Opinion by Judge TASHIMA; Dissent by Judge BYBEE.
TASHIMA, Circuit Judge:This case arose out of a bitter seniority dispute precipitated by the merger of U.S. Airways, Inc., and America West Air-lines (“AWA”). Following the merger, the companies’ respective seniority lists had to be integrated to create a single list for the merged airline. The U.S. Airways, Inc., pilots (“East Pilots”) and the AWA pilots (“West Pilots”), who were both represent-' ed by the Air Line Pilots Association (“ALPA”), began exploring methods of integration pursuant to ALPA’s policy regarding mergers. The East Pilots generally had been hired earlier and favored a strict date-of-hire system, while the West Pilots sought a seniority system that would take into consideration the relative premerger strength of their airline over U.S. Airways, Inc. Ultimately, the union submitted the internal dispute to arbitration.
*1177Although it is common for a merger to raise the issue of integrating seniority lists, this case contains an added wrinkle. The East Pilots, who were dissatisfied with the seniority integration proposal ALPA arrived at through the union’s internal arbitration, led a successful effort to decertify ALPA and replace it with a new union, U.S. Airline Pilots Association (“USAPA”). Headed by an East Pilot, USAPA was constitutionally committed to pursuing date-of-hire principles, in contrast to ALPA, whose merger policy committed it to pursuing the arbitrated seniority list.
Certain West Pilots brought this action against the newly-certified union alleging that USAPA breached its duty of fair representation (“DFR”) by negotiating a contract that would impermissibly favor the East Pilots at the expense of the West Pilots. A jury found that the union had breached its DFR, and the district court, after a bench trial on the remaining equitable issues, granted the West Pilot Plaintiffs an injunction against USAPA. Addington v. U.S. Airline Pilots Ass’n, 2009 WL 2169164 (D.Ariz. July 17, 2009). USAPA contends, inter alia, that the district court never had jurisdiction because the West Pilots’ claim is not ripe. We agree.
BACKGROUND
In 2005, U.S. Airways, Inc., and AWA merged to form a single carrier called U.S. Airways (or the “airline”). At the time of the merger, ALPA was the collective bargaining representative for both the East Pilots and the West Pilots. Each group had a separate collective bargaining agreement (“CBA”) which was administered by each group’s Master Executive Council. As with most mergers, an integrated seniority list had to be created. The East Pilots were the bigger group — about 5,100, compared to about 1,900 West Pilots — and were generally hired before the West Pilots. The West Pilots received more favorable wages under their CBA and, unlike the East Pilots, no West Pilots were furloughed at the time of the merger.
The two merging airlines and ALPA entered into a Transition Agreement (“TA”), which incorporated by reference ALPA’s Merger Policy. Under the TA, the carriers agreed not to object to ALPA’s seniority integration proposal, provided it did not result in certain additional costs. The seniority integration proposal could be implemented only as part of a single CBA. The single CBA would require approval by the East Master Executive Council, the West Master Executive Council, and a majority of each of the East and West pilot groups, effectively giving each side a veto. Until the single CBA was negotiated, with few exceptions, the TA placed a “fence” between East and West operations, such that each would continue to operate under its respective CBA.
Pursuant to the ALPA Merger Policy, the two pilot groups began negotiating seniority integration, but to no avail. Under the union’s Merger Policy, if negotiation and mediation between the two sides fail, the issue is submitted to “final and binding” arbitration. The merged seniority list is then presented to the airline, and ALPA is to “use all reasonable means at its disposal to compel the company to accept and implement the merged seniority list.” The arbitrated list is not subject to a separate ratification vote, but becomes part of the single CBA, which is subject to member ratification.
