d 945 (Miss. 1987)(prime contractor
held to be statutory employer where contracts between subcontractors as well as with prime
contractor required subcontractors to provide workers' compensation coverage for employees).
¶22. In Nash v. Damson Oil Corp., 480 So. 2d 1095 (Miss. 1985) and Falls v. Mississippi Power &
Light Co., 477 So. 2d 254 (Miss. 1985), this Court reached a different result. Recognizing that a
contractor could not gain tort immunity "by voluntarily electing to say it had compensation
obligations which in fact and law it did not have," both decisions refused to find that the general
contractors involved were statutory employers. Nash, 480 So. 2d at 1100. In each case, we found
that the subcontractors had provided insurance for their employees and that the defendant/appellees
were not contractors as contemplated by Doubleday.
¶23. Both the majority and concurring opinions in Nash address the fallacy of Doubleday's emphasis
on the general contractor's contractual requirement that the subcontractor provide compensation
coverage for its employees. Noting Damson's assertion that it was entitled to immunity because it
required the subcontractor, Trigger (Nash's employer), to provide compensation coverage, the
majority in Nash observed:
The argument proves too much, for carried to its rational limits it would mean that any time A
has a contractual relationship with B, A, by contract requiring B to secure compensation
coverage for B's employees, would be entitled to the protections of the exclusiveness of liability
provisions of the Act, even though A be a grievous tortfeasor.
Nash, 480 So. 2d at 110. As the concurring opinion further recognizes, regardless of any contract
requirement, subcontractors as "employers" are required independently to procure coverage pursuant
to the Workers' Compensation Act.
Doubleday emphasizes - and Damson Oil argues - that some significance ought to attach to the
fact that the contract between the contractor [Boyd, MP & L, Damson] and the subcontractor
[Ratliff, Deviney, Trigger] required each subcontractor to purchase and obtain in effect
workers' compensation insurance. What this notion overlooks is that in each of these cases the
subcontractor was independently obligated to secure compensation insurance. Each of these
subcontractors is an "employer" within Mississippi Code Annotated § 71-3-3(e) who would
have been statutorily obligated to afford compensation under the Act if the contract were
wholly silent. Leaving the contract aside, each of these subcontractors would have been guilty
of a misdemeanor had it failed to secure compensation and would have been subject to
punishment by fine or imprisonment or both. Miss. Code Ann. § 71-3-83 (1972).
It is a complete fiction to suggest that the contractor in these cases has "secured" the payment
of compensation to the injured employees of the subcontractors. In each of these cases, the
compensation was secured by the subcontractor/employer. Under Section 71-3-7, the
contractor need secure compensation only when the subcontractor has failed to do so. Since the
subcontractors in these three cases did not default on their statutory obligations, the
contractor's secondary obligation never matured. Therefore, the contractors were not "liable
for" and did not "secure" the payment of compensation under Section 71-3-7.
The fact that the employers acted above and beyond their statutory obligations by arranging for
the subcontractor to provide compensation insurance (which the subcontractors were already
statutorily obligated to do) is beside the point. Because the subcontractors met their Section 71-
3-7 obligations, the contractors' duty was never triggered and the contractors therefore had no
opportunity to default on or satisfy their statutory obligations.
Nash, 480 So. 2d at 1103 (Sullivan, J., specially concurring).
¶24. The case sub judice clearly illustrates the points raised in Nash. Salyer's employer, SCI
Steelcon, provided compensation insurance for its employees and, indeed, paid more than $75,000.00
in benefits to Salyer pursuant to the Michigan Workers' Compensation Act. The record does not
indicate whether Mason required its subcontractors to provide compensation coverage for their
employees. Moreover, SCI Steelcon's contractual relationship with Mason was somewhat attenuated:
Mason had subcontracted the provision and installation of the new conveyor system with which
Steelcon was involved to the Austin Corporation, which, in turn, subcontracted various parts of the
job to several businesses, including Prabb Robotics. Prabb Robotics then subcontracted aspects of the
system installation to Steelcon. The record is also silent as to the terms of the various
subcontractors's contracts. The fact remains, however, that Steelcon met its statutory obligations
without any apparent prompting from the prime contractor. Further, no claim for compensation was
ever made against Mason. Therefore, any obligation on Mason's part which might have given rise to
the exclusivity of liability provision never came into being.
¶25. The majority, however, falls prey to the folly of Doubleday and its reward to general contractors
for requiring their subcontractors to do what they are already required to do by law. Further, since
the record does not indicate whether Mason required its subcontractors to carry compensation
coverage and regardless of the fact that Mason was acting as subcontractor when Salyer was injured,
the majority takes Doubleday one step further and designates Mason a statutory employer,
apparently broadening statutory employer immunity to cover just about any contractor who happens
to hire a subcontractor who happens to provide its employees with workers' compensation insurance.
