Suit was filed in the district court of Cooke County by Chas. Flower; Wilbur Flower; Maude Wilcox, joined by her husband; and Hartzell Meacham for a proper construction of the will of Alma D. Flower. Plaintiffs were relatives of W. D. Flower, deceased. Defendants were K. R. Kort, individually and as administrator with will annexed of the estate of Alma D. Flower, and certain beneficiaries of her estate.
The 'will in question is wholly in the handwriting of Alma D. Flower, and is herein set out in full (paragraphs numbered by us for convenient reference) :
“Will of Alma D. Flower
(1) “To my brother, Kelsey, — and three sisters May, Lyda and Ethel, — and three nieces of my deceased sister, Fay — Phyllis, Jane and Betty Jo — : Divide equally ½ of 40,0002.° and all of the rest of the *687Property left by the W. D. Flower — All of my Personally Property or (Own Property ) to be divided equally among my brother, Kelsey — my (3) sisters, May, Lyda and Ethel — and (3) nieces Phyllis, Jane and Betty Jo — children of my deceased sister, Fay—
(2) “To my deceased husband’s, brother, Charlie- — sister, Maude, and two children — ■ Wilbur and Plartzell, of my Husbands deceased brother, Harry — divide equally — the other ½ of $40,000⅛ left by my husband Wm. D. Flower — and no more—
(3) “Provision: If there is as much $40,-000¾, cash, if not divide the balance—
“Alma D. Flower
Jan. 12, 1944.
“Witness:
Lyda D. Ely”
It is agreed by all parties that the date shown is in error. The will was actually executed Jan. 12, 1945.
Alma D. Flower died on November 10, 1950, and the inventory filed and approved showed her estate to consist of the following : cash on deposit in banks, $2,729.78; U. S. bonds, $37,500; stocks in corporations, Federal Savings and Loan, $38,885.51; personal property, $2,425; real estate, $7,200; or a total of $88,740.29.
The trial court found that, under the will, plaintiffs, appellants herein, were entitled to receive out of Mrs. Flower’s estate one-half of the cash on hand, only, at the date of her death, and accordingly entered judgment for them in the sum of $1,364.89, being one-half the amount of the bank deposits.
W. D. Flower died intestate in Florida on the 14th day of January, 1944, leaving no children. Under Florida law, Alma D. Flower inherited the entire estate left by W. D. Flower. Administration on his estate was closed on August 11, 1945, and the final report showed that the estate consisted of two savings accounts aggregating $14,979.63; checking accounts and cash in banks aggregating $6,433.39; note in the sum of $30,000; an automobile valued at $500; and some real estate.
The appellants, in appealing from -the judgment, take the position that they are entitled, under the terms of the will, to one-half of the property of W. D. Flower, deceased, remaining at the time of the death of Alma Flower, or, at the least, are entitled to one-half of the first $40,000 of the W. D. Flower estate remaining at the death of Alma D. Flower.
We overrule the first contention.' It seems clear to us that the language of the will restricted the relatives of W. D. Flower to one-half of $40,000 and no more, in any event. In the first paragraph she states. that her brother, sisters and nieces are to divide one-half of $40,000 and all of the rest of the property left by W. D. Flower. Both the bequests to her people and to her deceased husband’s people are clear that in no event are the relatives of her deceased husband to receive more than $20,000.
The question presented in the second point of error has given us no little difficulty. It is the contention of appellants that 'the use of the word “cash” in the third and concluding paragraph of the will, read in connection with the entire language of the will, means cash value, and the estate of W: D. Flower having been converted into bonds, corporate stock and other personal property, and there being in excess of $40,000 of such estate left at the date of the death of Alma Flower, the appellants are entitled to $20,000. The appellees, on the other hand, contend that the word “cash” has a definite and fixed meaning as ready money and to say it means anything else would be reading into the will something that is not there.
