Mary Ann Castro v. Manuel Castro

r ! r. ■:■■ ■ ■■;; ■■. :; In the Fourth Court Of Appeals ;„■ • .vt ;.;> , _, ,i . Fourth Court Of Appeals District 2015 HAY "^ PH 2' U San Antonio Texas Bexar County / ^, , i' , , Maryann Castro v. Manuel Castro Re: Court Of Appeals Number: 04-14-00785-CV Trial Court Case 2011 -CI-15957 MOTION FOR RELIEF ON THE AGREEMENT FOR FINAL DIVORCE SIGNED ON OCT 30 ,2013 BY JUDGE CANALES Here Comes Maryann Castro Appellant Pro-5e in Appeals Court filing a Motion Of Relief date 5/4/2015. Appellant Maryann Castro has submitted to the Appeals Court Evidence of Fraud Committed By Appellee Manuel Castro and The non-Spouse Mistress Christina Pacheco. A)Comparative Market Analysis prepared for Manuel Castro by Archie Marmolejo All season realty a friend of The Non spouse Mistress Christina Pacheco showing martial home 1501 Olive a realtors opinion 351,375 this is a broker opinion or Comparative Market Analysis and should not be considered an appraisal this was done to harm and hurt Appellant Maryann Castro overvalue the Community with a realtors opinion. BjReporters record volume 1 of 1 volume trial court cause no.2011-ct-15957 Sept 29,2014 showing Dinorah Diaz and Counsel Joseph Appelt both knew Appellee Manuel Castro the stay in bankruptcy was not lifted on Oct 30,2013 and that was to cause harm against Appellant Maryann Castro and Counsel Dinorah Diaz testifying for Appellee Manuel Castro and Non spouse Mistress Christina Pacheco involvement in the Agreement for Final Divorce signed Oct 30,2013 this was done to hurt and harm Appellant Maryann Castro. C)Certified Appraisal of 1501 Olive st showing value of 225,000 actual value not a realtors opinion this is justice that was not allowed to be told in Court by Counsel Joseph Appelt he continued filing motion to sell the martial home by overvaluing the Community to hurt and harm Appellant Maryann Castro. D)Active Bankruptcy Of Manuel Castro Motion of stay lift was not filed on Oct 30,2013 Both Counsel Appelt and Diaz lied under oath on Sept 29,2014 saying that Judge Canales knew of Bankruptcy and Lift stay was filed on Oct 30,2013 it was never filed. It was filed by Appellant Maryann Castro on July 16,2014 she had to hire Malaise Law firm in order to proceed in divorce with Appellee Manuel Castro with intent to harm and hurt Appellant Maryann Castro with fraud in the Agreement for Final Divorce Signed Oct 30,2013. EJHiding a martial Asset Appellee Manuel Castro and Counsel Joseph Appelt hid a 99 Subaru and Keogh Plan Pension and filed a motion for final divorce decree with intent to hurt and harm Appellant Maryann Castro knowing Appellant Maryann Castro was challenging the Agreement for fraud F)Notice of default and intent to Accelerate BSI Financial Appellee Manuel Castro was not paying the home mortgage and in the agreement for final divorce it states he is to pay his bankruptcy which was the home mortgage and he defaulted and attempted to collect 40,000 knowing he was in active bankruptcy and was not paying the home mortgage and did not tell the court on Oct 30,2013 with the intent to hurt and harm Appellant Maryann Castro. GjAppellee Manuel Castro Active Bankruptcy chapter 13 dated 9/5/14 and in this hearing the motion for relief from stay and against co-debtor 1501 Olive street Appellee Manuel Castro was not Communicating with Appellant Maryann Castro about the interest of losing the martial home to bankruptcy and non-payment of mortgage this document was given to Appellant Maryann Castro by Counsel Sarah Lishman Appellant Maryann Castro was not given her right to protect her homestead and her interest Appellee Manuel Castro was trying to proceed fraud in collecting 40,000 by having counsel Appelt enforce sell of martial home that was awarded to Appellant Maryann Castro. Appellee Manuel Castro And Counsel Joseph Appelt hid from the Court and Appellant Maryann Castro the active bankruptcy on Oct 30,2013. Appellee Manuel Castro And Counsel Joseph Appelt hid from the Court and Appellant Maryann Castro Appellee Manuel Castro was not paying the home mortgage on the martial home