George Nicolau was selected to chair the arbitration panel, pursuant to the Merger Policy. Arbitration commenced between “the U.S. Airways Pilot Merger Representatives and the America West Pilot Merger Representatives.” In early May 2007, the panel issued its award (the “Nicolau Award”). A majority of East Pilots “strenuously objected” to the Nicolau *1178Award and opposed its implementation. The East Pilot representatives sought to have ALPA prevent implementation of the Nieolau Award. ALPA unsuccessfully attempted to get the two sides to reach a compromise.
While the arbitration was pending, negotiations with the airline progressed, and the airline proposed a comprehensive CBA in May 2007. In late July 2007, the East Master Executive Council determined that the East Pilots would never ratify a CBA that incorporated the Nieolau Award. On August 15, 2007, the East Pilots withdrew their representatives from the committee negotiating the new CBA with the airline, halting those negotiations. In late 2007, ALPA submitted the Nieolau Award to the airline, which accepted the award on December 20, 2007.
In the meantime, several East Pilots began exploring the possibility of forming a new union that would not implement the Nieolau Award. They formed USAPA and, on November 29, 2007, the National Mediation Board certified a representation election. USAPA won the election and was certified as the collective bargaining representative for the entire group of pilots, East and West, on April 18, 2008. From the date the East Pilots withdrew from negotiations until ALPA was decertified, there were no further negotiations with the airline.
USAPA adopted a constitution that established an “objective” of “maintain[ing] uniform principles of seniority based on date of hire and the perpetuation thereof, with reasonable conditions and restrictions to preserve each pilot’s unmerged career expectations.” Under USAPA’s constitution, ratification requires a majority vote of the entire union membership, such that each pilot group no longer has its own veto power.
Five months after certification, USAPA presented a seniority proposal to the airline. The proposal incorporated date-of-hire principles. Although the proposal contained some protections for West Pilots, it was not nearly as favorable to West Pilots as the Nieolau Award. The airline had not yet responded to the proposal when the district court entered its permanent injunction.
The airline has been forced to reduce flying because of economic considerations. The reductions have mostly hit the western operations. Because of the continuing separate operations, approximately 175 of the 300 furloughs the airline had announced by the time of trial were West Pilots. At the time of trial, 140 West Pilots had been furloughed. Under a single CBA incorporating the Nieolau Award, none of the West Pilots would have been furloughed.
Six individual West Pilot-Plaintiffs (“Plaintiffs”) filed this hybrid action against USAPA and U.S. Airways, seeking damages and injunctive relief. The district court dismissed the claims against the airline because the System Board of Adjustment had exclusive jurisdiction over them. Addington v. U.S. Airlines Pilots Ass’n, 588 F.Supp.2d 1051, 1064 (D.Ariz.2008). Plaintiffs amended their complaint in the surviving DFR action, specifying that the claim was brought on behalf of similarly situated West Pilots. The district court certified a class of West Pilots and set a bifurcated trial schedule. After a jury trial on liability, the jury found that USAPA had violated the DFR because it abandoned the Nieolau Award in favor of a date-of-hire list solely to benefit the East Pilots at the expense of the West Phots.
After a bench trial on remedy, the district court ordered injunctive relief, permanently enjoining and ordering USAPA to (1) “Immediately, and in good faith, make all reasonable efforts to negotiate and implement a single [CBA] with U.S. Airways that will implement the Nieolau *1179Award seniority proposal ... ”; (2) “Make all reasonable efforts to support and defend the seniority rights provided by or arising from the Nicolau Award in negotiations with U.S. Airways”; and (3) “Not negotiate for separate [CBAs] for the separate pilot groups.... ” The district court denied USAPA’s post-trial motions for judgment as a matter of law and for a new trial. USAPA timely appealed, and this court granted USAPA’s unopposed motion to expedite this appeal.
