931 N.E.2d 362 (2006)
368 Ill. App.3d 1210
AMERICAN SERVICE INS. CO.
No. 1-05-0445.
AMERICAN SERVICE INS. CO.
v.
SHADLEY.
No. 1-05-0445.
Appellate Court of Illinois, First District.
December 12, 2006.Affirmed.
Appellate Court of Illinois, First District.
December 12, 2006.Affirmed.