they shared but expected to collect 40,000 on fraud equity using a Comparative Market Analysis-Realtors opinion overvalued the Martial Home. Appellee Manuel Castro and Counsel Joseph Appelt hid a martial asset the following a 99 Subaru and Keogh Plan Pension. Appellee Manuel Castro and Counsel Joseph Appelt Appellee Brief was due April 29,2015 and had not been filed in a timely manner which is not fair to Appellant Maryann Castro who has submitted Appellants brief in a timely manner with references that show proof of fraud, martial misconduct committed by Appellee Manuel Castro. Appellant Maryann Castro is praying the Court grants her the relief she is entitled to and award her the following. Appellant is praying the Appeals Court awards her the 11,000 in Johnson Control retirement to be paid to BSI Financial. Appellant Maryann Castro is praying the Court awards her spousal maintence in the Amount of 1300 monthly for 10 years Appellee Manuel Castro makes 22 Dollars hourly and makes 70,000 yearly Appellant Maryann Castro is disabled and her income is 864 monthly. Appellee Manuel Castro and Appellant Maryann Castro were married for a time in the amount of 28 years. Appellant Maryann Castro is disabled and became disabled within the marriage began July 21, 1984 and Appellant Maryann Castro became disabled in 2001. Appellant Maryann Castro prays for the Court to award her the 99 Subaru. Appellant Maryann Castro prays for the Court to award her Appellant Maryann Castro share of the Keogh Plan Pension that was hidden from her. Appellant Maryann Castro prays for the Court to award her 20,000 in Attorney fees to be paid by the non-spouse mistress Christina Pacheco who is part of the lawsuit and Appellee Manuel Castro for the fees that were charged to Appellant Maryann Castro that was caused by Appellee Manuel Castro and Non Spouse Mistress Christina Pacheco for Committing fraud with the intent to hurt and harm Appellant Maryann Castro. ( Cl/fcl ■*■'<£> ) C *'v^l COSp*^ ) Appellant Maryann Castro prays for the Court to grant her the relief in the Agreement for final Divorce signed Oct 30,013 there is no equity in the Amount of 40,000 a realtors opinion was used to overvalue the martial home and Appellant Maryann Castro prays for the Court to void the Agreement for final Divorce not to sale her homestead the martial home that was awarded to her on Oct 30,2013. Appellant Maryann Castro prays for the Court to grant her relief and Justice on the Agreement for inal Divorce signed Oct 30,2013. Maryann Castro Pro se Appellant 1501 Olive Jourdanton Texas 78026 8304960133 Pacattitude2014@ GMA1L.COM A Comparative Market Analysis Property At: Prepared For: Manuel Castro 1501 Olive Jourdanton, TX 78026 Prepared By: Archie Marmolejo All Season Realty Office Phone: (830) 281-S263 Direct Line: (210) 34-7-7330 Personal F3X Number. (210) 569-6211 Email: marmolejoarchie@aoi.com THIS IS A BROKER PRICE OPINION OR COMPARATIVE MARKET ANALYSIS AND SHOULD NOT BE CONSIDERED AN APPRAISAL. In making any decision that relies upon my work, you should know that I have not followed the guidelines for development of an appraisal or analysis contained in the Uniform Standards of Professional Appraisal Practice of the Appraisal Foundation. Prepared By: Archie Marmolejo Ail Season Realty Seller's Statement Property At: Prepared For: Manuel Castro 1501 Olive Jourdanton, TX 78026 Suggested Marketing Price: $351,375 B 1 REPORTER'S RECORD VOLUME 1 OF 1 VOLUME 2 TRIAL COURT CAUSE NO. 201l-CI-15957 3 IN THE MATTER OF ) IN THE DISTRICT COURT THE MARRIAGE OF ) 4 ) MANUEL G. CASTRO ) 5 ) BEXAR COUNTY, TEXAS AND ) 6 ) MARY ANN CASTRO ) 45TH JUDICIAL DISTRICT 7 Q 0 9 10 HEARING ON MOTION TO DECLARE AGREEMENT FOR FINAL DIVORCE VOID 11 12 13 14 On the 29th day of September, 2014, the following 15 proceedings came on to be heard in the above-entitled 16 and numbered cause before the Honorable Laura Salinas, 17 Judge Presiding, held in San Antonio, Bexar County, 18 Texas. 19 Proceedings reported by computerized stenotype 20 machine. 