DISCUSSION
Although considerable time, effort, and expense have been devoted to the merits of Plaintiffs’ DFR claim before both this Court and the district court, we are without jurisdiction to address the merits of the claim unless it is ripe. See S. Pac. Transp. Co. v. City of L.A., 922 F.2d 498, 502 (9th Cir.1990). We review ripeness de novo. See Manufactured Home Cmtys. Inc. v. City of San Jose, 420 F.3d 1022, 1025 (9th Cir.2005); Laub v. U.S. Dep’t of Interior, 342 F.3d 1080, 1084 (9th Cir.2003). If the claim before us is not ripe, we must dismiss. See S. Pac. Transp., 922 F.2d at 502.
No published case has expressly addressed when a DFR claim based on a union’s negotiation of a CBA becomes ripe. Thus, we apply the general principles underlying the ripeness doctrine and take guidance from our decisions regarding the related issue of when a DFR claim accrues for statute of limitations purposes in the context of the administration of a CBA. We conclude that Plaintiffs’ DFR claim is not yet ripe.
The ripeness doctrine rests, in part, on the Article III requirement that federal courts decide only cases and controversies and in part on prudential concerns. See Maldonado v. Morales, 556 F.3d 1037, 1044 (9th Cir.2009), cert. denied, — U.S. -, 130 S.Ct. 1139, — L.Ed.2d - (2010); W. Oil & Gas Ass’n v. Sonoma County, 905 F.2d 1287, 1290 (9th Cir.1990). The ripeness inquiry is “intended to ‘prevent the courts, through avoidance of premature adjudication, from entangling themselves in abstract disagreements.’” Maldonado, 556 F.3d at 1044 (quoting Abbott Labs. v. Gardner, 387 U.S. 136, 148, 87 S.Ct. 1507, 18 L.Ed.2d 681 (1967), overruled on other grounds by Califano v. Sanders, 430 U.S. 99, 97 S.Ct. 980, 51 L.Ed.2d 192 (1977)). To determine whether a case is ripe, “we consider two factors: ‘the fitness of the issues for judicial decision,’ and ‘the hardship to the parties of withholding court consideration.’ ” Yahoo! Inc. v. La Ligue Contre Le Racisme Et L’Antisemitisme, 433 F.3d 1199, 1211-12 (9th Cir.2006) (en banc) (per curiam) (quoting Abbott Labs., 387 U.S. at 149, 87 S.Ct. 1507). Both factors militate in favor of finding this claim premature.
A question is fit for decision when it can be decided without considering “contingent future events that may or may not occur as anticipated, or indeed may not occur at all.” Cardenas v. Anzai, 311 F.3d 929, 934 (9th Cir.2002) (internal quotation marks omitted); see also United States v. Streich, 560 F.3d 926, 931 (9th Cir.), cert. denied, — U.S. -, 130 S.Ct. 320, 175 L.Ed.2d 211 (2009). “At the same time, a litigant need not ‘await the consummation of threatened injury to obtain preventive relief. If the injury is certainly impending, that is enough.’ ” Id. (quoting 18 Unnamed “John Smith” Prisoners v. Meese, 871 F.2d 881, 883 (9th Cir.1989) (emphasis in Streich)).
We conclude that this case presents contingencies that could prevent effectuation of USAPA’s proposal and the accompanying injury. At this point, neither the West Pilots nor USAPA can be certain what seniority proposal ultimately will be acceptable to both USAPA and the airline as part of a final CBA. Likewise, it is not *1180certain whether that proposal will be ratified by the USAPA membership as part of a new, single CBA. Not until the airline responds to the proposal, the parties complete negotiations, and the membership ratifies the CBA will the West Pilots actually be affected by USAPA’s seniority proposal — whatever USAPA’s final proposal ultimately is. Because these contingencies make the claim speculative, the issues are not yet fit for judicial decision.
