concurring.
While I agree with majority’s disposition on the specific facts of this case, I write separately to make clear that there are circumstances in which a declaratory judgment action is an appropriate means for an insurance company to resolve questions of liability with respect to its insured. See, e.g., State Farm Fire & Cas. Co. v. Odom, 799 F.2d 247 (6th Cir.1986); Allstate Ins. Co. v. Green, 825 F.2d 1061 (6th Cir.1987). Thus, I would emphasize that our decision today does not function as a repudiation of our holdings in Odom and Green, but rather continues our policy of assessing the appropriateness of granting jurisdiction in declaratory judgment actions on a case by case basis.