21 22 23 24 25 GLYN E. POAGE, CSR, RDR, CRR 166TH DISTRICT COURT BEXAR COUNTY, TEXAS 1 APPEARANCES JOSEPH P. APPELT SEOT NO. 00789809 Joseph P. Appelu, P.C 5825 Caliaghan Road, Suite San Antonio, Texas 78228 Telephone: (210)375-1212 Attorney for Petitioner 6 SARAH ANNE LISHMAN SBOT NO. 24086267 JAMIE L. GRAHAM SBOT NO. 24027335 310 S. St. Mary's Street, Suite 845 San Antonio, Texas 78205 Telephone: (210)308-6448 Attorney for Respondent 10 11 TINA PACHECO, Pro Se Respondent 12 13 14 15 16 17 18 19 20 21 22 23 24 25 GLYN E. POAGE, CSR, RDR, CRR 166TH DISTRICT COURT BEXAR COUNTY, TEXAS 1 INDEX 2 Statements of Counsel 3 WITNESS DIRECT CROSS 4 MARIA DINORAH DIAZ 9 16 5 Court's Ruling 6 Court Reporter's Certificate 34 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 GLYN E. POAGE, CSR, RDR, CRR 166TH DISTRICT COURT BEXAR COUNTY, TEXAS 1 (September 29, 2014, 9:12 a.m.) 2 THE COURT: Cause Number 2011-C1-15957. 3 Can I have everyone identify themselves for the record, 4 please? 5 MS. LISHMAN: Sarah Anne Lishman for Mary 6 Ann Castro. She's the movant in this case. 7 THE COURT: Okay. 8 MR. APPELT: Joseph Appelt representing 9 Manuel Castro, the respondent to their motion, the 10 petitioner in the original cause. Also present is 11 Manuel Castro and, technically, pro se is Christina — 12 your last name. 13 RESPONDENT PACHECO: Pacheco. 14 MR. APPELT: Pacheco. Who had been 15 interpled as a third party defendant during the divorce. 16 But I'm ready for Manuel Castro. 17 THE COURT: Okay. And, so, Ms. Lishman, 18 this is your motion, correct.? 5 MS. LISHMAN: Yes, Your Honor. This 20 actually is the fourth time that we've brought this 21 matter to court. It's a motion to declare agreement for 22 final divorce void. 23 Basically, the parties entered in~o an 24 agreement for final divorce about a year ago, on 25 October 30th, 2013, and we believe that that agreement GLYN E. POAGE, CSR, RDR, CRR 166TH DISTRICT COURT BEXAR COUNTY, TEXAS 1 is void as a matter of law because at that time there 2 was a bankruptcy pending. Mr. Castro was the debtor in 3 bankruptcy, and there was no lifting of the automatic 4 stay for the purpose of dividing the property that was 5 subject to the bankruptcy court jurisdiction at that 6 time, as is required by law. 7 The last time that we were here we spoke 8 in chambers. Sc just to get on record a timeline of 9 events, basically, this divorce was filed in 2011. 10 Thereafter, Mr. Castro filed for bankruptcy. Temporary 11 orders were entered in this matter, I think in 2012 — 12 maybe 2011 or 2012. But under the terms of those 13 temporary orders, Mr. Castro was required to make 14 mortgage payments on the marital residence, which he 15 failed to do so. And since that time no mortgage 16 payment has been made for the residence that Mrs. Castro 17 is residing in and still currently residing in. IS This agreement was entered — was — it's 19 a handwritten agreement, October 30th, 2013, and the 20 issue is that there was no lifting of the automatic 21 stay, so we believe it's void as a matter of law. 22 The other issue is that this agreement was 23 signed by or purports to be signed by all the parties 24 and Judge Canales, but there's no recitation that this 25 was actually a rendition of final judgment, and there GLYN E. POAGE, CSR, RDR, CRR 166TK DISTRICT COURT BEXAR COUNTY, TEXAS 1 was no record made. There's no judge's notes from that 2 day and this agreement was never filed. 3 So there's no evidence that this agreement 4 was ever a rendition of final judgment. And, so, we 5 believe because it was not rendered, there's no 6 ministerial duty binding on the Court to enter a final 7 order on uhe terms of this agreement. 8 THE COURT: Okay. And I have the cases. 9 MS. LISHMAN: Door versus State was the 10 case on point, and then I also handed you, last time, 11 another case citing, York versus State, for the same 12 proposition, that an agreement or an order entered in 13 violation of the stay is void as a matter of law. York 14 versus State is a Texas Supreme Cour~ case. 15 And if — and also for the issue of 16 rendition, I brought another case — it's Gamboa v. 17 Gamboa — saying that rendition of an order is an oral 18 pronouncement in open court or it has to be in a written 19 and filed memorandum. And at this time we believe 20 there's no evidence that ihere is a written and filed 21 memorandum, and no evidence that there was an oral 22 pronouncement. 