Joseph E. Gerasta, Josefina E. Gerasta, Wife of Joseph E. Gerasta v. Hibernia National Bank v. U. S. Building Materials Co., Inc.

ALVIN B. RUBIN, Circuit Judge,

con-’ curring:

The opinion is so thorough that I concur completely. I add simply what may be a personal gloss: the forfeiture provision contained in Section 1635(b) is still a part of the statute; it should be enforced as written in an appropriate case; but, in the absence of the tender by the obligor that the Section specifically requires, it is not applicable.