dissenting.
I dissent for the reasons stated in my separate opinion in Sherman v. Citibank, 143 N.J. 35, 668 A.2d 1036 also filed today.
*115For affirmance — Justices POLLOCK, O’HERN and GARIBALDI — 3.
Far reversal — Chief Justice WILENTZ, and Justices HANDLER, STEIN and COLEMAN-4.