23 THE COURT: Okay. Well, let me, I guess, 24 hear from Ms. Diaz first. But I did look into all these 25 issues. So if you want to go ahead and call her as a GLYN E. POAGE, CSR, RDR, CRR 166TH DISTRICT COURT BEXAR COUNTY, TEXAS 1 witness. 2 MR. APPELT: Yeah. I call Dinorah Diaz. 3 She should be sitting right outside. 4 MS. LISHMAN: And, Your Honor, 1 just 5 wanted to express to the Court, I think I mentioned this 6 last week, but just so it's on the record, I am 7 objecting to her testimony. I think it's a conflict of 8 interest because at the time she was representing Mrs. 9 Castro. I feel that if she's being called as a fact 10 witness now she has a clear conflict of interest, and I 11 also believe that her testimony is easily covered by the 12 attorney/client privilege. 13 And I'm also objecting to her testimony on 14 the basis of hearsay, because anything that she would 15 have to testify that would prove that there was an oral 16 pronouncement on this is hearsay. It's an out-of-court 17 statement made for the truth of the matter, and, so, all IS of it would be hearsay, Your Honor. 19 THE COURT: Okay. You can bring her in. 20 MR. APPELT: And I've got Judge Canales on 21 subpoena, too, Judge, but — 22 (Pause) 23 MS. LISHMAN: Your Honor, while we're 24 waiting for her, I'm not sure — in a prior hearing on 25 this matter I invoked the Rule, so if there's any other GLYN E. POAGE, CSR, RDR, CRR 166TH DISTRICT COURT BEXAR COUNTY, TEXAS 1 witnesses I'd like to invoke the Rule. 2 THE COURT: Anybody else that's going to 3 testify? 4 MR. APPELT: The only one might be Manuel 5 Castro, but that's going to be it. Judge. 6 THE COURT: All right. Raise your right 7 hand, please. 8 (Witness sworn) 9 THE COURT: State your name for the 10 record, please. 11 THE WITNESS: Maria Dinorah Diaz. 12 D-I-A-Z. 13 THE COURT: And, Ms. Diaz, I understand 14 you represented Ms. Castro previously in this matter? 15 THE WITNESS: Yes, Your Honor. 16 THE COURT: Okay. So 1 don't want you 17 discussing anything that is attorney/client related. IS It's a very narrow scope and it's going to be strictly 19 with regards to the appearance in court — the 20 appearance in presiding court October 30th, 2013 in 21 front of Judge David Canales, and that's it. 22 THE WITNESS: Yes, Your Honor. 23 THE COURT: All right. You may proceed. 24 MR. APPELT: May I approach the court 25 reporter to gen an exhibit — GLYN E. POAGE, CSR, RDR, CRR 166TH DISTRICT COURT BEXAR COUNTY, TEXAS 1 THE COURT: Yes. 2 MR. APPELT: — marked, Judge? Actually, before I do that, Judge, let me ask a couple of questions. 5 MARIA DINORAH DIAZ, being first duly sworn, testified as follows: DIRECT EXAMINATION BY MR. APPELT: 9 Q. Ms. Diaz — 10 A. Yes, sir. 11 0. — you are here because I subpoenaed you; is 12 that correct? 13 A. Yes, sir. Q. You did not volunteer to come here. You are — but for my subpoena, you would not be here; is that 16 correct? 17 A. Correct. 18 Q. A fair statement? And for the benefit of — 1 guess I know 20 the Court knows and the attorneys know, but what is the 21 effect if a witness disobeys a subpoena? What can 22 happen to that witness? 23 A- Well, they can get found in contempt. They can 24 be arrested and held in the Bexar County Jail overnight 25 to ensure that they appear in court. GLYN E. POAGE, CSR, RDR, CRR 166TH DISTRICT COURT BEXAR COUNTY, TEXAS 1U 1 Q. And in my questioning I don't want to go 2 anywhere near any type of attorney/client discussions at 3 all. It's just going to be about procedural aspects of 4 what you recall occurred on or about October 30th of 5 2013. 6 MR. APPELT: And with that, may I approach 7 the witness, Your Honor? 8 THE COURT: You may. 9 Q. (BY MR. APPELT) Ms. Diaz, I'm going to hand you 10 what's been previously marked Petitioner's Exhibit 11 Number 1. I believe it consists of four pages. And 12 flip through there, please, if you would, and when 13 you're done I have some questions for you about it. 14 A. (Witness complying) Yes. 15 Q. Do you recognize Petitioner's Exhibit Number 1? 