Maxie Higgason v. Vanderbilt Mortgage and Finance

NOT RECOMMENDED FOR FULL-TEXT PUBLICATION File Name: 13a0526n.06 No. 12-5763 FILED UNITED STATES COURT OF APPEALS May 29, 2013 FOR THE SIXTH CIRCUIT DEBORAH S. HUNT, Clerk In re: WILLIAM W. PIERCE, JR., ) ) Debtor, ) ) MAXIE E. HIGGASON, JR., ) CHAPTER 7 TRUSTEE, ) ) ON APPEAL FROM THE UNITED Plaintiff-Appellee, ) STATES DISTRICT COURT FOR ) THE EASTERN DISTRICT OF v. ) KENTUCKY ) VANDERBILT MORTGAGE AND ) FINANCE, INC., ) OPINION ) Defendant-Appellant. ) Before: MOORE, SUTTON, and DONALD, Circuit Judges. Bernice B. Donald, Circuit Judge. Maxie E. Higgason, Jr., a Chapter 7 Trustee, brought a strong-arm proceeding against Appellant Vanderbilt Mortgage and Finance, Inc. (Vanderbilt) to avoid a lien claimed by Vanderbilt against William W. Pierce, Jr.’s manufactured home. Vanderbilt failed to file its Certificate of Title in Pierce’s county of residence, but instead filed it in its own county of residence. We quite recently confronted virtually identical factual and legal issues in Vanderbilt Mortg. & Fin., Inc. v. Westenhoefer, No. 11-6216, (6th Cir. March ___, 2013). There we concluded that a Certificate of Title must be filed in the debtor’s county of residence in order to be properly perfected under Kentucky law. On the basis of that decision, we AFFIRM.