(concurring) :
We concur in the result of the opinion of Mr. Justice Bussey. In our view the Court need not belabor the issue of whether the insured experienced an accident. The motion for a directed verdict on this point might properly have been granted.
Here the charge to the jury as to the interpretation of the policy could have done no harm in as much as the Court should have, as a matter of law, interpreted the policy favorably to the insured.
Ness, J., concurs.