Contrary to the majority's perception of legislative intent, the beneficent purposes of the Act can
hardly be served by a ruling that further narrows the worker's avenues of recourse when injured on
the job.
It is within our actual and judicial knowledge that the benefits afforded under our Act are
among the lowest in the nation. It is similarly within our actual and judicial knowledge that, if
compensation benefits were the sole source of income for an injured worker, that worker would
be well below the minimum subsistence level by American standards. Without doubt, we are
required to construe the Act liberally, sensibly and reasonably. Such a construction hardly
mandates taking away third party tort claims when the language of the Act of the legislature has
not clearly done so.
Nash, 480 So. 2d at 1103 (Sullivan, J., specially concurring). Especially under the facts of the case
sub judice, where an employee of a subcontractor has no control over where he is sent to work, the
party designated as "statutory employer" and relieved of any tort liability for injuries caused to
employees on the site is further freed from any incentive to provide for the safety of its "statutory
employees."
¶26. Nash and Falls further raise questions as to whether Mason is a contractor as contemplated by
Doubleday or whether it is more properly "any other party" pursuant to § 71-3-71. As discussed
above, unlike Boyd Construction in Doubleday, Mason did not have a direct relationship with the
subcontractor, Steelcon. Mason's position, however, is distinguishable also from that of Damson Oil
and Mississippi Power and Light Co. In Nash, this Court found that Damson, the lessee of the oil
well where Nash was injured, was an "operator or even in a sense an owner pro hoc vice, a lessee,"
and thus, not a contractor within the meaning of § 71-3-7. Nash, 480 So. 2d at 1100. In Falls, where
a tree trimmer whose employer worked under contract with MP&L was killed while topping pine
trees around power lines on the Natchez Trace Parkway, the utility company was held not to be a
contractor pursuant to Doubleday because its contract with the employer was pursuant to provisions
it was required to fulfill in accordance with the right-of-way permit it had been granted by the
National Park Service. Falls, 477 So. 2d at 258. That permit, the Court found, did not put MP&L in
the same position as a general or prime contractor. Id. The majority, however, insists that Mason
"clearly" falls within the definition of contractor as contemplated by Doubleday, Nash and Falls, and
concludes that "[i]t can only be the [L]egislature's intent, therefore, that Mason should be entitled to
the exclusivity of remedies defense provided by the [A]ct." Again the majority appears to have lost
sight of whom the Act was intended to protect. Its reasoning flies in the face of the beneficent
purposes of workers' compensation law, which was intended to redistribute the social costs of work-
related injuries from the injured workers and the taxpayers to employers.
III.
¶27. The dual role Mason played as both prime contractor and subcontractor serve to remove it from
the Doubleday definition of contractor or employer. Recalling the facts of the case, Austin
Corporation subcontracted with Mason to remove the old conveyors and other equipment from the
building. It was in the performance of duties related to that subcontract that Mason employees
committed the alleged act of negligence-leaving a bolt sticking up out of the floor. It is, therefore,
Mason, the subcontractor, not Mason, the prime contractor, which is the third party at issue. In
Morris v. W.E. Blain Equipment Co., 511 So. 2d 945 (Miss. 1987), this Court held that a
subcontractor working under a prime contractor does not share any immunity claimed by the prime
contractor when its negligence causes injury to the employee of another subcontractor. Id. at 948-
950. Under the facts of this case, Mason, accordingly, should not be afforded shelter from a
negligence action brought by Salyer under the statutory employer umbrella. To find Mason immune
from suit and to expand the statutory employer immunity beyond even the too broad parameters set
forth in Doubleday is contrary to the purposes of the Workers' Compensation Act. Lest we forget, it
is the injured worker whom the Act was intended to protect.
¶28. The majority opinion further leaves Salyer's employer, SCI Steelcon, paying the bills for Salyer's
injuries and without recourse against Mason, the subcontractor whose negligence caused the injuries.
In addition, Steelcon is burdened by the additional premiums which result when it is forced to pay
workers' compensation benefits that cannot be subrogated to the negligent party. Perhaps it is time
we announce, as we have in our sovereign immunity cases, that where a contractor or subcontractor
carries liability insurance, any immunity claimed under the aegis of the "statutory employer"
designation should be waived to the extent of coverage carried. To do so would benefit both the
actual employer and the employee, and protect the rights of both. Accordingly, I dissent.
SULLIVAN, P.J., AND BANKS, J., JOIN THIS OPINION.