16 A. Yes. 17 Q. And what do you recognize that to be? 18 A. An agreement for a final divorce regarding 19 Manuel Castro and Mary Ann Castro. 20 Q. And at the time that this agreement was 21 entered, were you Mary Ann Castro's attorney of record? 22 A. Yes, sir. 23 Q. Did you participate that day, on or about 24 October 30th, in the negotiations between the parties 25 which resulted in this handwritten agreement? GLYN E. POAGE, CSR, RDR, CRR 166TH DISTRICT COURT BEXAR COUNTY, TEXAS Zl 1 at all in this final agreement. 2 THE COURT: All I'm deciding is whether 3 this agreement — I'm not going to deal with the 4 substance of the agreement, merely whether this was a final divorce or not. That's the issue before me. 6 Q. (BY MS. LISHMAN) Ms. Diaz, does this agreement 7 for final divorce dispose of all of the issues that were 8 pending in this divorce, to your recollection? 9 A.I believe so. 10 Q. Is it generally a common practice for attorneys 11 to address issues pending from temporary orders in a 12 final order? 13 A. I guess it depends on the case. 14 Q. So, hypothetically speaking, if there was about 15 520,000 owed under temporary orders, is that an issue 16 that an attorney would put in the final order? 17 A. It depends. 18 Q. What does it depend on? 19 A. It depends on what the parries want, what they 20 agreed to and what's discussed, and whether or not it's 21 relevant and whether or not — and I don't really want 22 to get into the attorney/client: discussions with Ms. 23 Castro, but it would depend on those things, too. 24 Q. At the time — October 30th, 2013, at the time 25 you wrote this agreement for final divorce, were you GLYN E. POAGE, CSR, RDR, CRR 166TH DISTRICT COURT BEXAR COUNTY, TEXAS 1 aware that Mr. Castro was in bankruptcy at that time? 2 A. It was represented to me, yes, ma'am. 3 Q. Did you have any reason to believe he was not 4 in bankruptcy at that time? 5 A. No, ma'am. 6 Q. And were you aware that with the bankruptcy 7 pending that all property was subject to the bankruptcy 3 court jurisdiction? 9 A. The property concerning real estate, that that 10 was listed in the bankruptcy, yes. 11 Q. And does that include the residence on Olive 12 Street — 1501 Clive Street? 13 A. Yes. I believe it did. 14 Q. And, so, as an attorney, is it common practice 15 to make dispositions of property that are subject to a 16 bankruptcy court's proceeding? 17 A. If there is a lift stay. 18 Q. Was there a lift stay in this case? 19 A. It was represented to me that there was and 20 there was a document at — a document that was presented 21 -co me at the time. And there were those representations 22 made to the Court. And as an officer of the Court, when 23 representations are made by attorneys, then we usually, 24 you know, believe them. 25 Q. Who made the representation to you that the GLYN E. POAGE, CSR, RDR, CRR 166TH DISTRICT COURT BEXAR COUNTY, TEXAS 1 stay had been lifted? 2 A. Opposing counsel. 3 Q. And that's Mr. Appelt? 4 A. Yes. 5 Q. And when did he make that representation? 6 A. Well, I think — I don't know if it was that 7 day or if it was prior. I know that that was one of uhe 8 issues as to why it was, you know, taking a long time. 9 Q- And did you, yourself, do any due diligence to 10 follow up on that to ensure that the stay had been 11 lifted? 12 A. I did the due diligence necessary. 13 Q. And what does that entail? 14 A. To review the document that was given to me and 15 taking the word of counsel. 16 Q. And what document was -hat? 17 A. It was a letter or paper. I don't remember. 18 Q. And, so, you also testified that there was a 19 representation made to the Court that the stay had been 20 lifted. Are you saying that it was represented to Judge 21 Canales on October 30th, 2013 that the stay in 22 bankrup ■ccy was lifted? 