The word ’“cash” is ordinarily defined as that which circulates as money. United States v. Williams, D.C., 282 F. 324. It is also defined as money or its equivalent, usually “ready money.” Kerlin v. Young, 159 Ga. 95, 125 S.E. 204. The Supreme Court of Texas, in Thompson v. Thompson, 149 Tex. 632, 236 S.W.2d 779, 790, cites the following definition from Webster’s New International Dictionary, 2nd Edition, Unabridged, as “ 'B. A quantity of money, C. minted or current coin. 2. Com. a. money, especially ready money; strictly coin or specie, but also, less strict*688ly, bank notes, sight drafts or demand deposits at a bank.’ ”
The words “cash” and “money” as used in wills have been construed by the courts to include various kinds of personal property; where to restrict them to the ordinary, narrow meaning would result in the testator’s having died intestate as to a portion of his estate. Paul v. Ball, 31 Tex. 10; Lane v. Railey, 280 Ky. 319, 133 S.W.2d 74; In re McKendrie’s Estate, 150 Misc. 665, 271 N.Y.S. 228; In re Thayer’s Will, 86 Misc. 191, 149 N.Y.S. 141; In re Blackstone’s Estate, 47 Misc. 538, 95 N.Y.S. 977; In re Mirick’s Estate, 193 Misc. 211, 82 N.Y.S.2d 778; In re Carrillo’s Estate, 187 Cal. 597, 203 P. 104; Ellet v. McCord, Tex.Civ.App., 41 S.W.2d 110. Other definitions may be found in 6 Words and Phrases, Cash, p. 246 et seq.
In construing a will it must be ascertained from the general context of the will whether the testator ■ used the words “money” or “cash” in a restricted or in a more comprehensive sense. Paul v. Ball, supra. In its more comprehensive sense “money” means wealth, the representative of commodities of all kinds. It is accordingly often popularly used as equivalent to “property,” and when the intention of the testator so to use it is manifest, it may include all kinds of property, real and personal. 57 Am.Jur., p. 894, sec. 1349.
“ ‘In determining whether or not certain words were used in their technical sense, the court should consider whether the drawer of the will was or was not familiar with the technical meaning of the words or terms used, * * *.’ ” Gilkey v. Chambers, 146 Tex. 355, 207 S.W.2d 70, 71.
The intention of the testator must be ascertained by considering the entire instrument, and the language of a single clause of it will not govern what is the evident intention in the use of that language when read in connection with other provisions. Jones’ Unknown Heirs v. Dorchester, Tex.Civ.App., 224 S.W. 596; Burney v. Burney, 145 Tex. 311, 197 S.W.2d 334.
.The testator’s intention-must be ascertained frqm the language of the will itself, if possible, and, if not in contravention of some established rule of law or public policy, must be given effect. Jackson v. Templin, Tex.Com.App., 66 S.W.2d 666, 92 A.L.R. 873.
All the provisions of the will must be looked to for the purpose of ascertaining the real intention of the testator, and if this can be ascertained from the language of the instrument, then any particular paragraph which, if considered alone, might indicate a contrary intention, must yield to the intention manifested by the whole instrument. Darragh v. Barmore, Tex.Com.App., 242 S.W. 714; McMurray v. Stanley, 69 Tex. 227, 6 S.W. 412.
The cardinal rule of construction of wills is that the intention of the testator will control and the courts should never adopt any rule of construction which has the effect of destroying the manifest intention of the testator. Lockett v. Wood, Tex.Civ.App., 84 S.W.2d 798. See also Cleveland v. Cleveland, 89 Tex. 445, 35 S.W. 145.
In construing a will form should be subordinated to substance and if the testator’s intention can be ascertained from a reading of the whole will, such intention must be given effect, however informal the language. McMullen v. Sims, Tex.Com.App., 37 S.W.2d 141.
At the time of W. D. Flower’s death he had $6,433.39 on deposit in the bank, and $14,979.63 in savings accounts. The largest single item was the $30,000 note. At the time testatrix executed her will, she did not have $40,000 in “cash” in the technical sense of that word. The only time she had that amount of “cash” or “money” on hand was after W. D. Flower’s estate was closed and the money turned over to her. Shortly thereafter she bought $37,500 in U. S. Government bonds. At the time she executed the will she did not know how much she would receive from her husband’s estate but did know that it would be probably in excess of $40,000.