We also conclude that withholding judicial consideration does not work a direct and immediate hardship on the West Pilots. “To meet the hardship requirement, a litigant must show that withholding review would result in ‘direct and immediate’ hardship and would entail more than possible financial loss.” Winter v. Cal. Med. Review Bd., Inc., 900 F.2d 1322, 1325 (9th Cir.1990) (citing Cal. Dep’t of Educ. v. Bennett, 833 F.2d 827, 833-34 (9th Cir.1987)); see also Am. Trucking Ass’ns v. ICC, 747 F.2d 787, 790 (D.C.Cir.1984) (finding no hardship where the policy statement the plaintiffs challenged “neither impose[d] any obligation upon [the plaintiffs], nor in any other respect ha[d] any impact upon them ‘felt immediately ... in conducting their day-to-day affairs’ ” (quoting Toilet Goods Ass’n v. Gardner, 387 U.S. 158, 164, 87 S.Ct. 1520, 18 L.Ed.2d 697 (1967))).
Plaintiffs correctly note that certain West Pilots have been furloughed, whereas they would still be working under a single CBA implementing the Nicolau Award. It is, however, at best, speculative that a single CBA incorporating the Nicolau Award would be ratified if presented to the union’s membership. ALPA had been unable to broker a compromise between the two pilot groups, and the East Pilots had expressed their intentions not to ratify a CBA containing the Nicolau Award. Thus, even under the district court’s injunction mandating USAPA to pursue the Nicolau Award, it is uncertain that the West Pilots’ preferred seniority system ever would be effectuated. That the court cannot fashion a remedy that will alleviate Plaintiffs’ harm suggests that the case is not ripe.1
Plaintiffs seek to escape this conclusion by framing their harm as the lost opportunity to have a CBA implementing the Nicolau Award put to a ratification vote. Because merely putting a CBA effectuating the Nicolau Award to a ratification vote will not itself alleviate the West Pilots furloughs, Plaintiffs have not identified a sufficiently concrete injury.2 Additionally, *1181USAPA’s final proposal may yet be one that does not work the disadvantages Plaintiffs fear, even if that proposal is not the Nicolau Award.3
Although we do not hold that a DFR claim based on a union’s promotion of a policy is never ripe until that policy is effectuated, we conclude that, in this case, there is too much uncertainty standing in the way of effectuation of Plaintiffs’ harm to warrant judicial intervention at this stage. Cf. Sergeant v. Inlandboatmen’s Union of the Pac., 346 F.3d 1196, 1200 (9th Cir.2003) (examining Labor Management Reporting and Disclosure Act issue “in light of the well-established federal policy of avoiding unnecessary interference in the internal affairs of unions and according considerable deference to the interpretation and application of a union’s rules and regulations”).4
Our conclusion that Plaintiffs’ claim is not ripe is consistent with our DFR decisions, which have found DFR violations based on contract negotiation only after a contract has been agreed upon.5 See, e.g., *1182Williams v. Pac. Mar. Ass’n, 617 F.2d 1321, 1328, 1330 (9th Cir.1980) (involving suit for breach of DFR in negotiating CBA brought after rules at issue were adopted); Bernard, v. Air Line Pilots Ass’n, 873 F.2d 213, 215 (9th Cir.1989) (involving suit for breach of DFR during negotiations brought after agreement between union and employer was reached); Hendricks v. Airline Pilots Ass’n, 696 F.2d 673, 674-75 (9th Cir.1983) (same).
Indeed, the Supreme Court case that clarified that the DFR was applicable during contract negotiations articulated its holding in terms that imply a claim can be brought only after negotiations are complete and a “final product” has been reached. See Air Line Pilots Ass’n, Int’l v. O’Neill, 499 U.S. 65, 78, 111 S.Ct. 1127, 113 L.Ed.2d 51 (1991) (“[T]he final product of the bargaining process may constitute evidence of a breach of duty only if it can be fairly characterized as so far outside a ‘wide range of reasonableness,’ that it is wholly ‘irrational’ or ‘arbitrary.’ ” (quoting Ford Motor Co. v. Huffman, 345 U.S. 330, 338, 73 S.Ct. 681, 97 L.Ed. 1048 (1953))).
