UNPUBLISHED
UNITED STATES COURT OF APPEALS
FOR THE FOURTH CIRCUIT
No. 98-2540
VERNOY KENNEDY,
Plaintiff - Appellant,
versus
FIRST OMNI BANK N.A.,
Defendant - Appellee,
and
EQUIBANK CREDIT SERVICES; GERALDINE KENNEDY;
EQUIFAX, INCORPORATED/CREDIT BUREAU; TRW,
INCORPORATED,
Defendants.
Appeal from the United States District Court for the District of
South Carolina, at Greenville. Henry M. Herlong, Jr., District
Judge. (CA-97-947-6-20)
Submitted: March 9, 1999 Decided: March 22, 1999
Before WILLIAMS, MOTZ, and TRAXLER, Circuit Judges.
Affirmed by unpublished per curiam opinion.
James J. Raman, Spartanburg, South Carolina, for Appellant. Rivers
Stilwell, NELSON, MULLINS, RILEY & SCARBOROUGH, L.L.P., Greenville,
South Carolina, for Appellee.
Unpublished opinions are not binding precedent in this circuit.
See Local Rule 36(c).
PER CURIAM:
Vernoy Kennedy appeals the district court’s order granting
summary judgment for First Omni on Kennedy’s claims under the Truth
in Lending Act, 15 U.S.C. § 1642 (1994), and remanding the remain-
ing claim to the state courts. We have reviewed the record and the
district court’s opinion and find no reversible error. According-
ly, we affirm on the reasoning of the district court. See Kennedy
v. First Omni Statutory Actions, No. CA-97-947-6-20 (D.S.C. Sept.
16, 1998). We dispense with oral argument because the facts and
legal contentions are adequately presented in the materials before
the court and argument would not aid the decisional process.
AFFIRMED
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