*689In the first paragraph of the will she specifically states her desire that one-half of 40,000 left by W. D. Flower and all the rest of the property left by her husband, W. D. Flower, be divided by her relatives. The word “cash” is not used in said paragraph and no dollar mark is used. It is obvious that she was referring to a half of $40,000 of W. D. Flower’s estate and not to a half of $40,000 “cash.” In the second paragraph she evidences her desire that her husband’s relatives receive the other one-half of $40,000 left by her husband, and no more. In this paragraph the word “cash” is not used. It is her intention, as disclosed by said language, to bequeath to her husband’s relatives one-half of $40,000 left to her by her husband. We think the testatrix’ intention, as shown by the first two paragraphs of the will, is to divide the first $40,000 of the estate left to her by her husband equally between his relatives and her relatives. That was the dominant purpose of the will as set out in the first two paragraphs. The third paragraph, reading, “Provision: If there is as much $40,000⅛ cash, if not divide the balance — ” does not, in our opinion, contradict the provisions of the first two paragraphs when considered in connection with the whole instrument.
The testatrix was not using the word in its technical or limited sense. In paragraph one she wrote, “All of my Personally Property or (Own Property)’ in referring to the property she possessed other than that inherited from W. D. Flower, when actually she owned all of the property left by him. That language indicates that she was not using words in a technical sense. In the first two paragraphs she was referring to all the property left her by her husband and not to “cash.”
We think it not speculative to say that she invested the “cash” in Government bonds for the- purpose of enhancing her estate and not for the purpose of defeating the bequests to her husband’s relatives. She did not specifically mention bonds, corporate stocks, or any other kind of property in her will.
She intended by the “Provision,” we think, that if the cash value of her deceased husband’s estate did not amount to $40,000 at the time of her death, the remaining portion of his estate should be divided half and half between the two sets of beneficiaries.
Inasmuch as her husband did not leave “cash” in the amount of $40,000 and at the time of making the will she did not have that much “cash” on hand, it is manifest that she intended to charge one-half of the estate left to her by her husband up to the amount of $40,000 with the payment of the bequests to his relatives.
The bequests made by her were greater than the amount of “cash” on hand when she executed the will. She must have had in mind the total value of her husband’s estate or the proceeds from the liquidation thereof.
She knew when she executed the will she did not have sufficient “cash” to. pay the bequests set out in her will, and there would be no money left to pay such bequests unless such money left by her husband, or property in which said money had been invested, was to be used in paying such bequests. To hold otherwise would be to charge her with deliberately inserting in her will a worthless provision. She knew when she bought bonds with the proceeds of her husband’s estate that thereafter she would not have sufficient “cash” to pay the bequests to her husband’s relatives unless the bonds or the proceeds therefrom were used to pay such bequests. Yet, she did not change her will. The estate received from her husband was not conveyed or disposed of by her. She merely changed the estate from money to bonds and other securities. The bequests made by her were not revoked by such transfer of funds into securities, and there was no ademption as to the bequests made to appellants.
Considering the entire instrument from its four corners, we have concluded that the testatrix intended by her will that her husband’s relatives have $20,000 of the estate left by W. D. Flower, provided there was as much as $40,000 remaining of such estate at her death, and that she intended that if less than $40,000 remained of the estate inherited from her husband, such *690relatives were to receive one-half of what did remain. This intention -is further shown by the fact that although all the property was hers to dispose of as she pleased, she treated it as two entities, to-wit, that which she inherited from her husband and that which she otherwise owned. Since the dominant purpose of her will was to leave to her husband’s relatives one-half of $40,000, or half of whatever amount remained of his estate at the time of her death if less than $40,000, to give a narrow or restricted meaning to the word "cash” would be to thwart her intention and desire as expressed in her will.
It is therefore our opinion that Mrs. Flower intended for her husband’s relatives to receive one-half of $40,000 of the W. D. Flower estate if that much remained at her death, and if less than $40,000 remained, one-half of such amount as remained, and judgment is so rendered.
Judgment reversed and rendered.
BOYD, J., not participating.