Notably, even in the cases on which Plaintiffs rely most heavily, the policy that the plaintiffs claimed injured them had already been effectuated when the plaintiffs brought the claim. See Ramey v. Dist. 141, Int’l Ass’n of Machinists & Aerospace Workers, 378 F.3d 269, 275-76 (2d Cir.2004) (noting that airline had accepted union’s seniority system and the plaintiffs had been furloughed as a result); Teamsters Local Union No. 42 v. NLRB, 825 F.2d 608, 611 (1st Cir.1987) (noting that shifts had been assigned according to union’s seniority system). Although both the Ramey court and Teamsters court concluded the claim accrued (for statute of limitations purposes) before effectuation of the policy at issue, see Ramey, 378 F.3d at 279-80 (holding that claim accrued when union advocated seniority position to employer during contract negotiations); Teamsters, 825 F.2d at 614-15 (holding that claim accrued when union announced to the plaintiffs that they had been assigned to less desirable shift, even though negotiations with employer regarding the seniority system that would dictate shift assignments occurred two months later), the holdings are not as easily applied in our situation as plaintiffs urge.6 In both Ramey and Teamsters, the unions argued that the plaintiffs’ claims had accrued more than six months prior to filing, such that the cases were barred by the statute of limitations. Ramey, 378 F.3d at 276; Teamsters, 825 F.2d at 614. In addressing whether the cases were time-barred, each court was faced with the issue whether the claim accrued when the union announced *1183its intention to take a negotiating position that would amount to a DFR breach (a date that fell outside the six-month period) or when the union actually advocated that position to the employer during negotiations (a date that fell within the six-month period). Ramey, 378 F.3d at 278-80; Teamsters, 825 F.2d at 614-15. The court in each case found that the claim accrued at the later date. Ramey, 378 F.3d at 279-80; Teamsters, 825 F.2d at 614-15. Significantly, however, because the date the union advocated its position in negotiations fell within the six-month period in both cases, there would have been no need for the plaintiffs to argue that the claim did not accrue until effectuation of the policy. Moreover, because the seniority systems at issue already had been effectuated in both cases, the courts simply were not faced with the possibility of interfering in a union’s internal conflict before the conflict manifested as concrete injury to the plaintiffs.
We also note in these cases the apparent absence of contingencies that stood between the union’s advocating to the employer a position on a certain policy and the implementation of that policy. Neither Ramey nor Teamsters references a ratification requirement, and in both cases the employer seemed predisposed to follow the union’s proposal. In Teamsters, the court found accrual at the date the union communicated its adverse action to the employees. 825 F.2d at 614-15. Although the negotiations that would result in that adverse action had not yet been completed, the announcement was definitive. Id. In Ramey, the underlying district court decision indicates that the employer had already agreed to accept whatever seniority system the union proposed. See Ramey v. Dist. 141, Int’l Ass’n of Machinists & Aerospace Workers, 2002 WL 32152292, at *4 (E.D.N.Y. Nov.4, 2002) (noting that the transition agreement in effect gave the union “complete control over the issue of seniority”). Because of these distinctions, we are not convinced that these cases, even if they were binding on us, would require a finding of ripeness in the circumstances of the case at bench.7
Finally, we find instructive our cases analyzing accrual of DFR claims that are based on a union’s alleged errors outside the contract negotiation process.8 In the grievance context, too, we have required *1184that a final outcome be reached before allowing a suit based on a union’s allegedly violative conduct that led to the decision. See Kozy v. Wings W. Airlines, Inc., 89 F.3d 635 (9th Cir.1996). In Kozy, an employee brought a DFR claim alleging the union committed errors while representing him in a grievance hearing before an arbitrator. Id. at 638. We held that the claim had not accrued until the arbitrator’s written decision was issued. Id. at 639. We noted that
“There was, at one time, some indication in this Circuit that the employee ‘should know’ of his Union’s errors in representing him at a hearing when he saw the errors committed during the hearing, and that the six-month [statute of limitations] period began to run from that date even if the grievance board had not yet rendered its final decision.”
