911 N.E.2d 9 (2005)
361 Ill. App. 3d 1095
UNITED AUTO. INS. CO.
No. 1-04-0620.
UNITED AUTO. INS. CO.
v.
MILLER.
No. 1-04-0620.
Appellate Court of Illinois, First District.
November 10, 2005.Affirmed.
Appellate Court of Illinois, First District.
November 10, 2005.Affirmed.