23 A. That's what I believe, yes. 24 Q. Why do you believe that? 25 A. Because that was one of the issues. GLYN E. POAGE, CSR, RDR, CRR 166TH DISTRICT COURT BEXAR COUNTY, TEXAS 1 Q. Bur do you have any specific memory of it being 2 represented on that day to the Court, to Judge Canales, 3 that there was a bankruptcy pending and that the stay 4 had been lifted? 5 A. You know, I don't recall. It could have been 6 at, maybe, a temporary order or — you know, hearing. 7 I'm not sure. 8 Q. Do you recall if the bankruptcy was mentioned 9 in front of Judge Canales at all on October 30th, 2013? 10 A. I think it may have been. I believe it was, 11 but I'm not certain. 12 Q. And have you subsequently learned that the stay 13 in the bankruptcy was not actually lifted? 14 A. Yes. 15 Q. And, so, is there — is there any obligation on 16 you, as the attorney that entered into this agreement 17 with your client, to correct or reform that deficiency? 18 MR. APPELT: I'm going to object to the 19 relevance for the purpose of this hearing, Judge, 'cause 20 it's — 21 THE COURT: Sustained. 22 Q. (BY MS. LISHMAN) The terms of this agreement 23 require Ms. Castro to refinance the marital residence on 24 Olive Street within a certain period of time. Is that 25 correct? GLYN E. POAGE, CSR, RDR, CRR 166TH DISTRICT COURT BEXAR COUNTY, TEXAS 1 A. That's what was ordered by the Judge, and we 2 reduced it to writing and included it in the decree, 3 ye s. 4 Q. So the sole disputed issue was the time period 5 for refinancing the marital residence. Is that correct? 6 A. That's what I recall. Q. And are you recalling based on your actual 8 memory or from reviewing this written agreement? 9 MR. APPELT: Judge, I believe that was 10 asked and answered about 10 minutes ago. 11 THE COURT: Sustained. 12 Q. (BY MS. LISHMAN) Is it your — was it your 13 understanding at the time this agreement was written by 14 you and signed by the parties that all of the terms of 15 this agreement could have been performed by your client, 16 specifically that she could have refinanced the home 17 with the bankruptcy pending at that time? IS MR. APPELT: Judge, I'm going to object 19 again. I don't — as 1 recall, the purpose of this 20 hearing was not to get into the substance of the 21 agreement. It was to whether or not this was actually 22 proved up, the divorce, that is, before Judge Canales in 23 open court. 24 THE COURT: Sustained. 25 Q. (BY MS. LISHMAN) Did you put on any proof that GLYN E. POAGE, CSR, RDR, CRR 166TH DISTRICT COURT BEXAR COUNTY, TEXAS 1 day from your recollection or not — I guess — the term 2 "put on proof" refers to putting it on the record; is 3 that correct? 4 A. Not necessarily. 5 Q. Do you remember on that day if the specific 6 items on this agreement for final divorce were discussed with Judge Canales prior to him signing this agreement? 8 A. What do you mean by "discussed"? 9 Q. Well, you testified that you established the 10 residency requirements, the jurisdictional requirements 11 for getting a divorce in Texas. Is that correct? 12 A. Come again. 13 Q. When you went before Judge Canales you 14 established the residency requirements and the 15 jurisdictional requirements for a divorce in Texas. Is 16 that correct? 17 A. Meaning me or the parties? Like the attorneys 18 together, yes. 19 Q. When you were in front of Judge Canales on 20 October 30th. 21 A. Yes. I believe Mr. Appelt asked the questions 22 of his client. 23 Q. And do you recall if the specific provisions 24 dealing with divisions of specific items of property 25 were discussed with Judge Canales prior to him signing GLYN E. POAGE, CSR, RDR, CRR 166TH DISTRICT COURT BEXAR COUNTY, TEXAS c i iuuo ia:ui u i iSIilll - 1 Bill jyi . API •RAISfiL OF REAL PROPERTY LOCATED AT: 9.45 A^o;. J. Pniivrait SuiayFI. AK;ir.icr 1239 Jouruanlon, TX 7B026 FOR: 6501 SlanDO Road. Sufie 1D0 San Anlarkj. Taoi 7B21B AS OF: December 19. 2CG5 BY: JcvjhIu R Overisy He Isles, Teiaa 7B025 FernEA1— TOTAL to W.rtoV J?pniil'srtN,-irs t/jBTOdt.ilc. —I-BM AU.VDDE lit MORTGAGE Fax;2IO377DS60 Har 7 2006 15:03 Unfform Residential Appraisal Report Fli* 8335 5,300 SSS I cwraBFm«»i- :ja m EEiQ TO 133a ! Joi] rcan(o n l770TomRtad ^:^Vl2.3Sm.6 ' ; . ..- . i6,T5 mi'es iiK ...Dooci Ttf Conua n!onal so. on _!