Id. at 640 (citing Galindo v. Stoody Co., 793 F.2d 1502, 1509 (9th Cir.1986)). However, we stated, Galindo resolved that confusion, holding that a claim accrues for statute of limitations purposes only when the employee learns of the arbitrator’s award. Kozy, 89 F.3d at 640 (citing Galindo, 793 F.2d at 1509). The holding in Galindo “recognize[d] that the arbitrator’s final decision could make the employee whole despite the union’s errors, and that the arbitrator could change his mind at any time prior to issuing a final and binding decision.” Kozy, 89 F.3d at 640 (citing Galindo, 793 F.2d at 1509). Similarly, in the context of negotiations toward a CBA, the parties could shift positions until negotiations are complete, and the final agreement could be acceptable to Plaintiffs.
CONCLUSION
For the foregoing reasons, we hold that Plaintiffs’ DFR claim is not ripe; therefore, the case is REMANDED to the district court with directions that the action be DISMISSED. No costs to either side.
. The dissent asserts that "nothing would be gained by postponing a decision, and the parties' interest would be well served by a prompt resolution of the West Pilots' claim.” Diss. op. at 8017 (internal alterations, quotation marks, and citation omitted). To be sure, the parties' interest would be served by prompt resolution of the seniority dispute, but that is not the same as prompt resolution of the DFR claim. The present impasse, in fact, could well be prolonged by prematurely resolving the West Pilots’ claim judicially at this point. Forced to bargain for the Nicolau Award, any contract USAPA could negotiate would undoubtedly be rejected by its membership. By deferring judicial intervention, we leave USAPA to bargain in good faith pursuant to its DFR, with the interests of all members — both East and West — in mind, under pain of an unquestionably ripe DFR suit, once a contract is ratified.
. Plaintiffs' alleged hardship cannot instead be premised on any delay caused by USAPA in reaching a single CBA. As the district court noted, Plaintiffs abandoned their claim that USAPA is intentionally delaying negotiation of a CBA. Addington, 2009 WL 2169164, at *22 ("During discovery, Plaintiffs retreated from any notion of deliberate delay on the part of USAPA.”). The dissent’s assertion that "the absence of a CBA is itself powerful evidence of a DFR violation,” Diss. op. at 1184, is therefore misplaced. Although absence of a CBA might be evidence of a DFR violation, if the violation were based on deliberate delay *1181by the union, it is not evidence of a union's improper preference of one seniority system over another. As demonstrated by ALPA's similar difficulties in reaching a CBA, the pilot groups, and individual pilots with their ratification/non-ratification powers, are the major contributors to the absence of a CBA in these circumstances.
. We do not address the thorny question of the extent to which the Nicolau Award is binding on USAPA. We note, as the district court recognized, that USAPA is at least as free to abandon the Nicolau Award as was its predecessor, ALPA. The dissent appears implicitly to assume that the Nicolau Award, the product of the internal rules and processes of ALPA, is binding on USAPA. See Diss op. at 1187-88.
. The dissent agrees with “the general rule that we evaluate the duty of fair representation based on the fairness of the actual representation as memorialized in the [CBA,]” but would hold that this "is an unusual case and ... an exception” to that rule. Diss. op. at 1184. As much as the dissent stresses the case-specific nature of our inquiry, however, there is no disputing that this case would be the first time we allowed a DFR suit to proceed in a collective bargaining/ contract negotiating context before the CBA at issue was ratified. Such a departure from the norm would invite parties to bring suit long before internal disputes have had a chance to work themselves out. It would also force us in each case to decide — without the benefit of hindsight that is enjoyed in statute of limitations accrual cases — whether a union’s position is a mere announcement of a bargaining position or the adoption of a permanent change in position. Although the dissent believes that it is an easy question in this case, it will not always be so.
