25 So.3d 804 (2009)
Shannon MENARD et al.
No. 2009-C-1869.
Shannon MENARD et al.
v.
LAFAYETTE INSURANCE COMPANY et al.
No. 2009-C-1869.
Supreme Court of Louisiana.
November 20, 2009.Granted.
Supreme Court of Louisiana.
November 20, 2009.Granted.