(5(KM K ("•■■■ .'.i'iiii! ■ ii-SIO I RnBS »r]J^! PflC Pai ft in: :.i C r.ir I Pool BB Ait.ustccl Sale Price 3.3B0' (let O.C San Anbifa MLS lN3n '^■■^^^S^a^ rtirv ct Sa'«s aiii) tvina ar^a. 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The Chapter 13 Trustee does not approve the afore-mentioned motion for the following reasons: The Trustee opposes the Motion to Lift Stay to proceed with Divorce filed July 16,2014 by Malaise Law Firm on Maryann Castro's behalf. The Debtor and Maryann Castro have previously entered into an agreement for final divorce on October 20, 2013. Both Debtor and Ms. Castro were represented by counsel and signed the agreement. The Trustee asserts the parties cannot re-litigate the terms of the agreement including the terms of the property settlement. WHEREFORE, the Trustee requests the Court deny the motion for the reasons stated above and set it for hearing on the next available hearing dale. The Trustee further asks the Court Tor any other relief to which she may be entitled. Dated: July 29, 2014 Respectfully submitted, As/ Jessica L. Hanzlik JESSICA L. HANZLIK TSBN: 24055661 STAFF ATTORNEY FOR THE CHAPTER 13 TRUSTEE jhanziikjSsach 13.com 1050 Heritage Blvd. Ste. 201 San Antonio, TX. 78216 (210)824-1460 fax; (210)824-1328 E NO. 2.Q11 CI 15957 MATTER OF § IN THE DISTRICT COURT MARRIAGE OF § MANUEL G. CASTRO' AND § 45TH JUDICIAL MARY AM CASTRO | 3EXAR COONTY, TEXAS BTNAL DECREE OF DIVORCE On October 30; 2013 the Court heard this case. Appearances Petitioner, MANUEL C, CASTRO, appeared in person and through attorney of record, JOSEPH P. APPELT, and announced ready for trial. Respondent, MARY ANN CASTRO, appeared in person and through attorney of: DINORAH M. DIAZ, and announced ready for trial. Tiurd party Respondent, TINA PACHECO, appeared in person and announced ready for v-C Record S M JJ maldng of a record^ testimony was waived by the parties with the consent of the Court. Jurisdiction and Domicile o n v The Court finds that the pleadings of Petitioner areja due all the allegations, information, and prer finds that it has jurisdiction of this case and of all the partie/and elapsed since fee date the suit was filed. ThqCoort farther finds that, at the time this suit was filed, Petitioner had been a interest, and claim in and to thatproperty: H-l. All household furniture, furnishings, fixtures, goods, art objects, collectibles, appliances, and equipment in the possession of the husband or subject to his sole control. H-2. All clothing, jewelry, and other personal effects in the possession of the husband or subject to his sole control. H-3. All sums of cash in the possession of the husband or subject to his sole control, including funds on deposit, together with accrued but unpaid interest, in basks, savings institutions, or other financial institutions, which accounts stand in the husband's sole name or from which the husband has the sole right to withdraw funds or which are subject to the husband's sole control. H-4. All sums, whether matured or unmatured, accrued or unaccrued, vested or otherwise, together with all increases thereof, the proceeds therefrom, and any other rights related to any profit-sharing plan, retirement plan, geogfa plan, ipsjggnjfon employee stock option plan, 401(k) plan, employee savings plan^accrued unpaid bonuses, disability plan, or n. u - - ■ , other benenLS ^sbngJjjuEasoa^fthsU^^ W ""X- file MCrt OLXi " — i-i—: c\y\ y h&eniti Kfl H-5. All individual retirement accounts, t simplified ilifid employee l pensions, annuities a ^S i vanable annuity life insurance benefits in the husband's name. H-6. The 1999 Subarujno^y^hicle, together with a!] prepaid insurance, keys, and title documents. ~~? jJ^L. DdOfsLh i^jf^ fhir^ clo'Sit h-P Property to Wife < r, ■ I l ,' H i \ l ~tM -^^* / IT IS ORDERED AND DECREED that the wife, MAKY ANN CASTRO, is awarded the following as her sole and separate property, and the husband is divested of all right title, interest, and claim in and to that property: same date, but signed on JUDfjjE PRESIDING APPROVED AS TO FORM ONLY: Joseph P. Appslt. P.C. Attorney