. Plaintiffs have identified only one case in which a court allowed a DFR suit to proceed before a contract had been executed. See Mount v. Grand Int’l Bhd. of Locomotive Eng’rs, 226 F.2d 604, 608 (6th Cir. 1955). In Mount, the union notified employees that it would negotiate a contract amendment in direct opposition to a series of rulings that had been made pursuant to the union's internal policies. Id. at 605-06. The Sixth Circuit held that the fact that the proposed contract had not been executed did not make the plaintiff's DFR action premature. Id. at 608. Mount, however, contained only a cursory analysis of the ripeness issue, and we are not persuaded to apply its conclusion to this case. More recent cases have held that a claim does not accrue when the union merely announces its intention to breach its DFR in the future. See Ramey v. Dist. 141, Int’l Ass’n of Machinists & Aerospace Workers, 378 F.3d 269, 279 (2d Cir.2004) ("[W]e do not require, or even permit, union members to bring a suit against their union simply because the union has announced its future intention to break its duty.”); Teamsters Local Union No. 42 v. NLRB, 825 F.2d 608, 615-16 (1st Cir.1987) ("Knowledge of a party's predisposition to commit an unfair labor practice or suspicion that, when the moment is opportune, the knife thrust will follow, is not enough to galvanize § 10(b). The statute begins to run only when the impermissible act or omission — the unfair labor practice — actually takes place.”).
. Indeed, we are hesitant to transplant a rule from cases analyzing claim accrual for statute of limitations purposes to the ripeness context. Although we have noted the relationship between the statute of limitations and ripeness inquiries, see Levald, Inc. v. City of Palm Desert, 998 F.2d 680, 687 (9th Cir.1993) (“Determining when the cause of action accrues is merely the corollary to the ripeness inquiry.”), there are key differences in the posture of a case that presents a statute of limitations issue and one that presents a ripeness issue. In a statute of limitations case, unlike a ripeness case, the injury has unquestionably culminated, and the issue is whether the plaintiffs learned or should have learned of the injury so long ago that it would no longer be fair to bring the suit. In deciding these cases, courts often decline to identify a specific date on which the claim accrued, instead identifying the "earliest” or "latest” date it could have accrued, depending on whether the court determines the claim to have fallen inside or outside the applicable statute of limitations. See, e.g., Gvozdenovic v. United Air Lines, Inc., 933 F.2d 1100, 1106 (2d Cir.1991) (concluding that claim was time-barred because it accrued "at the latest” on the date the union ratified the allegedly violative agreement, which was more than six months before filing).
. Plaintiffs correctly note that Ramey suggests a DFR claim can accrue before implementation of the policy at issue. Analogizing to anticipatory repudiation in a breach of contract case, the Ramey court noted that it would be possible — but not required — for a claim to be brought when a union unequivocally communicates its intention to breach its DFR, but that for statute of limitations purposes, the claim did not accrue until “the date on which performance was due, namely the date on which [the union] advocated a position on the seniority issue to [the employer].” 378 F.3d at 279-80. The court went on, however, to qualify its holding, recognizing the requirement of likelihood of harm:
Because we hold that [the union] has not met its burden to demonstrate that plaintiffs reasonably should have known that the breach occurred before January 28, 1999 [the date six months before filing date], we do not address the difficult and unsettled question of how certain it must be that harm will be caused by a union's breach in order to trigger the statute of limitations. We have held that the statute of limitations is triggered even if it is not absolutely certain that a union member will be harmed by a breach. However, we note that there must be some likelihood that a harm will result from a union's breach before a member may file suit. Otherwise, such claims would be unduly speculative. We caution district courts to consider this issue in the future when faced with a suit brought after a union breaches but before tangible harm is caused.
Id. at 280 n. 5 (citations omitted).
. The DFR applies both to contract negotiation and contract administration. See O’Neill, 499 U.S. at 67, 111 S.Ct. 1127.