925 So. 2d 1260 (2006)
Charles DUCHAMP, et ux.
No. 2005-C-2505.
Charles DUCHAMP, et ux.
v.
STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, et al.
No. 2005-C-2505.
Supreme Court of Louisiana.
March 31, 2006.*1261 Denied.
VICTORY, J., would grant.
TRAYLOR, J., would grant.