st Law 5825 Callaghan Rd. Ste. 104 San Antonio, TX 78228 Tel: (210) 375-1212 Fax:(210)375-1213 State Bar No. 00789S09 Attoh^ey $£aw 2325 Vj^e Jackson ia Texas78213 rM:(210)34K3488 /zx.: (210) By:. Attorns}' for Respondent State Bar No. APPROVED AND CONSENTED TO AS TO BOTH FORM AND SUBSTANCE: Petitioner \ Respondent CN 13 //V fv / / F 10/09/2014 Senl via Certified Mail ■J3D7 HDD H7D D773 251? C,D MANUEL G CASTRO JR 1501 OLIVE ST JOURDANTON, TX 78026-2220 Loan Number; 44675 Property Address: 1501 OLIVE STREET JOURDANTON, TX 78026 NOTICE OF DEFAULT AM) INTENT TO ACCELERATE Dear V1ANUBL G CASTRO JR: This letter is formal notice by BSI Financial Services, Inc. (herein as "BSI"I the Servicer of the above-referenced loan, on behalf of MLB SUB I, LLC that you are in default under the terms of ;he documents creating and securing your Loan described above, including the Note and Deed of Trust/Mortgage/Security Deed ("Security Instrument"), for failure to pay the amounts due. The loan is due for 12/01/201 I and subsequent payments, plus late charges, fees and costs. As of today, the total delinquency and reinstatement amount is $73,967.02, which consists of the following: Next Payment Due Date 12 01 "'Ol 1 Total Monthly Payments Due: $66 357 75 (35 @ Sl,732.72) Late Charges A $4.204.26 OtllcrFees: / ( S3.395.00 Unapplied Balance: ^ \ (§q qq-, TOTAL YOU MUST PAY TO CURE DEFAULT: 573 967 02 U It is possible thai after payment or the amounts detailed above there may be other fees still due and ewing, Including but not limited to other fees, escrow advances or corporate advances (hat BSI paid on your behalf or advanced to your account This letter is a formal demand to pay S73.967.02. If the default, together with additional payments thai subsequently become due, is not cured by 11/13/2014, BSI will accelerate the note so that the entire debt is immediately due and payable, and take steps to terminate your ownership in the property by a foreclosure proceeding or other action to seize the property. IF YOU ARE UNABLE TO BRING YOUR ACCOUNT CURRENT. BSI offers consumer assistance programs designed to help resolve delinquencies and avoid FORECLOSURE. These services are provided without cost to our customers. You may be eligible for a loan workout plan or other similar alternatives. If you would like to learn more about these programs, you may contact the Loss Mitigation Department at (800) 327-7S61, Monday-Wednesday 8 am to 8 pm EST, Thursday S am to 6 pm EST, Friday 8 am to 5 pm EST Saturday S am to 12 pm EST. WE ARE VERY INTERESTED IN ASSISTING YOU. The default above can be cured by payment of the total delinquency and reinstatement amount plus anv TX^NOI Page 1 of 3 1307 11D0 1170 □??□ 351E ID G .NERUPICY COUE Westers District b€ Texas Bankruptcy Case No.: 12-52696-cag Chapter No.: 13 Judge: Craia A. Garsotta IN RE: MsmieE GuacEaEuee Castro, Jr., Debtor(s) NOTICE OF HEARING PLEASE TAKE NOTICE that a hearing will be held a! S.A. Courtroom 3, Hipoiilo F. Garcia red Bide &i Courthouse, 615 E. Houston St., San Antonio. TX 78205 on 9/29/14 Et 09:00 AM Hearing lo Consider and Acf Upon the Following: (Related Dociimentfs): 63 Motion for Relief from Stay Aod AgainstCo-Deblor {1501 Olive Street. Jourdanton, TX 7SQ26}(14 Day Ohjeeiion Language) ( filing Fee: % 176.00 j filed by Angela K. Randennann for Creditor BSI RnaneiaJ Scn'ices. as Service;- for Wells Pargo Bank, N.A. (Atlachments: # 1 Affidavit # 2 Eshibil)) Healing Schedaled For 9/29/2014 al 09:00 AM al SA Courtroom 3 (Esquivel. Maria; Dalcd: 9/5/14 YvetlcM. iaylor Clerk. U. S. Eankniptcy Coun [BK1) [KldBJ S) TKO 025169 7^905025194013 12-52696-cag Doc#63-2 Filed 09/04/14 Entered 09/04/14 20:37:39 Exhibit Pg 1 0? 2 IN THE UNITED STATES BANKRUPTCY COURT FOR THE WESTERN DISTRICT OF TEXAS SAN ANTONIO DIVISION CASE NO. 12-52696-CAG-13 § GUADALUPE CASTRO, JR. § § CHAPTER 13 DEBTOR § BS1 FINANCIAL SERVICES, AS SERVICER § § FOR WELLS FARGO BANK, N.A- ITS SUCCESSORS AND ASSIGNS § § MOVANT § vs MANUEL GUADALUPE CASTRO, JR.. DEBTOR MARY CASTRO. CO-DEBTOR § i MARY K. VEGELAHN, TRUSTEE RESPONDENTS mm^m^B^mSmmS1^ ^SiSSsiESSissiisi^